2. Why Invest
• Investing is parting with current cash flow to
secure future targeted expenses.
• Investment gives power to take control of
expenses. It provides pro-active approach
rather than reactive approach.
• Investing can lead to financial freedom by
disciplined managing of expenses and making
provision of future money need well in
advance.
3. Investment vehicles used
• Traditionally we are using below options to
invest our money :
– Fixed Deposits
– Gold, Silver and other precious metals or stones
– Real estate
• Lets see if these options are effective in long
term
4. Returns over the period (1979-2014)
Average Rate
of return
Average
Inflation
Rate after
inflation
F.D. 8.44% 7.50% 0.94%
Gold 11.49% 7.50% 3.99%
Silver 11.34% 7.50% 3.84%
Sensex 24.83% 7.50% 17.33%
5. Why Share Market
• After tax returns of investment should be
more than inflation to beat the inflation.
• Share market is only available option which
can beat other options and give tax efficient
returns.
• Let your money work for you as hard as you
are working.
6. Shares Trading Vs. Investing
• No. I am not suggesting to start trading in share
market. Because at end of day share trading is
another source of income and can not replace
investment.
• I am suggesting to start INVESTING in share
market. And there is difference between trading
and investing.
• Investing directly in shares need lot of time and
study which is not possible while continuing
routine life.
7. Mutual Fund
• Mutual fund creates pool of money from
investors and uses professional expertise to
manage the fund.
• Fund invests in share or debt market or both.
• It can also help in tax planning by leting you
save tax under 80C with only 3 years of lock in
period which is least among peers.
8. With Mutual Funds you can
• Create Wealth
• Save for retirement
• Achieve Financial goals
• Save TAX
• And most importantly
Be Financially Free
9. Services offered
• Complete analysis of requirement
• Setting financial goals
• Building portfolio suitable to you
• Managing portfolio