The document analyzes and compares the financial performance of ICICI Bank and State Bank of India (SBI) over a five-year period from 2008-2009 to 2012-2013. Various financial ratios are calculated using data from annual reports, including credit deposit ratio, operating expenses to total funds, net profit to total funds, cash deposit ratio, and return on equity. The results show that ICICI Bank performed better than SBI on most measures. Specifically, ICICI Bank had higher credit deposit ratios, lower operating expenses, higher net profit margins, and increasing returns on equity compared to SBI over the period studied. Therefore, the analysis concludes that ICICI Bank's financial performance was stronger compared to SBI based on the metrics