Accompanying video: https://youtu.be/yglAJe9buSg This is my keynote speech during impact’16 fintech/insurtech -the most content driven #fintech congress in the Central Eastern Europe gathering the top industry innovators. Impact’16 fintech/insurtech will create a platform for true collaboration between start-ups, corporations, public administration and regulator, academics as well as the investment funds.

1. Patrick L Young
CEE Impact FinTech
Wroclaw, December 7th 2016

2. PatrickLYoung

3. Change:
Is the ONLY Certainty In
Life & Investment

4. “The trouble with weather
forecasting is that it's right too often
for us to ignore it and wrong too
often for us to rely on it .”
Patrick L Young

6. Disintermediation
"Somewhere out there is a bullet
with your company's name on it.”
Gary Hamel

7. Peak Horse

8. Peak Mobile Phone Shop

9. Peak Bank Branch

11. Banker Power Has Peaked
• 2008 Wasn’t Just
A Crash...it was
the peak of
banker power…
• Regulatory
Monopoly
Erosion

12. Two Big FinTech
Risks

13. Incumbent FinTech

16. Uber & AirBnb Vs the world

17. Regulatory issues involve foresight
& government ability to change

18. Exchanges (Many Still Co-Ops!)

19. Distributed Ledger: the new
double entry bookkeeping?

20. The Copernican
Revolution in
Finance

23. the Bitcoin universe
delivered the Model T
experience…

25. Victory or Death

26. Patrick L Young
Snapchat:
FrontierFinance
@FrontierFinance
patricklyoung