2. Company Profile
Background & History
Company Structure & Regulatory Licensing
Vision Mission and values
Products & Services
BACKGROUND & HISTORY OF SCI
Founded in 2002 as Southern Cross International, SCI Group is headed by James Fern CFP®, a Certified Financial
Our 20 strong Botswana team hold a wide range of experience and qualifications.
We provide high quality financial planning advice, and give exceptional personal service.
3. COMPANY STRUCTURE & REGULATORY LICENSING
SCI Group provides holistic financial planning services
through the following licensed entities:
SCI WEALTH (PTY) LTD
Licensed Investment Advisors
SCI COLLECTIONS (PTY) LTD
Debtor Rehabilitation & Counselling
SCI FIDUCIARY (PTY) LTD
Independent Corporate Trustees
SCI TRAINING (PTY) LTD
Financial Literacy Education
4. CORE VALUES
We value honesty and integrity above all
else. We tell our clients the truth, even if it is
a hard truth.
We strive to add value wherever possible,
even though we realise that it is often
We work on our clients’ side as trusted
advisers. We give best advice, and do not
represent third parties.
We use Continuous Professional
Development to stay ahead in our formal
qualifications our general expertise.
To be the trusted financial advisers of choice to
Citizens and Residents of Botswana.
To provide first class financial planning and
investment advice and services to professional
individuals and business owners, so that they
become financially more successful.
5. SIX STEP FINANCIAL PLANNING PROCESS
We introduce our ideas to you at a
complimentary, face-to-face discovery meeting.
We seek to understand where you are now
financially, and what you need to achieve in the
We gauge your appetite for risk, and counsel
you on the level of growth you should target.
We develop a financial plan for you - tailor made
for your goals.
We help you to build diversified investment
portfolios. That may include cash, stocks, bonds,
property & commodities - to grow your wealth.
We will be at hand to monitor your financial
plans on an ongoing basis, building a trusted
relationship that can last many years.
find out more now at: www.sci.co.bw
6. INVESTMENT PLANNING
Guidance on how to:
Build Wealth - through investing either
once-off or on a regular basis
Reduce Risks - through diversifying asset
classes and types.
Build a Portfolio - of liquid assets that can
be used for future challenges
Preserve Wealth - through investing in
diversified global assets.
SCI Wealth uses high-technology systems to
build our clients secure investment portfolios.
PLANNING FOR CHILDREN
Many professionals were educated
internationally - and have the same ambitions
for their children.
Unfortunately, the opportunities for
scholarship funding are now decreasing, and
borrowing to fund a university education is
SCI Wealth Advisers set up Trust Funds
to ensure children get the education -
and the financial future - they deserve
“ there is a way to secure your future:
it’s called Financial Planning... ”
PRODUCTS & SERVICES
Inter-Vivos Trust - set up during your
lifetime to segregate, protect your assets
and mitigate tax.
Testamentary Trust - set up by your Will on
your death, to manage assets for minor
children or to protect your Legacy for future
Drafting your Will is a vital process, requiring in-
depth understanding of your Assets, your
Beneficiaries and your Intentions.
It is especially important to make provision
for minor children or other dependents - in
case you & your Spouse pass away together.
This makes sure your Estate is distributed
impartially and objectively - avoiding any potential
tension amongst family members.
Every individual should put their
Last Will & Testament in place, today
Our service includes full consultation, drafting,
signing ceremony & registration with the Master of
PRODUCTS & SERVICES
“ Qualified Professionals you can Trust”
8. RETIREMENT PLANNING
In a world where we move jobs, companies
and even countries, Government and
employer-based old-age-pensions are less
and less likely to be sufficient to provide for
“Retirement planning is perhaps the most
important part of any financial portfolio”
Successful people don’t want to burden their
children with the financial responsibility of caring
for them in their old age.
It is important to protect your spouse & children
(and your business interests) with life insurance,
but many over-pay for their protection needs.
Your SCI Wealth Adviser will check:
Family Protection Needs
Mortgage or Loan Insurance
Business & Shareholder Protection
Key Person Insurance
Keeping these costs to a minimum helps you grow
“ putting the right financial plans in place gives your
loved-ones long term security... ”
PRODUCTS & SERVICES
9. Backed up by the team of 20+ professionals, each
Financial Planner and Investment Adviser
provides a full range of wealth advisory services.
We seek first to understand your position -
then advise you on the best course of action
Your first step is a discovery session with a
qualified financial planner, so that you can ask
questions and we can understand your needs.
book through: www.sci.co.bw
THE SCI ADVISER TEAM
JAMES FERN CFP® KHARMEN WICKS CFP®
KEOLEBOGILE NKWETIROYAONE HOWARD
BRIAN MARISA VANESSA MPHATHI
10. We specialise in helping people in Africa invest money,
gain control of their finances and grow their personal
We're independent, so we sit by your side - as advisers to
We can help you:
Draft your Last Will & Testament
Protect your Family and your Business
Get a better interest return on your Savings
Set up an Emergency Fund
Diversify your Investment Assets
Plan for your Children's Future & Education
Protect your Assets and Inheritance with a Trust
Set up a personal Investment Portfolio
Reduce your Financial Risks
THE SCI WEALTH DIFFERENCE
chat to us now at: www.sci.co.bw