FinTech & InsureTech - Payment: Company presentation by Daniel Scott, VP Strategy & Business Development at Vala at the NOAH Conference London 2019, 30-31 October, Old Billingsgate.

1. www.valapay.com
The most advanced
money transfer platform

2.  @NOAHConference
 @noah_conference
 @noah-conference
 @NOAHConference
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3. Israeli fintech founded by an ex-PayPal team
Confidential – Copyright © by Vala. All rights reserved.
100%
share of customer
wallet captured
80k
Transactions (#)
per month
1
$500m
Transaction volume
on-track for 2019
60+
Working with leading
companies globally
Vala provides modern,
modular, end-to-end
money transfer technology
• Founded: 2016
• HQ: Tel Aviv, Israel
• Offices: UK & Ukraine

4. Focused along two strategic pillars
Powering international money
transfers for MSBs
Streamlining and automating the
SMBs AP process
Payments
Remittance
Confidential – Copyright © by Vala. All rights reserved.
100+
currencies
180+
countries
2

5. 3Confidential – Copyright © by Vala. All rights reserved.
Rapid growth along remittance pillar
$39.3
62.3
56.1
51.2
45.1
41.5
37.4
28.3
20.7
15.9
13.0
9.1
5.2
1.5
0.40.3
Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
2018 2019
$34.9
$31.4$30.7
$27.8
$25.7
$19.4
$16.6
$13.1$11.2
$8.6
$5.0
$2.3$1.2$0.6$0.5
10
20
30
40
50
60
70 68.3
Jun
$36.2
Jul Aug
75.3
82.9
$45.6
80
90
Transaction Volume ($m) # Transactions (‘000s)

6. Launching a new product in payments
4Confidential – Copyright © by Vala. All rights reserved.
AP Payments by Vala is a modern, elegant,
and easy-to-use solution that automates the
AP process making it smooth and effortless,
liberating SMBs to focus on business growth.
Streamline the
AP workflow to a
simple & easy-to-
follow process
Make domestic
& cross-border
payments with ‘one
click’ mass-payout
Create detailed
reports with full
cost oversight in
real-time

7. daniel@valapay.com
For more information

8. Selected Completed NOAH Transactions
Focus on Leading European Internet companies
Covering over 400 companies across 25 online
verticals, a broad range of over 500 investors as
well as 100+ online-focused corporates
Deep understanding of industry dynamics
Ability to add value beyond banking advice
Facilitates overall process and minimizes
management distraction
NOAH Advisors is globally well connected
and has direct access to virtually all key
players in the industry
Knowledge of and strong relationships with
potential buyers’ key decision makers
Proactively finds and unlocks attractive
investment opportunities for leading investors
Annual NOAH Conference in its 10th year
Over 40 years of combined relevant M&A experience
Routine execution of M&A and financing transactions
with sizes of several billion euros
30 successfully completed NOAH Advisors transactions
underline successful transfer of M&A competencies to
the Internet sector
Entrepreneurial mind-set, focused on growing the
business and establishing a reputation for excellence
Ability to deliver top results in short time frames
Highly success-based compensation structures align
interests of clients and NOAH Advisors, and demonstrate
conviction to deliver top results
Creative deal solutions
Unique Industry Know-How
Unmatched Network and Relationships
Strong Investment Banking Competence
Full Commitment - We Are Entrepreneurs!
EUROPE’S LEADING INTERNET
CORPORATE FINANCE BOUTIQUE®
The NOAH Advisors Core Banking Team
Marco Rodzynek
Managing Director & Founder
Jan Brandes
Managing Director
Nikhil Parmar
Director
Olek Skwarczek
Associate
Lukas Schlund
Analyst
December 2014 October 2014
Sale of 100% of
for $800m to
Exclusive Financial Advisor to
Fotolia and the Selling Shareholders
Sale of 100% of
for €80m to
Exclusive Financial Advisor to
Trovit and its Shareholders
October 2016
Investment in
Exclusive Financial Advisor to KäuferPortal
and its Shareholders
by
84% Ownership
December 2016
August 2017
Financial Advisor to Silver Lake
Financial Advisor to EMK Capital
Investment in
Acquisition of a Majority Stake in
by
by
at a valuation of $200m
November 2019 July 2019
September 2018
Financial Advisor to MagicLab
Financial Advisor to AU10TIX
and its shareholders
Financial Advisor to 10bis
and its shareholders
Acquisition of a 79% stake in $60m Investment in
Sale of 100% in
by
at a valuation of ~$3 billion
at a valuation of $260m by
for €135m to
10Bis