2. Content
Europ Assistance One business: assistance
Group HUMANITY AND NEW TECHNOLOGIES AT THE HEART OF CARE SERVICES
A NETWORK STEERED, CONTROLLED AND MANAGED IN OUR FOUR BUSINESS
EUROP ASSISTANCE GROUP LINES
HISTORY OF THE GROUP WHICH PIONEERED ASSISTANCE SKILLS WITH HIGH ADDED-VALUE
A POWERFUL, LONG-TERM SHAREHOLDER FOUR AREAS OF CARE SERVICE
KEY FIGURES • TRAVEL
• AUTOMOTIVE
INTERNATIONAL STANDING
• HEALTH
ORGANISATION BY REGION • HOME & FAMILY
GOVERNANCE • SOME REFERENCES IN OUR FOUR ACTIVITIES
Strategy A culture of responsibility
ACCOMPANYING THE CARE REVOLUTION
CARE SERVICES CSR STRATEGY: "THE SOCIAL FOOTPRINT“
A STRATEGIC AMBITION: INNOVATION CREATING A "POSITIVE SOCIAL FOOTPRINT“
AN INNOVATIVE BRAND PLATFORM COMMON VALUES
A WORLDWIDE SIGNATURE INITIATIVES FOR CHARITY
LOCAL KNOW-HOW PRIORITIZED
Europ Assistance Group I 2011-2012
4. Europ Assistance Group
EUROP ASSISTANCE GROUP
HISTORY OF THE GROUP WHICH PIONEERED ASSISTANCE
A POWERFUL, LONG-TERM SHAREHOLDER
KEY FIGURES
INTERNATIONAL STANDING
WORLDWIDE GEOGRAPHIC ORGANIZATION
GOVERNANCE
Europ Assistance Group I 2011 - 2012
5. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Europ Assistance Group
Having invented assistance nearly 50 years ago, Europ Assistance is now
a global operator in personal assistance services in the areas of health,
home, family, automotive and travel.
The Group is the brand of choice in Care Services, a new generation of personalized
services for people and their families, born of its planet-wide network's capacity to innovate
and experiment, in order to provide the greatest number of people, in emergency
circumstances and in daily life, on an occasional or permanent basis, with presence and
support which they require for their safety and peace of mind.
The four areas of Care Services :
- Travel - Health
- Automotive - Home & Family
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6. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Europ Assistance Group
Europ Assistance keeps watch over 300 million people across the world...
… With its 8,000 employees, 37
local companies and a network of
423,000 partners deployed on the
ground, the Group has developed
an international system of close
support, in the name of a
practical, everyday vision of Care
Services and an economic model
that creates value.
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7. Europ Assistance Group Strategy One business: assistance A culture of responsibility
History of the Group
which pioneered assistance
1963: Birth of a new concept: assistance
Pierre Desnos, impressed by the long list of problems encountered by
a couple of friends who had suffered an accident abroad, assessed the
gaps existing in existing protection for people travelling abroad.
He founded Europ Assistance in Paris with the backing of the
La Concorde insurance company, a French subsidiary of Generali.
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8. Europ Assistance Group Strategy One business: assistance A culture of responsibility
History of the Group
which pioneered assistance
1964 - 1980: A meteoric rise
1964 Internationalization begins in Belgium
1967 A transatlantic offer
Europ Assistance launches operations outside Europe and offers a USA-
Canada-Mexico subscription
1971-1980 Europ Assistance extends its frontiers
It opens a market in the UK (1973), then Luxembourg (1976), Spain
(1977) and Germany (1980).
It initiates services further afield, in Brazil, Japan and Kenya (1977)
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9. Europ Assistance Group Strategy One business: assistance A culture of responsibility
History of the Group
which pioneered assistance
1981 – 1990 : Europ Assistance takes over the world
1981 The first generation of assistance in daily life
Creation of an advice, information and assistance service to
handle problems encountered in daily life
1983-1989 Europ Assistance extends its frontiers
Europ Assistance opens up in Washington (1983)
then South Africa (1984) and Tunisia (1989),
and opens an office and call centre in Beijing (1989)
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History of the Group
which pioneered assistance
1991 – 2003 : Europ Assistance takes over the world
1991 Europ Assistance launches its home assistance activity
Europ Assistance opens up in Ireland
1992-1997 then in Greece (1992), Portugal (1993), Austria and Brazil (1995), Poland
(1996), Singapore, Argentina, Hungary and Switzerland (1997)
1998 Worldwide leadership
Europ Assistance Holding is created, and Europ Assistance opens up in Israel
115 million customers are covered by Europ Assistance worldwide, and 3.75
million claims are managed in the course of the year.
2001 Europ Assistance opens up in Russia
2002 The Generali Group becomes 100% shareholder of Europ Assistance Group
2003 Europ Assistance celebrates its 40th birthday
With 7 new subsidiaries (4 Scandinavian countries, Algeria, Libya and Japan),
the Group now has 32 companies across the world
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History of the Group
which pioneered assistance
2004 – 2010 : the Columbus era
2004 Launch of Columbus plan, a global strategic plan mainly based on two new activities:
health and services for the home and family
Entry on the mechanical warranty market, with the acquisition Icare in France
2005 Creation of new companies in Chile and China
2006 Acquisition of The Canadian Medical Network, a Canadian company
2007 Digital expansion: launch of Plug & Sell, the Group's worldwide e-business platform
Takeover of Coris in Spain
Creation of IHS Services, a company offering health solutions for remote sites and travel
for medical treatment
Publication of "la Care Revolution" (M.Vial)
Europ Assistance opens up in India
Expansion of the Group in the USA through the acquisition of CSA Travel Protection
2008 (CSA) and GMMI (Global Medical Management Inc.)
A pioneer in telemedecine: Europ Assistance tests an interactive remote medical solution
for use in isolated environments for the full duration of the Vendée Globe yacht race
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12. Europ Assistance Group Strategy One business: assistance A culture of responsibility
History of the Group
which pioneered assistance
2004 – 2010 : the Columbus era
2009 Creation of a joint-venture with the Bradesco Group in Brazil
2010 Europ Assistance becomes main shareholder in Ocealis, a French company
specializing in telephone assistance
Opening of a new subsidiary in Turkey
Europ Assistance Group adopts a worldwide signature: "you live we care.”
Launch of the Group road map for 2011–2015
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13. Europ Assistance Group Strategy One business: assistance A culture of responsibility
History of the Group
which pioneered assistance
2011-2015 : to become the most innovative Group
in the Care Services sector
2011 New Group corporate website launch
2012 Europ Assistance group launches a new international program dedicated to innovation
2013 Europ Assistance group celebrates its 50th birthday
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A powerful, long-term shareholder
100 %
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15. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Key figures
8,000 4,900 423,000
Employees Assistance Listed service providers
representatives
400 39 300
Healthcare Customer Million customers covered
professionals assistance centres by Europ Assistance,
either directly or via its
partners
80 208
Companies and Countries covered by
branches in the Group’s
correspondents
37 countries
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Key figures
136 11, 8 3,1
Countries in which the Million interventions Million motorists provided
Group intervened each year with breakdown
assistance
1 58,2 34,500
Assistance intervention Million telephone calls Commercial flight tickets
every two seconds handled each year bought to repatriate
around the world Group customers
2 6,250
Phone calls handled Air ambulance flying
every second worldwide hours to repatriate
Group customers
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Key figures
Consolidated revenues Operating income
(in € million) (in € million)
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Key figures
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International
standing
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Worldwide geographic organization
REGION 1
Italy, Germany,
Switzerland, Austria,
Central and Eastern
Europe
REGION 3
Spain and Portugal, Asia,
South America and Africa
REGION 2
France, Benelux,
North America
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Governance
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Governance
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24. Strategy
GLOBAL TRENDS: THE CARE REVOLUTION
A STRONG CONCEPT: CARE SERVICES
OUR AMBITION: TO BECOME THE MOST INNOVATIVE GROUP IN THE CARE SERVICES
SECTOR BY 2015
A BRAND PLATFORM TURNED ROUND TO THE FUTURE
A WORLDWIDE SIGNATURE
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25. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Global trends: the Care Revolution
Globalization, increased leisure time, an explosion in demand for
healthcare, rising life expectancy and mobility, increasing urbanization…
Under the impulse of these social and cultural trends, personal services are booming
throughout the world. There is a burgeoning demand for information, accident-prevention,
protection and support services.
The Care Revolution is underway, and Europ Assistance
is driving it forward by developing tangible responses:
Care Services.
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A strong concept: Care Services
Arising from Europ Assistance’s vision,
observation of changing living conditions
around the world and innovation capacities,
Care Services continuously push the
envelope to meet our customers’ needs for
safety, peace of mind and serenity. We
provide personalised assistance and
support, in daily life and in exceptional
situations, for all of life’s circumstances.
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Our ambition: to become the most innovative
Group in the Care Services sector by 2015
Innovation is in our culture.
To make the Care promise a reality,
we owe it to our customers to invent not only new solutions (new products), but
also new approaches, by integrating new technologies in order to offer daily
support to as many people as possible, using an economic model that creates
value.
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Our ambition: to become the most innovative
Group in the Care Services sector by 2015
Technology associated with humanity
In line with its pioneering mindset, Europ Assistance has set a challenge throug
Care Services: mobilizing all the potential of the new technologies on behalf of
an acute sense of humanity. It is thanks to this association of technological
innovation and human values that we can now offer you increasingly effective,
responsive and personalized assistance services.
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A brand platform turned round to the future
A vision
In a global environment, marked by profound changes in both society and
technology, improving people's life quality and well-being means having access
to local, human, personalized services.
A mission
Europ Assistance undertakes to be with its customers at all times, offering
personalized prevention and assistance in Health, Home & Family, and in Mobility
all over the world.
An ambition
To build the most innovative brand in the Care Services sector by 2015.
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A worldwide signature
A signature : you live we care
which highlights the brand in a which states the worldwide dimension
unique way among its 300 both of the Group and the Europ
million customers and 423,000 Assistance brand in English only*, in all
listed service providers. subsidiaries and on all five continents.
* Except legal requirements Europ Assistance Group I 2011-2012 30
32. One business: assistance
HUMANITY AND NEW TECHNOLOGIES AT THE HEART OF CARE SERVICES
A NETWORK STEERED, CONTROLLED AND MANAGED IN OUR FOUR BUSINESS LINES
SKILLS WITH HIGH ADDED-VALUE
FOUR AREAS OF CARE SERVICES:
• TRAVEL
• AUTOMOTIVE
• HEALTH
• HOME & FAMILY
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Humanity and new technologies at the heart of
Care Services
Our commitment
Personalized support … … at any time, for everybody.
Daily support for a calmer, more Through its 4 business lines (Automotive,
flexible personal, family and Travel, Health, and Home & Family),
professional life? Care Services Europ Assistance commits alongside
have made this dream a reality. you at every moment of your daily life.
With Europ Assistance, the On
attentive human support draws on your travels, on the road and at home,
the amazing potential of the new Care Services make life easier, safer
technologies. To offer you the and more human. Efficiently
fastest and most effective
solutions for every situation.
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34. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Humanity and new technologies at the heart of
Care Services
Our commitment
Throughout Thanks to our international network, we guarantee you local, human
the world ... service wherever you are, 24 hours a day, 7 days a week.
By integrating new technologies, remaining attentive to the way your needs
In an innovative
evolve and developing the right tools to support you on a daily basis, Europ
way ...
Assistance is inventing the personalized assistance services of the future.
Corporate Social Responsibility is fundamental to our vision. We behave
responsibly with both our employees and our customers. We create more
Responsible …
and more partnerships and local initiatives in order to defend our values,
and to promote exchanges and solidarity.
Care Services incarnate a made-to-measure culture. Better than anyone else,
Personalized … we know your needs and are capable of developing products and services to
satisfy you.
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Humanity and new technologies at the heart of
Care Services
We are putting all of Europ Assistance behind our Care Services. Our 8,000
employees' abilities to observe, listen, organize and innovate are mobilized in order to
bring high value-added responses to our customers …
A professional approach structured around four
fundamentals:
- Multilingual telephone service, 24/24 and 7/7
- Analysis of the situation and management of risk
- Immediate mobilization of human and technical aid
- Real-time resolution of complex situations
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A network steered, controlled and
managed in our four business lines
423,000 listed
partners
• Approved and listed for their speed of
reaction and the quality of their service
• Present throughout the world
• Capable of responding like true
professionals to any situation
• Subjected to quality control: field visits,
supplier visits, monitoring procedures …
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37. Europ Assistance Group Strategy One business: assistance A culture of responsibility
A network steered, controlled and
managed in our four business lines
Travel Automotive
• Paramedics • Breakdown service
• Private airlines providers
• Opticians • Tow-away service
• Dentists providers
• Doctors • Car rental companies
• Hospitals • Chauffeurs, taxis
• Hotels
• Mechanics
Health Home & Family
•Hospitals and clinics
• Electricians, plumbers,
• Paramedics
glaziers
• Specialists in assisting the elderly
• Employment support
and dependent
agencies
• Healthcare professionals: GPs,
• Building professionals
specialists, nurses,
• Childcare agencies
physiotherapists, etc.
• Specialists in family services
• Medical care professionals
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Skills with high added-value
The assistance representatives
listen, welcome, analyze
Coordination Information
• Implementation of the • Real-time Information for
appropriate means to come to customers and their close ones
the customers' aid, via networks • Ensuring the success of the
and teams of experts operation alongside teams on the
ground and customers
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39. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Skills with high added-value
The assistance representatives
Teams of IN-HOUSE experts NATIONAL and
• 400 medical professionals (medical INTERNATIONAL networks
coordinators, emergency specialists, • 423,000 service providers worldwide
nurses
• Medical providers
• Ticketing service specialized in
• Technical providers
chartering air ambulances
• International network of correspondents:
• Legal and tax experts
a local interface
• Experts in automobiles, warranty
• Other Group companies: a system of
extensions and maintenance
mutual assistance
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40. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Four areas of
Care Services: Travel
A revolution in travel
Low-cost airlines, last-minute offers, all-
inclusive customized packages, the rise of
short stays and weekends "away from it all",
online booking … it's never been easier to
travel round the world. In the face of this
increased mobility, we all need support and
reassurance.
That is why Europ Assistance has created
assistance and insurance services which
are perfectly adapted to our new ways of
travelling.
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41. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Four areas of
Care Services: Travel
Personalized offers
Beyond its historical know-how in repatriation for medical reasons, Europ Assistance
offers its customers information and advice, health risk indicators by country, labels and
badges to help locate lost luggage, cancellation, loss of luggage and multi-risk insurance,
online claims declarations, "anti-surprise" rental insurance, innovative online services,
mobile applications ...
From when you start preparing your journey till you return home, we watch over
you and your family, in order to reconcile mobility and peace of mind.
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42. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Four areas of
Care Services: Travel
Innovative services
Plug & sell is a unique and innovative e-business platform for reinforcing your
online site with a wide range of customized, value-creating solutions
Netglobers is a community portal on travel, which combines official information on
over 190 countries with content generated by web surfers (travel logs, forums,
systems for grading countries, …)
TripOrganizer (a mobile application) helps your customers organize their trip
abroad. TripOrganizer is the ideal customer retention tool: it offers a range of
practical services
Dos and Don'ts is a "must" mobile application to help you get immersed in other
cultures and not commit a faux-pas during your trip abroad
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43. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Some references: Travel
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44. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Four areas of
Care Services: Automotive
A transformation in the
driver-vehicle relationship …
The way people use and relate to their
vehicle is changing. We are currently
witnessing a boom for vehicles which
consume less and pollute less, and the
car is now increasingly considered to
be a service. Drivers expect their
vehicle brand to promote customer
loyalty, and to offer them packaged
assistance offers.
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45. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Four areas of
Care Services: Automotive
… which implies a change in services
At Europ Assistance, we believe that automobile
assistance should take charge not only of the
vehicle, but above all of its driver and passengers.
With Care Services, we keep an eye on you and
your car while you are on the road, and can
instantly mobilize a top-quality network at your
service to ensure your safety and well-being in
any situation.
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46. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Four areas of
Care Services: Automotive
"Must" tools
MyMobility : this application is practical and easy to use: it offers an assistance
service based on GPS technology and additional services (a maintenance
schedule, dealership geolocation, etc).
First selected network : a priority network comprising the most
efficient automobile professionals who intervene in the event of breakdown,
puncture, etc… The selection criteria for these professionals are high: arrival
time, reporting, quality of vehicles, technical capabilities, etc…
First selected green network : is the first labelized pan-European network of
eco-responsible professionals, who offer environmentally-friendly assistance
services: electric or low CO2 emission vehicles, bicycle hire, etc…
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Some references: Automotive
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Some references: Automotive
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49. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Four areas of
Care Services: Health
Health support:
a growing need
Today more than ever, people are
looking for support in matters of
healthcare. Online access to medical
information, increasing demands
regarding quality of healthcare, more
and more specialists… we want to be
sure of our sanitary and
psychological well-being throughout
our lives. It's a particularly crucial
challenge in a world where life
expectancy is continuing to increase.
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50. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Four areas of
Care Services: Health
With Care Services, Europ Assistance meets the challenges of healthcare and
dependence, with personalized solutions for medical care, monitoring or
teleassistance.
Solutions with high added-value
By making assistance services possible on both one-off and long-term bases,
Europ Assistance is revolutionizing the Care world. Thanks to technological innovation
associated with a strong human presence, we take daily care of your health and the health of
your loved ones.
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51. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Four areas of
Care Services: Health
Personalized innovative services
Docticare : a health portal which provides access to a wide range of health information,
offers personalized services for preventive healthcare and the management of medical
data, and includes high added-value web services. The personal space allows users to
create and update their medical files online or manage, download or print their clinical
passports in several languages.
International Health Global Corporate Solutions : The Global Corporate Solutions
division of the Europ Assistance Group is the dedicated point of entry for global groups,
players from the international health care sector, and transnational bodies providing
international health care and medical assistance solutions. The packages that it
provides meet the needs of business travellers, expatriates, local staff, clients and
members. This division deploys human and material resources on a worldwide or local
scale, overseen by services offering support and advice in fields such as on-site
medicalisation and health plans (with a network of qualified and audited suppliers),
medical evacuation services, the organisation of treatment abroad, or medical support
programmes for employees via prevention and information services in particular.
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Some references: Health
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Some references: Health
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Four areas of
Care Services: Home & Family
Europ Assistance invents the
home services of the future
Society is changing. In an increasingly
mobile urban world, where you have to
juggle between work, transport and
family life, ultra-responsive support
services have become indispensable.
That is why Europ Assistance has
invented the home services of the future.
Personalized assistance and prevention
services to ensure your peace of mind
on a daily basis, and let you devote your
spare time to your loved ones and your
leisure activities.
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Four areas of
Care Services: Home & Family
Support on a daily basis
Babysitting, additional schooling, lost key insurance,
support to elderly and dependent people to help them
remain at home, boiler and large domestic appliance
repairs, legal assistance … Through these local,
personalized, innovative support services, we keep watch
over your family and your home, to make your daily life
easier and less wearing
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Some references: Home & Family
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Some references: Home & Family
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58. A culture of responsibility
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59. A culture of responsibility
CSR STRATEGY: "THE SOCIAL FOOTPRINT"
CREATING A "POSITIVE SOCIAL FOOTPRINT"
COMMON VALUES
INITIATIVES FOR CHARITY
LOCAL KNOW-HOW PRIORITIZED
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CSR strategy: "the social footprint"
Corporate Social Responsibility (CSR) is an essential lever for our
development strategy.
In line with its pioneering spirit, Europ Assistance was the first international player in
the sector to commit to a CSR strategy. Today, the Group’s development is
inseparable from its social project, and links directly to its history, its areas of
business and its values.
Europ Assistance has chosen to develop the “social footprint” label, which now
encompasses all Group initiatives in this area, in order to affirm Europ Assistance's status
as a responsible company on both social and civic levels, and to promote its global
commitments and local initiatives in the field of CSR.
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61. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Creating a "positive social footprint"
What is the company's "positive social footprint"?
It is based on a conviction: companies today can no longer view their growth and
performance criteria in the short term: they must consider them in a long-term
perspective. And they can no longer ignore the impact which their activity has on society:
they must take ownership of any negative external impact which they may generate.
Sustainable profit is only possible if it creates for the company's internal and external
ecosystem as a whole.
Just like the carbon footprint, it is also a company's responsibility to be capable of
measuring the social and civic impact of its activities on the ecosystem in the long term
and in its entirety, on a regional, national or worldwide scale.
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Creating a "positive social footprint"
Europ Assistance and "the positive social footprint":
Europ Assistance supports aid for the development of new forms of enterprise in the world, in
parallel to all initiatives carried out locally by the subsidiaries, reconciling economic
performance, social performance and creation of value.
For Europ Assistance, the development of new forms of enterprise which create innovative,
lasting and reproducible solutions, is one of the most effective levers for changing the
economic and social environment and create value at a local level.
In this context, Europ Assistance backs social entrepreneurship through its partnership with
Ashoka and via a dozen entrepreneurs throughout the world.
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Creating a "positive social footprint"
Europ Assistance Group and Ashoka:
In 2010 Europ Assistance made a commitment alongside Ashoka to back social
entrepreneurship throughout the world.
Through this strategic partnership with the biggest association in its field, Europ Assistance
Group, which has made social entrepreneurship its major commitment in terms of social and
civic responsibility, intends to contribute directly to the structuring and developing of the
social entrepreneurship model worldwide, as it considers it to be a fundamental lever for
bringing tangible responses to the challenges of contemporary society.
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64. Europ Assistance Group Strategy One business: assistance A culture of responsibility
Common values
"Being Care" means defending your values every day on behalf
of your customers' well-being.
The Care ethic: care, kindness, professionalism.
If Europ Assistance successfully supports you in a spirit of trust, both in everyday
life and in exceptional circumstances, it is because each employee shares
common human values:
pioneering mindset,
integrity,
creation of value,
performance as a team,
commitment to customers.
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Initiatives for charity
Local initiatives
Europ Assistance and its subsidiaries work around the world on health, social and
humanitarian projects, as close as possible to the reality of the countries where the Group
is present. This commitment draws on local knowledge and skills, and produces tangible
results.
Some examples:
- The Group's IHS (International Health Solutions) Division has signed a partnership with AMREF, an
association which is well-known for its "Flying doctor" air ambulance service which acts on behalf of health
development in Africa.
- employee mobilization on behalf of families suffering from AIDS (Europ Assistance South Africa)
- support for the Second Chance Foundation, to sponsor individuals aged 18-60 who have suffered major
difficulties in life but show strong motivation to move forward (Europ Assistance France)
- support for the Paint a Smile Foundation for a more humane approach in psychiatric hospitals (Europ
Assistance Portugal).
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Local know-how prioritized
Matching global efficiency with local solutions
Prioritizing closeness to our customers for a
personalized solution, and ensuring quality
assistance.
Maintaining presence on national markets for perfect
knowledge of the field.
Tangible initiatives on a daily basis.
Deploying our global know-how locally.
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