1. EMILY MEGHA ISSAC
Chartered Accountant
Qualified chartered accountant having experience in the field of credit appraisal,taxation, audit and
advisory services;seeking for a career in taxation,audit and advisory services.
Permanent Address : Kochuplamveedu, Kulasekaramangalam p.o, Vaikom, Kottayam – 686608
Temporary Address : C78, Chander Nagar, Janakpuri West, New Delhi - 110058
Mobile : + 91- 9961310192
E-mail : emilymeghaissac@gmail.com
1. The Federal Bank Limited April 2016 to Present
Chartered Accountant in one of the leading private banks in India and act as liaison between
customers and financial institution for timely disbursement of commercial loans to qualified
applicants.(loans above 5 crore)
CA Officer - Scale II Manager :-
o Unit visit and preparing interview cum due diligence report of applicants to determine eligibility.
o Credit appraisal, security analysis and Credit rating.
o Appraisal of pricing and lock rate as required.
o Updating job knowledge by attempting quizzes and taking classes within institution.
o Vetting legal documents and analyzing complex financial statements using underwriting
softwares (CLAPS,RAM,CRESS,Finnacle)
o Review of working capital limits,sanctioning ABP etc
2. M/s Elias George & Co., Chartered Accountants May 2015 to July 2015
Worked as audit assistant while awaiting for CA final results.
Audit Assistant :-
o Preparation of Budgets and Expense Variance Analysis.
o Statutory/Tax/Stock/Internal/Branch Audits.
o Direct Taxation (Corporate, Individual and Other entities).
o Indirect Taxation (Service tax, Customs, Excise and VAT).
o Handling of assessments, appeals and enquiry proceedings.
o Regulatory Compliances.
CONTACT
PROFESSIONAL EXPERIENCE

2. 3. M/s G. Joseph and Associates, Chartered Accountants December 2010 to June 2014
Articleship experience in one of the leading CA firms in Cochin.
Articled Assistant :-
o Responsible for preparation of consolidated financial statements, quarterly and monthly
performance reports, reconciliation reports of a rapidly growing fast food chain company
having branches all over the world (Brand name – Chicking)
o Quality work experience in stock audit, statutory audit, taxation services, accounting
consultations in one of the largest manufacturer and exporters of apparel and textile
products having turnover more than ₹150 crores.
o Planning and communication of audit/tax strategy, finalisation of accounts resolving
complex accounting issues and final audit presentations for a manufacturing company
dealing with condiments having turnover more than ₹25 crores.
o Assisted statutory audit team of one of the leading real estate and construction company
in Kerala having turnover more than ₹10 crores.
o Team member of statutory audit team of one of the five wholly government of India
owned assurance companies of India and largest general insurance company in India.
o Responsible for development and maintenance of financial records, dealing with bankers
of a software company having turnover of more than ₹400 lakhs.
o Implementation and maintenance of internal control, fixed asset component accounting
assignments, ensuring availability of adequate resources and providing insights to client
engaged in hospitality business.
Some of the major clients serviced :
WFB Baird and Company India Pvt. Ltd, Nest Condiments Ltd, AC City Builders and
Developers(P) Ltd, The New India Assurance Co Ltd, Wrench Solutions Pvt. Ltd, CGH Earth
Hotels and Resorts (Casino group) etc.
o Commitment to quality and results.
o Analytical mind and positive attitude.
o Quick learner, systematic and focused.
o Good interpersonal and presentation skills.
o Honest and sincere with high level of integrity.
o Knowledge of Windows MS Word, MS Excel, MS Access and Power Point.
o Knowledge of Accounting Packages like Finnacle,SAP, Hotelier and Tally.ERP9.
o Knowledge of HTML and C++.
STRENGTH
COMPUTER SKILLS

3. o Knowledge of Internet & E-Mail Operations.
o Active member in Drama Club in Higher Secondary Level.
o Participated and won many prizes in music Competitions at school level.
o First prize in Mathematics exhibition, three years in a row
o One week orientation programme for Middle management grade in specialist cadre at FKDC of
Federal Bank Limited.
o 100 Hours training on Information Technology at Ernakulam Branch of SIRC of ICAI.
o 35 Hours Orientation Programme at Ernakulam Branch of SIRC of ICAI
o General Management and Communication Skills Course at Alleppey branch of SIRC of ICAI.
Date of Birth : 20-April-1991
Nationality : Indian
Language Known : English, Malayalam and Hindi
Hobbies and Interest : Zumba ,Travelling, Cooking
Driving License : Indian Union
Examination Year Institution & Board /
University
Percentage
CA Final 2015 The Institute of Chartered
Accountants of India
60
B.Com 2013 Mahatma Gandhi
University (private study)
74
Senior Secondary 2009 Lisieux English Senior
Secondary School Nadal
Vaikom (CBSE)
84
Secondary 2007 Lisieux English Senior
Secondary School Nadal
Vaikom (CBSE)
90
EDUCATION
TRAININGS ATTENDED
PERSONAL DETAILS
ACHIEVEMENTS

4. Will be provided if necessary.
I hereby declare that the above given information is true to the best of my knowledge and belief.
Place : Cochin
Date : 12/06/2016 (EMILY MEGHA ISSAC)
REFERENCE
DECLARATION