Improve efficiency, reduce risk, lower costs, and increase profits in your cross border payment transactions.

1. MOVING
BUSINESS
FORWARD
LONDON
CHICAGO
International Payment Services HONG KONG
Foreign Exchange Solutions SINGAPORE
Risk Management Consultation PRAGUE
Online FX Payments ROME
SYDNEY
Corporate Account Management Services TORONTO
VANCOUVER
WARSAW

2. ...with a trusted leader
We enable companies of all sizes to send
and receive international payments, manage
currency exposures, access sophisticated market
knowledge, and capitalize on market opportunities.
» A global leader in international financial
transactions and foreign exchange
» Over 400 million business payments
completed in 2010
» Over 140 currencies available
Backed by a brand that has a 135 year
history of providing financial transactions
» A vast financial network that spans over 200
countries and territories
» A Fortune 500 company
Western Union® Business Solutions is a subsidiary
of The Western Union company, a NYSE-traded,
Fortune 500 company.
For the latest financial information, please visit
ir.westernunion.com

3. ...through a global network
that empowers businesses
Specialized Solutions
As contacts stretch around the globe and companies venture
farther into foreign markets to take advantage of opportunities,
completing payments has become much more complex. We
understand the challenges of doing business internationally, and
that volatile currency fluctuations can impact profits. With our suite
of solutions tailored for business, we help companies streamline
their payment processes, capitalize on market opportunities,
mitigate currency risk, and, ultimately, compete internationally.
Additionally, we have created solutions that address the specific
needs of organizations in specialized industries:
» Law Firms
» Financial Institutions
» Educational Institutions
» Travel Companies
» Insurance Companies
Industry Expertise
Through our deep expertise in foreign transactions, access to
over 140 currencies, and a global financial network that spans
more than 200 countries and territories, we help companies
operate across borders and currencies in convenient, reliable
ways - so they can spend less time managing international
payments and more time growing their businesses.
Client Focused
With a suite of products and services tailored specifically for business
needs, our clients have come to recognize us as a leading provider
of international commercial payments. Through our specialized
resources – from people to systems, our online platforms - that
enable 24/7 convenience, and our vigilance regarding international
compliance and financial regulations, we enable businesses to
compete on a global scale.
World Class Service
Let us help you navigate through the world of global
payments and foreign exchange.
We make it easy to find the right solution for your
business.
» Excellent customer service
» Industry specialist support
» Tailored hedging strategies
» Online payment platforms
» 24/7 online access

4. FLUENT IN
FOREIGN
EXCHANGE
HELP PROTECT PROFITS BY
LETTING THE MARKET WORK
FOR YOU
Currency markets are always in flux, and exchange
rates reflect these continual movements. Market
volatility, when unmitigated, can pose significant
risks to your business and profits. Knowing how
to diminish that volatility can help you to optimize
your payments and minimize the effects on your
bottom line.
Knowing when and how to pay is a crucial, yet
complicated business. Our experienced team of
foreign exchange specialists can help you make
intelligent, informed decisions to help reduce the
risks associated with currency market fluctuations.
Working together, we can help you anticipate
future costs, secure rates in advance, and create
a strategy that allows you to do international
business with confidence.
CAPITALIZE ON GLOBAL
MARKET OPPORTUNITIES
Stay on top of volatile currency markets through
our team of industry specialists. A strategic
payment strategy will let you focus on what you
do best, help your bottom line, and give you a
competitive edge.
» Let our specialists watch the market
for you
» Establish strategies to pay suppliers
when the rates are right
» Benefit from specialized market
knowledge

5. SIMPLE SOLUTIONS
TO COMPLEX
GLOBAL FINANCIAL
TRANSACTIONS
SEND INTERNATIONAL
PAYMENTS ON YOUR TERMS
As the number of companies doing business
internationally continues to grow, so does the need
for a fast, reliable global solution for completing
complex financial transactions.
Making payments the old way
Traditional methods of sending international
SPECIALIZED PRODUCTS
payments can take days—and sometimes weeks. AND SERVICES
While your funds are in transit, exchange rates
can fluctuate dramatically, resulting in short Wire Transfers
payments, additional delays, and frustration for » Access tracking capabilities that allow visibility
you and your recipient. into transaction processing
» Deliver funds efficiently in over 140 currencies
The new way of making payments » Gain insight into currency cash flows for
Our online payment platform allows you to initiate business planning
and manage international transactions on your
terms—when and where it’s convenient for you. Electronic Transfers
Let us help you with the transfer of funds across » Limit trips to the bank
borders and currencies. » Take advantage of efficient, account to
International payment transfers are crucial to the account transfers
success and growth of your business. Isn’t it
time you turned to an industry leader and a new Foreign Currency Drafts
convenient way of making payments? We’ll make it » Increase currency delivery options and
easy for you to send payments globally. negotiate better pricing
» Pay your suppliers in the foreign currency of
their choice
Forward Contracts
» Secure exchange rates up to a year or more
in advance to mitigate volatility
» Structure contracts in line with your shifting
business needs
» Enable better long term planning
» Help protect your bottom line
Exchange Rate Bids
» Secure your ideal exchange rate when it
becomes available
» Optimize the value and timing of your foreign
exchange trading
» Ensure you have stable currency rates to
facilitate better business forecasting

6. RISK
MANAGEMENT
SERVICES
TRANSFORM YOUR WITH YOUR GOALS IN MIND
BOTTOM LINE RISK INTO
Our diverse suite of Forward Contracts and Rate
NEW OPPORTUNITIES
Bid services can help protect your business
Reduce risk and protect profits against market fluctuations and allow you to
participate in favorable market movements.
Whether your company takes profits or suffers
losses shouldn’t depend on the whims of an
erratic currency market.
» Are you worried that rates will move against
your business’ best interests?
In an uncertain time, we can help you protect
Forward Contracts allow your business to
your profits and control costs.
secure exchange rates for up to a year—or
Building a Strategy more. No matter where the market goes, your
foreign exchange costs remain stable.
Our team can support you in creating an
effective currency risk management strategy
built around your unique business needs,
» Do you capture a favourable exchange rate
as it becomes available?
exposures, and goals.
With a full suite of versatile hedging products, Request an Exchange Rate Bid for the rate
and the support and vision of our industry you want and let us watch the market for you.
specialists, you can take the gamble out You won’t miss any market moves occurring in
of transacting across currencies and time overnight sessions and you can execute your
zones—and gain a key competitive advantage trade when it becomes available.
in the process.

7. OPEN UP A
WORLD OF
OPPORTUNITY
EXPERIENCE A PORTFOLIO OF
SOLUTIONS DESIGNED FOR
INTERNATIONAL BUSINESS
We connect businesses globally by simplifying the
complexities of financial transactions. Our diverse
solutions suite helps clients of all sizes compete
on an international scale. Through our strategic
relationships and expansive financial networks, we
can help you gain a competitive edge in markets
around the world.

8. Moving business forward LONDON
CHICAGO
» International Payment Services HONG KONG
» Foreign Exchange Solutions SINGAPORE
» Risk Management Consultation PRAGUE
» Online FX Payments ROME
» Corporate Account Management Services SYDNEY
TORONTO
For more information, please visit us online at: VANCOUVER
business.westernunion.com WARSAW
Regional Offices
United States
Tel. 1.866.344.4583
business.westernunion.com
Canada
Tel. 1.877.255.0669
business.westernunion.ca
Australia
Toll Free: 1.800.887.773
business.westernunion.com.au
New Zealand
Toll Free: 1.800.887.773
business.westernunion.co.nz
United Kingdom
Tel. 0845.882.4790
business.westernunion.co.uk
Italy
Tel. +39.06.8745.0801
business.westernunion.it
Singapore
Tel. +65.6.438.5355
business.westernunion.sg
© 2012 Western Union Holdings Inc. All rights reserved.
Canada
Western Union® Business Solutions is a division of The Western Union Company.
Western Union acquired Custom House ULC in 2009 and the global business
payments division of Travelex Canada Limited in 2011. Services in Canada are
provided by Custom House ULC (“WUBS”), a company within the Western Union
Business Solutions division.
This brochure has been prepared solely for informational purposes and does
not in any way create any binding obligations on either party. Relations between
you and WUBS shall be governed by the applicable terms and conditions. No
representations, warranties or conditions of any kind, express or implied, are made
in this brochure.
U.S.
Western Union® Business Solutions is an operating division of The Western Union
Company. Western Union acquired Custom House (USA) Limited in 2009 and
Travelex Global Business Payments, Inc. in 2011. Services in the US are provided
by Custom House (USA) Limited and Travelex Global Business Payments, Inc.
(collectively referred to as “WUBS” or “Western Union Business Solutions”).
“Travelex” is a registered trademark of Travellers Exchange Corporation Limited and
is used by Travelex Global Business Payments Limited and its affiliates (including
Travelex Global Business Payments Inc.) under license.
This brochure has been prepared solely for informational purposes and does
not in any way create any binding obligations on either party. Relations between
you and WUBS shall be governed by the applicable terms and conditions. No
representations, warranties or conditions of any kind, express or implied, are made
in this brochure.