1. Real Mobile Tech
Building powerful value added mobile solutions.
3i Tech Works, Inc. DBA Real Mobile Tech
Disruptive Technology
Joseph Riano / CEO Real Mobile Tech
www.3itechworks.com
JoeR@3iTechworks.com

2. The Team
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 CEO – Joseph Riano: former FAU business major, technology entrepreneur with credit for re-
engineering PRC business model taking it from $40M market cap in 1997 to $400 Million sale in
2000. American Express and First Data SPM, Director IT consulting.
 Chief Marketing Officer – Dean Harris, former CMO of Vonage, Kayak and Hotjobs, Columbia
University graduate, MBA. Expert start-up brand builder of $1B + valuations.
 Director Electronic Payments – Don Kohl, former Executive Vice President, First Data Merchant
Services (19 years). Investor. Recruited to run IT for startup Claim Card in 1999 sold for $262
million in 2003.
 Director Technical Services – Ryan Teixeira, University of Miami BS Computer Science, First Data
Merchant Services lead programmer, Yahoo, Bill1st, Open Peak. Architect and Software Support of
Gift Card platform at First Data.
 Director of Business Development – Chris Nolan, Former U.S. Navy Pilot, IBM Presidents Club,
Rookie of the Year Memorex, Top National Sales Leader Scan-Optics, Leadership Trainer & Nat’l
Public Speaker with W. Clement Stone, Dr. Albert J. Lowry, Zig Ziglar. Schlotzsky’s Deli Franchise
Area Developer (18 years).
 Advisors – Professor Borko Furht, PhD. Head of Computer Science, FAU.
 Legal Counsel – Keith Kanouse One of the top franchise attorneys in Florida , graduate of Notre
Dame. Former partner at Gunster Yoakley.
 Hal Finkelstein, Chairman, South Palm Beach County SCORE.
 Ray Zimmerman, Board of Directors of L Brands for 30 years, former CEO of Service Merchandise.

3. The Company
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Mission statement: To build the world’s most secure and
easy to use digital mobile payment network. We provide
mobile order entry, digital receipts, repeat business to our
merchants and loyalty offers to consumers.
Founded in February 2012, Florida C Corporation.
Current Stage: Pre-revenue, pilots scheduled with major
marquee prospects and restaurant chains.
Location: Boca Raton, FL
3 full time, 2 part time employees, 17 active investors and
advisors.

4. RealPayment.net
© 2015 Real Mobile Tech. All Rights Reserved. 4
 We built RealPayment to provide
secure mobile payments, customer
engaging mobile order entry and
loyalty Rewards and offers.
Order and pay with any instrument without showing your actual card. We present a
unique card number each time. Use our receipt to bring customers back.
Group
Rewards
Menu On demand shopping
Self-Order
New Secure
Digital Card
Digital
Receipt
My Tailored
Offers

5. Our Value Proposition
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Four patents pending all assigned to the company:
We provide an EMV compliant, complete payment solution that
does not disclose the credit card information to merchants. We also
provide a Quick Order entry with secure payments for customers to
self-order and pay with their smartphones. Our Key: Social Payments
1. Our target customers are merchant gateways and
processors who need a technology to offer digital gift
cards and EMV compliant solutions for small to mid-size
merchants.
2. Their customers are merchants and mobile consumers
who prefer the convenience and security of mobile for
payments, loyalty promotions.
3. We provide digital e-mail or text receipts to increase
adoption of our application to consumers who use
plastic now and want to migrate to digital mobile wallets
quickly and conveniently.

6. Marketing Strategy
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 Partner with a large established network with a large customer base for
consumers and merchants.
 License the technology to providers wishing to offer secure mobile
payments, loyalty, electronic gift cards and EMV compliant payments
in 2015 and beyond.
 Market Niche: Electronic Gift Cards for working capital and loyalty for
merchants.
 Target gas stations to become EMV compliant in 2015 prior to the 2017
industry established date with our proprietary technology (no need to
retrofit the pumps).
 Competition: Square, CashStar, other startups in the space who know
technology, not necessarily the payment business.

7. Competitive Advantage for Merchants
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 Why merchants need real payment now:
 Removes the need to use plastic credit cards in your POS eliminating
fraudulent transactions. 10% lower cost than competitors per trx. Simplified
billing.
 Lets you sell digital gift cards for immediate working capital
 Helps you get repeat business by reaching customers where they live on their
smartphones.
 Allows you to view order history for each customer in real time.
 Provides paperless digital receipts that saves paper and serves as a reminder
of your exceptional product or service.
 Elect our opt-in feature for self-orders or pre-orders before the consumer
comes to your place of business
In October 2015 the credit card industry is migrating to EMV (Europay
Mastercard and Visa) in the US. Replacing the mag stripe with smartchip
cards for most retailers except gas stations who have until 2017 to retrofit their
pumps. EMV rules: The entity with the lower technology is responsible for
fraudulent transactions. Without Real Payment that could be you.

8. Real Value For Consumers
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 Replaces or supplements plastic credit cards with a secure one
time transaction authorization from your smartphone. It works for
any credit card, debit card, gift cards or loyalty rewards program.
 Tracks loyalty programs from RealPayment merchants with a single
app accessing all accounts from a secure cloud.
 View order history for each merchant easily and in real time.
 Track all your receipts from all the merchants in a single app.
 Never lose rewards points because your plastic cards are home.
 Be secure because card numbers are not on your phone and are
not available to anyone else. Ever.
 If the phone is lost or stolen, all cards and your account information
is secure and can be transferred immediately to your new
smartphone.

9. Competition and Why RealPayment
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ApplePay: Requires an NFC terminal to work( no
online transactions). Does not disclose consumer
information to merchants. Does not do loyalty or
rewards and cannot be used online. Sells iphone
6 and iphone 6 plus for Apple.
RealPayment: Works online or onsite, no NFC
required, can work with Android and iPhone
camera as scanner, Bluetooth Smart (120 feet
away) or by simply entering our code at the
register or e-commerce site. We provide a
means for merchants to gain repeat customers
with rewards and ease of use for our members.
ApplePay
RealPayment

10. Opportunities for Partners and Current Prospects
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 We can deliver the first all digital secure payment network in the world that does
not require deployment of special hardware.
 Current Prospects: L Brands (Pink), Cardnet (45,000 terminals), Spafinder.com
22,000 locations 1 million members. Cheeburger.com (50 locations). Local Dry
Cleaners, retailers, beauty salons and restaurant chains – Rappaports Group,
First Watch (285 locations). Tilted Kilt (150 locations) Large Networks with over 50
million users and 2 million merchants.
 We can be to market 2 years ahead of schedule with a gas station solution that
does not require pump retrofits by using our patent pending payment
technology.
 We need capital to execute with sound financial backing. $3 million.
 Use of funds for the next 2 years: $1 million Software Development and PCI
compliant infrastructure, $1 million Marketing, $500K Legal and Finance, $500K
Sales and Administration.

11. Current and Forecast Financials
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Capital raised to date: $337,500. Estimate $370K revenue in year 1
from one account, between $6 million and $8 million in year 2
from 3 accounts and $10 – $20 million in 2017 from 6 - 10 accounts.
Potential to double by years 4 and 5 through deals with large
networks. Total $721 Billion industry in mobile transaction
payments forecast for 2018 .

12. Exit Strategy
Seasoned proven team in place. Streamlined, lean start-up.
Not pioneers, innovators, fast to market with our products.
We have a platform for many products for a well diversified
company bringing payments and loyalty in a unified strategy to
deliver value.
Hot market in early stage company in mature industry with
significant growth for its mobile space.
Early recurring revenue streams: Quick order, E-Gift Cards, Real
Payments as differentiators.
Proof of concept stage, production ready.
Exit strategy in 3 to 6 years: merge, sell or IPO, large ROI for early
stage investors.
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