This document discusses various types of business loans including short-term loans like inventory loans, working capital loans, and construction loans as well as long-term loans like term business loans and project loans. It also covers analyzing business loan applications by examining financial statements and calculating financial ratios to assess the borrower's expense control, operating efficiency, profitability, liquidity, and ability to repay the loan. Key factors considered include earnings coverage of interest, expense management, asset utilization, marketability of products, and historical profit trends.