Introduction to Prompt Engineering (Focusing on ChatGPT)
Useful tips about your insurance
1.
2. MAKE USE OF THE AVAILABLE DISCOUNTS
(AUTO)
Winter tires discount
My driving discount
Multi vehicle discount
Combined discount
Good student discount
Graduation discount
Student away from home discount
3. MAKE USE OF THE AVAILABLE DISCOUNTS
(AUTO)
Anti theft device discount (Boomerang etc.)
Out of Canada driving experience discount
Loyalty discount
Driver training discount
Retiree/Mature driver discount
4. THINGS AFFECTING YOUR INSURANCE
RATES
(AUTO)
Area where you live (postal code)
Use of your vehicle (pleasure, commute,
business)
Your driving record & experience
Insurance policy cancellations (non-payment)
Age of the driver
Tickets, at-fault accidents
5. HOW CAN I REDUCE MY PREMIUMS?
(AUTO)
Increase your deductible
Pay your premiums all at once
Shop around
Combine your home and auto
Review you coverage options every year
(Full coverage vs Third Party)
Be a good driver (what if I got a ticket?)
Chose a car with the insurance costs in mind
(hybrid & electric cars vs traditional vehicles)
6. BUY YOUR NEXT CAR WITH THE INSURANCE
COSTS IN MIND!
(ThinkInsure.ca, Cheapest Cars To Insure For 2016 )
1. Honda Odyssey LX
2. Honda CR-V LX
3. Dodge Grand Caravan
4. Jeep Patriot Sport 2WD
5. Jeep Wrangler Sport
6. Jeep Compass Sport 2WD
7. Ford Escape S 2WD
8. Buick Encore Sport Tour
9. Jeep Cherokee Base 2WD
10.Nissan Frontier King Cab
(Call your broker before you buy your new car to see how much it will cost to insure)
7. THE 10 MOST STOLEN VEHICLES
IN ONTARIO
(Insurance Bureau of Canada, Dec. 2015)
1. 2003 Cadillac Escalade 4WD SUV
2. 2010 Acura ZDX AWD SUV
3. 2009 BMW X6 AWD SUV
4. 2013 Acura MDX 4WD SUV
5. 2003 Chevrolet Avalanche 1500 pickup
6. 2013 Toyota Highlander 4WD SUV
7. 2005 Hummer H2 AWD SUV
8. 2014 Toyota Venza 5-dr
9. 2011 BMW X6 AWD SUV
10. 2004 Chevrolet Avalanche 1500 pickup
8. PROTECT YOURSELF AND YOUR VEHICLE!
Accident Waiver
Waiver of Depreciation
Roadside Assistance
Rental vehicle coverage
Increased Accident Benefits
9. THINGS AFFECTING YOUR INSURANCE COSTS
(PROPERTY)
Age of the house/updates in the house
Size of the house
Fire protection
Number of mortgages
Property claims/losses in the past 5 years
Wood burning units
Swimming pool
Credit history
Claims, non-payment cancellations
10. MAKE USE OF THE AVAILABLE DISCOUNTS
(PROPERTY)
Combined discount
Security system discount
Loyalty discount
Stability of residence discount
Retiree/Mature resident discount
Non-smoker discount
Mortgage free discount
First time buyer discount
Tankless water heater discount
Sump pump, back flow valve discount
11. HOW CAN I REDUCE MY PAYMENTS?
(PROPERTY)
Increase your deductible
Avoid small claims
Shop around (broker vs agent)
Consider one shot premium payment
Install fire & theft monitored security system
12. OTHER WAYS TO SAVE
Check if you or your spouse might qualify for a
group plan discount
Doctors
Pharmacists
Nurses
Physiotherapists
Chiropractors
Massage therapists
Veterinarians
Dentists
Accountants
Mortgage brokers
Financial advisors
Business owners
Architects
Engineers
Lab technicians
Teachers
Naturopathic doctors
IT professionals
Pilots
Dieticians
Opticians
Lawyers
Insurance agents/ Brokers
Mutual fund license holders
Professional Drivers (A,B,C, A-Z,D-Z class of license)
13. NICK OBERKOVYCH, BA
Chartered Insurance Professional
HOME & AUTO
BUSINESS INSURANCE
LIABILITY INSURANCE
LIFE INSURANCE
CRITICAL ILLNESS INSURANCE
TRAVEL MEDICAL INSURANCE
VISITOR’S TO CANADA / SUPER VISA
“I will find solution for any insurance Need!”