By 2016 Mobile Banking will grow by 300%. Fueling that growth will be: Mobile Deposit and Mobile Photo Bill Pay - By 2016, the number of customers depositing checks with their smartphones will expand from 12 million to 48 million - By 2016, the number of customers paying their bill with their smartphones will grow from 14 million to 57 million - Nearly 1 in 5 is expected to use smartphones to deposit checks by 2016 (up from 1 in 20 in 2012) - 1 in 5 consumers surveyed desired to use mobile photo bill pay - Nearly 1 in 2 mobile banking users have used mobile deposit in the past 90 days - 42% of mobile banking users surveyed expressed desire to use mobile photo bill pay