This document is a presentation by Marcus Johnson about being the boss of your financial future. It discusses the importance of budgeting, knowing your credit score, and paying bills on time in order to afford big purchases like a home or car. It provides tips on using a checkbook or Microsoft Money software to track spending and bills against income in order to create a budget. Paying bills on time is important to maintain a good credit score, which lenders use to evaluate loan applications. Streaming videos are also included to further explain concepts like balancing a checkbook. The goal is to help people get their financial lives on track to work towards future goals.