The document discusses several social welfare schemes launched by the Narendra Modi government in India since 2014, including Jan Dhan Yojana, Swachh Bharat Abhiyan, Pradhan Mantri Awas Yojana, Ujjwala Yojana, and others focused on education, entrepreneurship, digital India, and healthcare. It provides details on the objectives and key aspects of these programs. While recognizing the government has accomplished improvements, it also notes that some promises have yet to be fulfilled and transforming a large country takes time.

2.  The central government lead by the Shri Narendra Modi has become quite
famous for launching a number of social welfare schemes throughout the
country within a short span of time. Here we would focus on top famous
schemes that Narendra Modi government has launched since 2014 to till date.

3.  The jan dhan Yojna, Swachh Bharat Abhiyan, Housing For All, Gas Connections
for the rural, schemes in education, MSMEs,GST, demonetisation, etc are
some of the key eye-catching changes and innovations during these past
years. Though they seem like some useful innovations not all of them are
working as they were supposed to. Some of them are running behind
schedule.

4.  Launched on : 28th August 2014
 Objective : PMJDY is ensuring access to various financial service like availability of
saving bank account, access to need based credit, remittances facility, insurance
and pension to the excluded sanctions i.e. weaker sections & low income
groups.
 About the scheme :
 Interest on deposit.
 Accidental insurance cover of Rs 1 Lakh.
 No minimum balance required.

5.  Launched on : 11th October 2014
 Objective : To ensure integrated development of the selected villages into model
villages.
 About the scheme :
 The scheme is being implemented in five states i.e. Assam, Bihar, Uttar Pradesh,
Rajasthan and Tamil Nadu.
 A village should have high degree sanitation and Environment.
 A village should have an Anganwadi centre and school of appropriate
levels.

6.  Launched on : 22nd January 2015
 Objective : to address the gender imbalance & create positive environment in favor
of girl child.
 About the scheme :
◊ Highest interest rate of 9.2%
◊ The maturity of account is 21 years from the date of opening account or marriage of
girl child whichever is earlier.
◊ Initial deposit of Rs. 1000 and thereafter any amount in multiple of Rs. 100 can be
deposited to max of 1.5 lakhs.

7.  Launched on : 8th April 2015
 Objective : To encourage entrepreneurs and small business units to expand their
capabilities and to reduce indebtedness.
 About the scheme :
¥ Shishu- The starters covers loan upto Rs 50,000.
¥ Kishore- The mid stage finance seekers covers loan above Rs. 50,000 and upto Rs.
5,00,000.
¥ Tarun- Growth seekers covers loan above Rs. 5,00,000 and up to 10,00,000.

8.  Launched on: 9th May 2015
 Objective : To increase penetration of Life Insurance.
 About the scheme :
o Available to people in age group 18 to 50 years with bank account.
o Annual premium is Rs 330 per year.
o Sum insured under the scheme is Rs 2 Lakh.

9.  Launched on : 9th May 2015
 Objective : To provide accidental death insurance to everyone.
 About the scheme :
≠ Available to people in age group 18 to 70 years with bank account.
≠ Rs 2,00,000 for Accidental death or full disability and Rs. 1,00,000 for Partial
disability.
≠ Rs 12 per year is annual premium for the scheme.

10.  Launched on : 9th May 2015.
 Objective : To encourage individuals working under unorganized sector to opt
for pension during their old age.
 About the scheme :
€ Available to people in age group 18 to 40 years with bank account.
€ Guaranteed monthly pension between Rs. 1000 to Rs. 5000 to the subscriber
after 60 years of age and to spouse after death of subscriber.
€ Government will contribute 50% of total contribution or 1000 whichever is lower.

11.  Launched on : 1st July 2015
 Objective : To transform India into a digitally empowered society and knowledge
economy.
 About the scheme :
 Digital infrastructures as a utility to every citizens
 Governance and Services on demand.
 Digital empowerment of citizens.

12.  Launched on : 15th July 2015
 Objective : To create opportunities, Space and scope for the development of the
Indian youth.
 About the Scheme :
 Train Indian citizens of all ages, especially youth, to get employment or launch own
MSMEs.
 Providing training, technical and financial support for various trades including leather
crafters, healthcare workers and others.
 Skill India also focus on core sectors including construction, gems and jewelry,
banking and finance.

13.  Launched on : 24th July 2015
 Objective : To provide continuous power supply to rural India.
 About the scheme :
 Government plans to invest Rs 75,600 Crore for rural electrification under this
scheme.
 Improvement of sub transmission and distribution network to improve the quality and
reliability of the supply.
 Metering to reduce the losses.

14.  Launched on : 25th September 2014
 Objective : To make India a global manufacturing hub, by encouraging both
multinational as well as domestic companies to manufacture their products
within the country.
 About the scheme :
 To promote India a manufacturing hub.
 Economic transformation in India.
 To eliminate unnecessary law and regulation.

15.  Launched on : 2nd October 2014.
 Objective : To accomplish the vision of clean India by 2nd October 2019.
 About the scheme :
 To eradicate the system of open defection in India,
 To convert the insanitary toilets into pour flush toilets.
 To make people aware of healthy sanitation practices by bringing behavioural
changes in people.

16.  Launched on : 22nd January 2015
 Objective : To promote girl child education and help develop a new mind-set for a
girl child amongst the people specially from the rural areas of India.
 About the scheme :
 Prevent female infanticide.
 Ensure protection of a girl child.
 Ensure education of a girl child.

17.  Launched on : 1st July 2017
 Objective : To be a unified tax for the entire nation.
 About the bill :
 Ensuring that the cascading effect of tax on tax will be eliminated.
 Ensuring the availability of input credit across the value chain.
 Reducing the tax slab rates to avoid further clarification issues.

18.  Launched on : 23rd September 2018.
 Objective : To focuses on the wellness of poor families and providing medical
benefits to them.
 About the scheme :
 It have a defined benefit cover of Rs 5 Lakh per family per year.
 It will allowed to take cashless benefits from any public/private empanelled hospitals
across the country.
 The scheme will cover over 10 Crore poor and vulnerable families.

19. ☻ One rank One Pension Scheme : 1st July 2014
☻ Deen Dayal Upadhayaya Grameen Kaushalya Yojana : 25th September 2014
☻ Bal Swachh Abhiyan : 14th November 2014
☻ PAHAL (DBTL) Consumers Scheme : 15th November 2014
☻ Kisan Vikas Patra : 18th November 2014
☻ Mission Indra Danush : 25 December 2014
☻ HRIDAY(National Heritage City Development and Augmentation Yojana) : 21st January 2015
☻ Soil Health Card Scheme : 19th February 2015

20.  AMRUT (Atal Mission for Rejuvenation and Urban Development) : 24th June 2015
 Digilocker : 1st July 2015
 Pradhan Mantri Gram Sinchai Yojana : 1st July 2015
 Startup India, Standup India : 15th August 2015
 Udaan Project : 15th June 2016
 Smart City Mission : 25th June 2016
 Pradhan Mantri Jan Aushadhi Yojana : 20th September 2016
 BHIM ( Bharat Interface for Money) App : 30th December 2016

21.  If we talk about the forgettable memories of Modi rule, the sight of people
struggling due to demonetisation never leaves us. Also, the promises made
during the time of the elections are still fresh in the minds of people. Yet the
fact is that government has accomplished many things to make the conditions
better, a few things can be overlooked for the mean time. Just like any other
government, this government too promised many things but couldn’t deliver it
in time. Eventually though, a big country just doesn’t changes overnight, it is
going to take time.