2013
26 million online stores worldwide

Domains -233
Million

51 % of South Africans connected to the internet
have shopped online
*14 million internet users in SA

1. Experience
Confirm how long the company
has been in the payment business
from trusted sources

2. Reputation

3.Software Efficiency
Every payment gateway company has
various software packages to provide to its
customers. For a good company, they must
have worked with the software for a long
time and should be able to give you a test
drive for some time.

4. General cost of service
bundles
The general cost of services provided by a
payment gateway company should be open
and clear. Ensure you are not presented
with ambiguous tier percentage based
pricing

5.Security for clients
• SSL -Certificates secure all the data on your ecommerce
site
• PCI DSS -The Payment Card Industry Data Security
Standard (PCI DSS)
• 3-D Secure is an XML-based protocol designed to be an
additional security layer for online credit and debit
card transactions
• Fraud and risk monitoring tools

6.Additional services and payment
instruments
• Any extra service package offered by a payment gateway comes in hand with
better financial transactions for that company. E.g.
• PayPal
• E Bucks,Discovery
• Visa ,Mastercard
• Amex ,Diners
• Vouchers
• EFT
• Debit cards
• Wallets
• Cash
• Mobile
• Call centre payment options
• Fraud and risk management
• PCI compliance card storage for 1 click shopping

7.Reporting and reconciliation
Even the most humble small business has
plans (usually big plans) for future growth.
When things get busy, a full suite of
backend reporting functionality is a must-
have.
Bank reconciliation and mark off data
matching is crucial

8.Shopping cart and ease of
integration
• eCommerce shopping cart software has greatly evolved
to include far more than a basic virtual shopping cart
for your customers to add products to; it offers all the
essential tools you need to manage all the facets of an
eCommerce website.
• Ensure your gateway has API’s to integrate with your
shopping cart

9.Disaster and recovery
• Disaster Recovery Plan (DRP) are to protect resources and
employees, to safeguard the organization’s vital records, and
to ensure the ability to function effectively in the event of a
severe disruption to normal operating procedures. The
primary role of the DRP is to plan for response, recovery,
resumption, restoration, and return after severe disruption
in service.
• ensure sufficient measures of redundancy are built in to
services
• to minimize the effect a disaster will have upon on-going
services and or operations.
• Choose a gateway that has multiple bank integrations

10.EASE OF USE & 24/7
Support

• 4 continents
• 16 countries
• 13 years of experience
• Over 25 000 Merchants
• Over 50 cooperating banks
• Tens of thousands of supported merchants
• A few hundred million transactions
• Safe processing of billions of dollars
• 10 language versions
• 151 payment types in Africa
• 11 tender types in SA
• Many currencies
• Local and global payment methods in 1 system
• 1 click shopping experience
• PayU instalments (up to 36 instalments, )
• Dedicated solutions for the largest auction
platforms all over the world
• Part of international group Naspers

A few of our Top Merchants ...

Payment Tenders
PayU wallet is an online and mobile payment method that enables credit card and
cash customers to quickly and safely transact. No bank account is required
Auto Pay allows Standard Bank customers to shop online using their current,
savings or transmission account
Cell Pay Point allows FNB customers to shop online using their current, savings or
transmission account via cell phone banking.
eBucks allows eBucks members to shop online using their eBucks
MiMoney is electronic cash which can be used for online purchases
Secure Payment allows Nedbank customers to shop online using their current,
savings or transmission account
PayPal PayPal is the safer, easier way to pay and get paid online. The service
allows merchants to trade internationally
PayD enables you to accept certain debit cards as an online payment method
Ukash is a cash payment method for those who wish to shop online but do not
have a bank account or credit card , and can be purchased at multiple retail outlets
country wide .
WiWallet allows users to shop online using a mobile
wallet
American
Express
Diners Club
MasterCard
Visa
EFT
Recurring
payments
USSD
Discovery
Miles

Contact us:
@: charles.elliman@payu.co.za
THANK YOU!www.payu.co