1.
Personalize | Automate | Transform

2.
Our story
Markets | Growth | Case Studies

3.
40+ Global Clients
Opening New York, Frankfurt, Zurich,
Singapore and Dubai
2
1 3
Growth
Ready for tomorrow
Already, millions of people globally are successfully
consuming hyper-personalized products and services
using FintechOS technology. In only 24 months we’ve
onboarded 40+ clients across the World, have $85bn
under management, and opened offices in London,
Amsterdam, Vienna, Copenhagen and Bucharest.
With plans to expand East and West in 2020, watch
this space. Offices in London, Amsterdam, and
Bucharest
Markets.
Clients.
Dreams.

4.
Clients
Brands who believe in us
So many
brands with so
little time.
Worldwide.

5.
Managed
Assets
86B International
Markets
20 YoY
Growth
265%
Capital
Raised
20M+ Available
Capital
0.5B Ecosystem
Partners
20+
Highlights
High level company overview

6.
Success Stories

7.
3
2
1
4finance / TBI Bank
Next-generation digital lender
100% digital
lending B2C and
B2B platform.
Customers: 1.4m
Sales Points: 6,500
Challenge: To create next generation digital lending.
Solution: Using FintechOS technology, TBI Bank created
personalized individual and business banking services
offered through any digital channel to its customers. TBI’s
objective was to deliver a 100% digital lending platform
with an exceptional customer experience whilst
maintaining regulatory compliance. The main focus was
enhancement of customer data, data processing, controls
and technological support of digital processes. Plus a
simplified way to integrate with multiple systems and
vendors. With back-office operations facilitated by
automating KYC and risk profiling to speed up time to
money.
100% digital lending multiple
channel solution
Decrease ‘time to yes’ and ‘time to
money’ : 80% automated in 9 seconds
Paperless process and
operational efficiency

8.
3
2
1
4
Getin Holding Group / Idea Bank
End-to-end digital transformation
300% credit
portfolio
increase.
Assets: €3.3Bn
Staff / Offices: 8,000 employees
Challenge: As a specialist in retail banking, Getin Holding
Group’s challenger bank, Idea Bank, relies on the
development of new technologies to provide cutting-edge
solutions across credit, saving and investment products in a
simple, prompt, personal and transparent way. They needed
to re-shape their customers experience, digitise existing
products and automate operational processes to boost their
growth in the market and gain competitive advantages.
Essential to maintaining their position as a bank of fresh and
simple financial products and services.
Solution: Using FintechOS technology, Idea Bank reshaped
their customer experience and reduced time to money. Open
source, ready-to-deploy apps empowered the bank to drive
digital transformation easily across all lines of business and
enable customers access to powerful, hyper-personalized
journeys and products. Streamlined omni-channel digital
onboarding, loan origination based on automated scoring
and risk analysis, and disbursement processes tailored for
each consumer and SMB customer. The bank
transformation was fueled by our Customer360 and Product
engine. All lending products were launched through digital
channels in weeks not months.
100% digital onboarding
omni-channel solution
300% balance increase
50% increase in productivity
and operational efficiency
99% reduction in ‘time to yes’
for 40% of clients

9.
3
2
1
UNIQA
Insurance Group
100% automated
digital process.
Customers: 10m
Challenge: UNIQA Group is one of Europe’s leading
insurance groups serving 10 million customers. To
remain relevant to modern consumers, they had to
transition from manual paper-based quote & bind and
underwriting processes to a 100% automated digital
process that transformed the digital customer
experience.
Solution: Using FintechOS technology, UNIQA
automated and digitised household, motor, travel,
liability insurance with real-time processes and OCR
technology, facilitating BYOD (Bring-Your-Own-Device)
policies as well. Empowering sales agents to subscribe
a policy from any device in a single customer meeting.
100% digital quote & bind and underwriting
70% reduction of sales cycle time
70% reduction in processing time

10.
3
2
1
Hyperion Insurance Group
Global insurance brokers
5 key insurance
applications fully
automated in
5 months.
Challenge: Hyperion is an international insurance
intermediary group operating across Europe, the Middle
East, Asia Pacific and the Americas. Its brands include
DUAL, Howden, RKH Specialty and RKH Reinsurance. To
reduce operating costs, improve data capture and speed
time to market, RKH needed to digitise existing products
and processes, and accelerate new product delivery.
Solution: Using FintechOS technology, a self-service
framework was implemented to automate workflow and
accelerate the development of powerful E2E insurance
products. Allowing non-technical staff to create, test and
operate powerful omni-channel applications including
customer facing services.
8 weeks time to market for
new digital product lines
100% digital user experience
across every channel
3x decrease of underwriting
time due to automation

11.
Vision
Mission | Philosophy | Approach

12.
We believe easy
access to finance is as
essential as electricity,
water and education.
Our Mission
What we believe

13.
Our Value Proposition
Roll-out hyper-personalized
digital products & customer
experiences as quickly and
efficiently as fintechs.
Personalize.Automate.Transform. At speed.

14.
Top-down,
self-service &
end to end
digital
transformation.
Omnichannel
API
Website Mobile
Intelligent
Automation
Lean Core
Our Approach
Challenging current dogmas
data
at
the
core
no-code,
low-code

15.
Our Differentiators
Start small in tactical
areas and expand
horizontally and
vertically, end-to-end
Value is delivered faster (up to x10),
with a high emphasis on driving
customer value and leveraging
technology across multiple use cases.
Unique ability to
operate with or without
legacy infrastructure
We don’t just bypass or replace existing
systems. There’s enormous business
value and data available within them.
We make use of previous investments
through our “data at the core” approach.
An integrated, no-code
financial technology
stack that encourages
self-service
Companies no longer want to pay for
multi-million dollar platforms, after
which they may possibly get
business value by spending big on
services to make them work together.
Accelerated Time to Value

16.
Technology
Personalization | Automation | Transformation

17.
Data is the new core.
150+ legacy and
external data sources
pre-integrated.
Compliance
CRM
Legacy
Social
AML
Risk
Evolutive
Data
Core
Transformation, End-to-End
Data, automation, personalization

18.
Transformation, End-to-End
Data, automation, personalization
Personalized,
data-driven
products and
services.
Data
Wealth
Savings Lending
Insurance
Pensions
Data
Core

19.
Transformation, End-to-End
Data, automation, personalization
Plug and play
intelligent
financial
automation.
Data
Core
Onboarding
Automation
(OCR, Face, Liveness,
Video, Co-Browsing)
Risk Underwriting
Automation
(Scoring, Rating,
Eligibility Check)
Workflow
Automation
(Workflows, Business Rules,
Document, eSignature)
External
Automation
(REST, SOAP,
RPA)
Hyper
Personalization
(Customer 360,
Personas, Campaigns)
Lean Core
Automation
(Admin, GL)

20.
Mobile
eKYC
Customer Profiling and
Offer Personalization
Risk Assessment
Automation
Automated Underwriting
Automated Account
Opening
Insurance Service
Lending Product
Transformation, End-to-End
Data, automation, personalization
Data
Core
Mobile
Website
IoT
Chatbots
Open API
Omnichannel
hyper-personalized
customer journeys

21.
Game changers
Innovation Studio | Fintech AppStore

22.
Innovation Studio
Open source, open-minded
Data users, product
managers, devs,
underwriters and
CX experts. Together.
The Innovation Studio was created to bring together CX managers, digital engineers,
data scientists and product managers together in one place. A place where everyone
can come and build and develop new products and services and ideas without being
limited because they don't know code.
The interface is intuitive, with a friendly very visual drag ’n’ drop approach, like a
website builder. Anyone can integrate pre-built apps and solutions, customise existing
ones or create their own. There are no barriers or limitations to how you architect a
digital journey.

23.
Ready made.
Plug & Play.
Open source.
Open minded.
Fintech AppStore

24.
Innovation Studio | App Stor
Ecosystem
Partners | Community

25.
Partnership Ecosystem
Global consultancy, services and technology partners
The big players
bringing their
‘A’ game to the
party.

26.
3
2
1
4
Our Community
An ecosystem of ideas
Insights,
innovation and
shared goals.
If you’re excited about digital automation,
personalization and transformation, the Community is
your new home. It was created to help build better
experiences for developers, clients and end users.
Where everyone can share everything and anything
about FintechOS technology.
Armed with a Digital Innovation Passport, devs to
techs, CX to UX, analysts to project managers can
explore the limitless possibilities of our technology.
It’s another reason why all our apps are open-source;
to encourage free thinking and generosity. For anyone
wanting to get officially FintechOS certified there’s the
Academy; a ‘hothouse’ of learning programs from our
technology experts.
We see our Community as a primary enabler of our
company vision.
It’s our way of giving something to the global tech
community that will ultimately benefit everyone,
everywhere.
App Store - Discover a wealth of pre-built
banking and insurance apps and solutions.
Academy - Know nothing about our platform?
The Academy is where you learn and get
officially Certified.
Content - Videos, demos, datasheets, tech
documents, brand assets and more are only a
download away.
Blog - The hottest topics, the coolest tech, the
big industries issues, interviews with
innovators.

27.
Contact
Sales: hello@fintechos.com
Marketing & PR: marketing@fintechos.com
Careers: careers@fintechos.com
Offices
30 Churchill Place, Canary Wharf, London, E14 5EU, United Kingdom
Nieuwezijds Voorburgwal 104, 1012 SG Amsterdam, Netherlands
Oregon Park, Building C, 2nd Floor, 46-48 Pipera Road, 2nd District, Bucharest, Romania
www.fintechos.com
Contact Us
Any questions,
anytime.

28.
Thank you
Grazie | Arigato | Merci | Danke | Multumesc