Penny Wallet is a multi-currency (including both fiat and cryptocurrencies) wallet allowing users to pay, transfer, exchange, request money and manage/plan their financial wealth

2. PITCH
Penny Wallet is a multi-currency
(including both fiat and cryptocurrencies) wallet allowing users
to pay, transfer, exchange, request money and manage/plan
their financial wealth.

3. • To include all possible currencies (like
upcoming cryptocurrencies, coupons, fiat
currencies) and to provide a FinTech
replacement for real wallets.
• To provide banking for remotest corners
which lack basic banking infra.
• To increase acceptability of cryptocurrencies
within Merchant community.
VISION & MISSION (FOR NEXT FOUR YEARS)
To provide quick, secure, affordable and
complete payment experience for users with
products that continuously evolve with
upcoming technology solutions.

4. PROBLEM/OPPURTUNITY
× High transaction cost offered by
banks and other wallets.
× Too many currencies and high
conversion rate.
× Too many wallets and multiple
currencies.
× Tough to manage/plan finance.
× Low Merchant Acceptance.
Challenges faced by Market How we Survive
 No extra transaction/conversion charges
 Handle multiple currencies (both fiat and cryptos)
 Highly secure and Easy to Use.
 Merchant receives desired currency.
 Treats all currencies equally.
 Financial Planning Accessories for users/merchants

5. PRODUCT
Penny Wallet allows users to transfer, request or load money without involving any extra
transaction charges. Extra Services include:
MULTIPLE CURRENCY PAYMENTS AND TRANSFERS.
WALLET TO WALLET TRANSFER.
FINANCIAL PLANNING.
CARRY YOUR WALLET IN YOUR PHONE.

6. SWOT ANALYSIS
Strength
• Both Fiat and
crypto
• Wallet to Wallet
transfer
• Financial
Planning for
Merchants
• Currency
Exchange
• Merchant Ad
Network
• Smart Customer
Experience
• Highly Scalability
Weakness
• Seed-stage
• Small
sales/marketin
g team
• Lack of Setup
Capital
• Legal Issues
• Weak Indian
Market
Opportunity
• Socio-
economic
changes
• Socio-political
changes
• Increasing
customer
awareness
• Improving tech
standards
Threat
• Acceptability
• Customer
Traction
• Legal Issues
• Volatile Global
Market

7. MARKET ENVIRONMENT
Market TrendsTarget Population
Cryptocurrency Users
Tourists
Students
Merchants

8. COMPETITORS
o PayPal
o Apple Pay
o CoinBase
o And other wallets.
We also allow our users to perform
Inter-Wallet Transfer (to-fro) facility
thus enabling a much required
wallet-merchant-customer ecosystem.

9. GO-TO MARKET STRATEGY
Market Promotion
• Mouth to Mouth publicity
by users.
• Social Media Marketing
• Posters/Banners
• Broadcast media-radio,
Youtube & Television.
• Create awareness
campaigns for crypto-
currencies via Vlogging.
We will launch our product in NIT
Rourkela (where 6000 possible users
appeared for surveys) and entrepreneur in
Beta to iterate a perfect UI/UX that fits
our target consumer base.
Then we will start expand using our
distribution channels towards Tourists,
Immigrants, Frequent travellers,
Crypto-currency user and
Everyone in the World

10. MANAGEMENT TEAM
Arjun Mishra
CEO, Co-Founder
Co-Founder, Douters
MS, NIT Rourkela
Shubham Gupta
COO, Co-Founder
Btech NIT Rourkela
Ajeet Sharma
Head Marketing
Btech,IMU Kolkata
Suryansh Tiwari
Web Developer, App
Btech NIT Rourkela
Dharmveer Singh
CSO
Btech NIT Rourkela

11. KEY PARTNERSHIP
NIT ROURKELA
Will partner us in Launching our first public beta for 8000 users
STARTUP VILLAGE
Our Technology Business Incubator
AEROSPIKE INC.
ACID Compliance NO-SQL DATABASE partners

12. CAPITAL
Deployment Amount
Salaries/Staffing $250,000
Licenses $80,000
Marketing/Promotion $820,000
Infrastructure $100,000
Web Server/It $50,000
TOTAL $1400,000
Amount Being Raised : $1.4M
Semi-Closed PPI Licence India - External Investment of INR 5Crore (RBI
Payments-Settlements Guidelines 2015) ($750,000)
MSB – MT Licence California, US - Securities of $500,000 in Federal Bonds
!
THE NEED
THE USE

13. EXIT STRATEGY
Possible Exit Strategies:
•IPO(Public Offering)
•Raising the free cash flows and tapping them (Buy-Back)
•Merger/Acquisition

14. THANK YOU FOR YOUR TIME
CHECK OUT OUR WEBSITE HTTP://PENNY.PARTNERS/
Contact Us:
Email: info@penny.partners , arjun@penny.partners
Phone: +919437720488 , +917735561494