http://www.fao.org/europe/events/detail-events/en/c/434413/ Presentations of participants. Workshop 'Agricultural export promotion in Kyrgyzstan', October 2016 © FAO: http://www.fao.org

1. Open Joint Stock Company «AIYL
BANK»
KYRGYZ REPUBLIC

2. Aiyl Bank
Is one of ten successful projects in the
World of 418 projects, implemented by
the World bank
Shareholder of the Bank is
THE GOVERNMENT OF THE
KYRGYZ REPUBLIC

3. Mission of the Bank
3
Assistance to development of agro-industrial sector
through meeting the needs of rural good producers
and providing the population of the Kyrgyz
Republic affordable and good quality banking
services and products

4. Regional network of the Bank
4
• Headquarter Office is located in the city of Bishkek
• 32 branches located in all provinces of the country
• 99 savings-and thrift units and travelling cash offices
• 20 regional subdivisions for crediting (issuing loans)
• 31 rural subdivisions for micro-crediting
TOTAL – 183 offices

5. Achievements of the bank based on the results
of 2015 among 24 banks of the Kyrgyz Republic
3-rd place on the size of assets
2-nd place on the size of the credit portfolio
1-st place on the development of the regional network
1-st place on quality of credit portfolio

6. The main investors and donors
• World Bank
• Asian Development Bank
• Cumtor Gold Company
• UNDP
• Raiffeisen Fund
• European Bank for
Reconstruction and
Development

7. The main projects implemented based on
foreign investments
The World Bank Project «Program for Rural Financing»
Project of the European Bank for Reconstruction and
Development
Project of the Raiffeisen Fund «Development of the
system of cooperation»
Social projects of UNDP «Support to socially vulnerable
groups of population»

8. The main on-going projects
The World Bank Project «Program for Rural Financing 2»
The Asian Development Bank Project «Livestock Development»
Governmental projects for the development of leasing of agricultural
machinery*
Governmental projects «Financing of agriculture-4»
Micro-crediting project «Kumtor-Chakan»
* The main countries-suppliers of machinery for leasing are: Russia,
Bielarus’, China, Germany, Poland and India.

9. Credit portfolio and the number of loans
(borrowers)
2012-2016 (mln.USD)
48.1
71.0
112.4
148.2
180.327,397
31,702
53,541 55,358
61,532
-5,000
5,000
15,000
25,000
35,000
45,000
55,000
65,000
0.0
50.0
100.0
150.0
200.0
Chart Title
Кредитный портфель, млн. долл. США Кол-во заемщиков
01.01.2013 01.01.2014 01.01.2015 01.01.2016 01.10.2016

10. Assets of the Bank
2013-2016 (mln. USD)
0.0
50.0
100.0
150.0
200.0
250.0
300.0
64.3
88.0
134.5
203.0
274.0
01.01.2013 01.01.2014 01.01.2015 01.01.2016 01.10.2016

11. Profit of the Bank
2012-2016 (mln.USD)
0.00
2.00
4.00
2.02
2.42
3.49
3.73
3.24
01.01.2013 01.01.2014 01.01.2015 01.01.2016 01.10.2016

12. Financial indicators of the Bank for the
recent four years
The main indicators of the
bank
2012 2013 2014 2015 01.10.2016
Net profit for the year, mln.
USD 2,00 2,40 3,45 3,69 3,24
Average size of assets for the
year, mln. USD 64,32 87,95 134,52 202,96 259,73
ROA, %
(return on assets) 3,1% 2,7% 2,6% 1,8% 1,2%
Average size of capital for the
year, mln. SD 9,49 9,58 11,75 22,24 31,12
ROE, %
(return on equity) 21,1% 25,0% 29,4% 16,6% 10,4%
External auditors of the Bank in recent 4 years were chosen: KPMG and
Deloitte & Touche

13. Качество кредитного портфеля Банка
за последние четыре года
Показатели 2012 2013 2014 2015 01.10.2016
PAR2, % 0,6% 0,7% 0,2% 1,5% 2,8%
PAR2>30, % 0,3% 0,5% 0,1% 0,7% 0,9%
NPA (PAR2>90), % 0,2% 0,3% 0,1% 0,6% 1,3%
NPL, % 0,3% 0,4% 0,3% 1,1% 1,9%
Level of planned
repayment, % 99,8% 99,7% 99,6% 99,1% 99,33%
* The Bank holds the first place among the commercial banks of
Kyrgyzstan on the level of repayment

14. Full information about the Bank:
www.ab.kg
info@ab.kg
aiylbank@infotel.kg
50 Pushkin Street, city Bishkek, Kyrgyz Republic.
Telephone numbers: 996 312 66-30-30, 66-24-90