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RE-DEFINING HUMAN FACTOR
IN DEBT COLLECTION
Ayşe Burcu Arslan
Founder and Managing Director of ARS Consultancy
GLC Credit Risk Management Forum - 07-08 May 2015 - Vienna
1
ABOUT OUR COMPANY
 Operating since 2011 | Located in Istanbul, Turkey
 3 pillars of our World-Wide Services (in 155
countries)
ARSinkaso ®
ARSlegal
ARSrisk
 Member of;
2May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
EFFECTIVE COLLECTION STRATEGIES
 Top 4 elements;
1) Adopting proactive apprach by educating about product
features and outcomes
2) Well-defined Treatment for classified/segmentated accounts
3) Right balance of Inhouse and Outsource
4) Regular Monitoring and Evaluation of Methods
3May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
MODEL OF COLLECTION APPROACHES
4May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
Slow Payers requires
Proffesional Nagging Model
Credit Criminals are dealth with
Enforcebility Model
Delaying Tactics can
be dealt with
In-depth Analysis
Model
Will pay But Can’t.
Accomodating Model
UNDERSTANDING DEBTOR PSYCHOLOGY
5May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
 Debtor
UNDERSTANDING CREDITOR PSYCHOLOGY
 Creditor
6May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
UNDERSTANDING COLLECTOR PSYCHOLOGY
 Collector
7May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
UNDERSTANDING COLLECTOR PSYCHOLOGY
 Debtor
8May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
 Creditor
 Collector
IT MOSTLY ABOUT HUMAN INTERACTION
HOW TO AVIOD TYPICAL MISTAKES?
 Underestimating
 Asking wrong questions
 Theatening
 Not listening
 Nonpreperation
 Vague demands
 Lack of attention
9May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
AWARENESS TEST
10May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
THANKS FOR YOUR ATTENTION!
Any questions?
ayse@arsconsultancy.com
GSM: +905423285859
11May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy

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Re-defINING HUMAN FACTOR IN DEBT COLLECTION - Ayşe Burcu Arslan

  • 1. RE-DEFINING HUMAN FACTOR IN DEBT COLLECTION Ayşe Burcu Arslan Founder and Managing Director of ARS Consultancy GLC Credit Risk Management Forum - 07-08 May 2015 - Vienna 1
  • 2. ABOUT OUR COMPANY  Operating since 2011 | Located in Istanbul, Turkey  3 pillars of our World-Wide Services (in 155 countries) ARSinkaso ® ARSlegal ARSrisk  Member of; 2May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 3. EFFECTIVE COLLECTION STRATEGIES  Top 4 elements; 1) Adopting proactive apprach by educating about product features and outcomes 2) Well-defined Treatment for classified/segmentated accounts 3) Right balance of Inhouse and Outsource 4) Regular Monitoring and Evaluation of Methods 3May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 4. MODEL OF COLLECTION APPROACHES 4May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy Slow Payers requires Proffesional Nagging Model Credit Criminals are dealth with Enforcebility Model Delaying Tactics can be dealt with In-depth Analysis Model Will pay But Can’t. Accomodating Model
  • 5. UNDERSTANDING DEBTOR PSYCHOLOGY 5May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy  Debtor
  • 6. UNDERSTANDING CREDITOR PSYCHOLOGY  Creditor 6May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 7. UNDERSTANDING COLLECTOR PSYCHOLOGY  Collector 7May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 8. UNDERSTANDING COLLECTOR PSYCHOLOGY  Debtor 8May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy  Creditor  Collector IT MOSTLY ABOUT HUMAN INTERACTION
  • 9. HOW TO AVIOD TYPICAL MISTAKES?  Underestimating  Asking wrong questions  Theatening  Not listening  Nonpreperation  Vague demands  Lack of attention 9May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 10. AWARENESS TEST 10May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy
  • 11. THANKS FOR YOUR ATTENTION! Any questions? ayse@arsconsultancy.com GSM: +905423285859 11May 8, 2015 Ayşe Burcu Arslan | Founder and Managing Director of ARS Consultancy