CURRICULUM VITAE
Neeraj Kumar Pandey
+91 9919694000
Email: - neerajpandey79@yahoo.co.in
S/O- R.C.Pandey
Vill & PO-Mahsi. Tah-Mahsi. Distt.-Bahraich
Uttar Pradesh
Career Objective
A result oriented qualified alumni with 9 Yrs of growing experience which includes Branch Handling, Team
Management, Sales management, Receivable management, Recovery / Repo & Legal Initiation. Presently
interested for a challenging and growth oriented career opportunity wherein contribution towards growth is
possible simultaneously with learning & self development. I prefer team based management style with abilities in
creating a conducive environment to work & grow. I am confident on my vintage learning & experience that it will
be ever fruitful for any organization wherever it is applicable.
Current Role & Designation
Branch Manager with Shriram Transport Finance Co Ltd. in Commercial Finance, Farm Equipments &
Auto sector finance division, Lucknow. UP. Handling more than 19 team member of Lucknow Branch.
Experience of Sales and recoveries in Secured portfolios with proven abilities in laying down plans for increasing
business and recoveries, ensure to comply the credit policies of the company. Proficient in growing the business
and deriving the recoveries process for improving the profitability of the Branch and company as well and
minimizing the risk & losses and reducing delinquency at lowest level.
Current Job Responsibilities
1) Responsibilities of handling New/Used vehicles Loans and Recoveries portfolio of the Branch.
2) Special focus on rural market for penetration and development.
3) To manage & monitor early delinquencies, Non starters and PDD collection of region with the help of Credit
and branch Team.
4) To increase sale targets for all segments.
5) Expertise in formulating & implementing strategies towards enhancing business volume and growth as well
as analyzing & assessing revenue potential in new business opportunities; excellent planning with proven
abilities in accelerating growth and generating customer loyalty levels.
6) Possess strong business environments with the ability to conceive profitable and efficient solutions;
7) Maintaining periodically meetings/interactions with Dealers sales team.
8) Regular follow-up with all segment dealers & Manufacturer regarding business promotion strategies &
techniques.
9) Coordination with the Branch team for events and advertising to increase the enquiry level at the Show
Room & Conducting Road Shows, Loan Mela at the prospective places for development of Market.
10) Providing proper training program to branch team for product and market knowledge.

Career Growth
Different Job profile handled in Shriram Transport Finance Company Ltd.
 Jr. Product Executive - Bahraich (NOV- 2007 to May - 2008) in Shriram Transport Finance co.ltd.
Taking care of commercial vehicle loans and recovery of the same.
 Product Executive- Bahraich (May 2008 to Mar - 2010) in Shriram Transport Finance co.ltd.
Taking care of commercial vehicle loans and recovery of the same.
 Sr. Product Executive- Bahraich (Apr 2010 to Mar - 2012) in Shriram Transport Finance co.ltd.
Taking care of commercial vehicle loans and recovery of the same.
 Asst.Product Manager- Bahraich (Apr 2012 to Nov-2014) in Shriram Transport Finance co.ltd.
Taking care of commercial vehicle loans and recovery and team handling of the same.
 Branch Manager – Lucknow (Nov – 2014 to till date) in Shriram Transport Finance Co. ltd.
Working as a manager in the company and managing day to day business activities. Trained staff and
improved their skills and efficiency. Improved existing processes and operations of the company and
created teams of professionals to perform various tasks. Increased company’s financial situation by
managing its finances and reduced overheads and NPA to considerable level.
Key Achievements
 From the date of joining to till date organization has recognized my strength and competencies and
promoted continuously from Jr. Product Exe. To Branch Manager.
 Continues participation in various Seminars & Workshops on how to improve public relations of both
internal & external policies and procedures.
 Active Participation in all annual conferences.
Core Competencies
 Excellent hold on Rural Sector Lending & recovery.
 Familiarity with all aspects of dealer relationship management.
 Ability to cope with dynamic market conditions and develop sales strategy accordingly.
 Ability to work in high-stress environments and to make complex decisions regarding pricing.
 Extensive knowledge of sales and marketing strategies.

Educational Qualifications
 B.A. - Awadh University (2013)
Personal Details:-
Name : Neeraj Kumar Pandey
Date of Birth : 15/05/1989
Father’s Name : Ramesh Chandra Pandey
Marital Status : Married
Language Known : Hindi, English
Annual CTC : INR 3.31 Lac/- p.a. (Fixed) + Variable.
Self Declaration: I do hereby declare that all the above furnished information’s are true
to the best of my knowledge & belief.
Date:…………… Signature
Place : Lucknow. U.P. Neeraj Kumar Pandey