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Consider Your Options




                 http://needaloantoday.com
• Things to Consider if you need a
  short term loan
• Do you have bad credit
• Do you have a steady Job
• Do you make at least a Thousand
  dollars a month
• Do you have a checking account


                       http://needaloantoday.com
http://needaloantoday.com
Difference Between Secure
   and Unsecure Loans
Secure Loans are loans that are held with
  collateral. Collateral is something of value
  that guarantees a loan in case you don’t
  pay it back
An unsecure loan is simply a loan where no
  collateral is needed because of your good
  Credit History.


                               http://needaloantoday.com
• Pawn Loans are the simplest of secure
  loans since what ever you pawn stands for
  the loan that you are given. This type of
  lending has been around for thousands of
  years and it is not going anywhere no
  matter what the politicians say.
• It is a very real way for consumers to put
  extra cash in their pockets.

                             http://needaloantoday.com
Payday loans are a type of unsecure loans
 and this means that they don’t need
 collateral. But you do have to have a
 steady job and income, be a citizen and be
 at least 18 years old. The interest rates are
 high and you have to pay it back in about
 2 weeks or so, in that case use them
 wisely. They are not for long term
 problems.
                               http://needaloantoday.com
Car Title loans are a type of secure loan
 where the value of your car or truck
 stands for the loan that you are given. If
 you don’t pay it back, then the lender can
 take your car and sell it to cover the loan
 that you did not pay back. It’s a raw deal
 if you are not careful. The interest rates
 can be 400% APR.

                              http://needaloantoday.com
Peer to peer lending is a new one on the
 block so to speak. Yes people have been
 borrowing money from each other forever,
 but this type of lending is facilitated by a
 third party. These facilitators are typically
 online companies that unit borrowers with
 lenders and everybody wins in the
 situation, just as long as the borrower pays
 it back.
                              http://needaloantoday.com
Individual lenders bid on interest rates for
  the different borrowers. Interest rates can
  be as low as 8 percent or as high as 30
  percent depending on the credit
  worthiness of the borrower. This type of
  lending has opened a whole new world of
  fresh capital to small business owners.



                              http://needaloantoday.com
• If you need a loan on a short term basis,
  you must consider your options and do
  your research. This type of borrowing
  should only be used for emergencies of
  minor financial significance.
• For more information visit
  http://needaloantoday.com.

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Short Term Loans

  • 1. Consider Your Options http://needaloantoday.com
  • 2. • Things to Consider if you need a short term loan • Do you have bad credit • Do you have a steady Job • Do you make at least a Thousand dollars a month • Do you have a checking account http://needaloantoday.com
  • 4. Difference Between Secure and Unsecure Loans Secure Loans are loans that are held with collateral. Collateral is something of value that guarantees a loan in case you don’t pay it back An unsecure loan is simply a loan where no collateral is needed because of your good Credit History. http://needaloantoday.com
  • 5. • Pawn Loans are the simplest of secure loans since what ever you pawn stands for the loan that you are given. This type of lending has been around for thousands of years and it is not going anywhere no matter what the politicians say. • It is a very real way for consumers to put extra cash in their pockets. http://needaloantoday.com
  • 6. Payday loans are a type of unsecure loans and this means that they don’t need collateral. But you do have to have a steady job and income, be a citizen and be at least 18 years old. The interest rates are high and you have to pay it back in about 2 weeks or so, in that case use them wisely. They are not for long term problems. http://needaloantoday.com
  • 7. Car Title loans are a type of secure loan where the value of your car or truck stands for the loan that you are given. If you don’t pay it back, then the lender can take your car and sell it to cover the loan that you did not pay back. It’s a raw deal if you are not careful. The interest rates can be 400% APR. http://needaloantoday.com
  • 8. Peer to peer lending is a new one on the block so to speak. Yes people have been borrowing money from each other forever, but this type of lending is facilitated by a third party. These facilitators are typically online companies that unit borrowers with lenders and everybody wins in the situation, just as long as the borrower pays it back. http://needaloantoday.com
  • 9. Individual lenders bid on interest rates for the different borrowers. Interest rates can be as low as 8 percent or as high as 30 percent depending on the credit worthiness of the borrower. This type of lending has opened a whole new world of fresh capital to small business owners. http://needaloantoday.com
  • 10. • If you need a loan on a short term basis, you must consider your options and do your research. This type of borrowing should only be used for emergencies of minor financial significance. • For more information visit http://needaloantoday.com.