1. GP - CV Oct 2014 Page 1 of 2
Greg Porter
0439 663 803
gppersonal@outlook.com
CAREER BRIEF
I have an extensive background and vast experience in Banking and Introducer/Broker Finance with Sales, Service and Credit Assessment of Home Loans, Non-Conforming Mortgages and Business Finance. I am a highly responsible, business minded individual who is organised, efficient and diligent with caring customer service skills.
COMPENTANCIES
- Accomplished skills in credit analysis and processing of domestic and business finance
- Ability to read and interpret business financials with an understanding of company/trust structures
- Compliant with legislative requirements including NCCPA, Privacy Act and AML/CTF requirements as well as a general understanding of banking Codes of Practice
- Sound understanding of document procedures including stamping and registration
- Committed to providing the highest standards of customer service
- Effective communicator with the ability to relate and negotiate at varying levels to achieve desired outcomes
- Extensive problem solving skills with the ability to implement solutions appropriately
- Well developed planning and organisational skills to achieve deadlines and commitments
- Active and supportive team member with the ability to work autonomously
- Consistently producing high standard of work with meticulous attention for detail
- Extensive experience with sales and marketing
- Excellent understanding of administrative procedures with well developed computer skills
EMPLOYMENT HISTORY
2014 Business Lending - Sales & Submissions
First Money Options (Business Finance Brokers)
 Conversion of generated leads into sales of Business Loans, including secured and unsecured Business Loans, Debtor Finance/Invoice Factoring, Leasing and Short Term loans
 Generated additional leads from providing exemplary customer service to existing clientele
 Preparation and submission of detailed Business loan proposals including writing Business Plans and Mitigating Summations coupled with Cash Flow forecasts and collation of relevant supporting data
 Sales and submission of Home Loans, Non Conforming mortgages and other Business finance products
 Built professional relationships with business partners
 Responsible for compliance procedures for regulated lending
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2011 – 2013 Credit Analysis/Sales Support
Resicom (Specialists in Non Conforming Mortgages)
 Credit assessment and submission of loan proposals for conforming/non conforming mortgages, commercial loans and short term finance
 Business development with third party introducers; assisting with scenario testing and guidance with strengthening of underwriting substance
 Customer service assisting with post settlement enquiries
 Responsible for legal compliance procedures and credit disclosure documentation
 Assisted staff with on-the-job training to improve knowledge of credit and compliance matters
 General office administration
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2009 – 2010 Resolutions Officer (post settlement documentation)
Workabout Temporaries (contracted to CBA)
 Rectified and resolved errors with settlement documentation in preparation for stamping and registration
 Liaised and negotiated with clients, CBA lenders and network staff, lawyers, conveyancers and brokers to achieve correction of documentation
 Created effective written communications generating desired response while remaining empathetic towards the client
 Worked in a team environment sharing best practices and, at times, taking on additional workloads
 Provided feedback to other teams for remedial training
 Assisted with improving processes and workflows

2. GP - CV Oct 2014 Page 2 of 2
EMPLOYMENT HISTORY CONT’
2007 – 2008 Credit Analysis/Sales Support
OneLend (Mortgage Managers)
 Credit assessment of all loan proposals
 Monitored and controlled loan applications from initial receipt through to settlement
 Customer service, prime point of contact for OneLend borrowers
 Business development with third party introducers; assisting with scenario testing and guidance with strengthening of underwriting substance
 Built professional relationships with business partners
 Created manual system procedures for efficient operation of the credit function
 Arranged training material to assist staff improve knowledge of credit and compliance matters
 General office administration
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2005 – 2006 Credit Approvals/General Operations
HLP Mortgage Company (Lender - Non Conforming Mortgages)
 DUA to $500K with influence over automated decision making system up to $1M
 For higher loan sizes, prepared submissions to senior management and Funder’s Credit Committee
 Managed performance of selected business partners
 Identified credit and system enhancements and took steps to implement refinements
 Assisted with staff training on Credit and operational procedures
 Provided mentoring to sales staff and third party introducers
 Overviewed marketing material to ensure compliance with Credit policy and regulatory requirements
______________________________________________________________________________________________
1998 – 2004 Finance Administration/Analyst/Loans Consultant
HLP Home Loans (Mortgage Brokers)
 Credit analysis
 Loans processing from initial submission through to settlement
 Loan consultant for selected clients
 Prime point of contact for clients with post settlement enquiries
 Control over product offerings
 Managed the practices and client ethics of HLP Loan Consultants
 Approvals success rate close to 100%, rate of settlements above 98%
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Ending 1997 Customer Service/Lending Support
National Australia Bank (NAB)
 Consumer business management
 Responsible use of DUA
 Pro-active selling of financial products including mortgages, loans, managed funds and insurances
 Customer relationships and interviewing
 Staff management with 7 direct reports
 Commercial lending support
 General banking duties including cash handling
REFEREES
(Employer) (Business Relationship) (Colleague)
Stephen Mitchell Philip Pay John Farrar
Resicom Housing Loans Group CBA Mortgage Innovation
director/owner Sales Manager broker/business owner
m: 0400 080 590 office: 03 9898 9223 m: 0418 965 550