1.
Redefining wealth
management

2.
Wealth is always accompanied by complexity — whether
preserving assets in the face of volatile markets, leaving
a legacy without subjecting heirs to excessive taxation,
exiting a successful business or protecting a substantial
employer stock position.
We can help you simplify.
Simplify
your
financial
life

3.
Traditionally, wealthy individuals and families
have attempted to address these issues by
hiring multiple financial professionals – each
specializing in a different discipline. However, these
advisors tend to work isolated from each other,
without an over-arching plan to guide them.
Our highly trained team of Certified Financial Planners
will work with our investment, insurance and estate
planning specialists to devise a comprehensive plan
that helps protect and preserve your wealth. We
will act as your primary point of contact working
with your existing advisors, coordinating all facets
of your financial life and allowing you the freedom
to focus on what is most important to you.
2
Accessibility
Single point
of contact for all
your financial
matters
Execution
Beginning to end implementation
Expertise
Dedicated team
of highly trained
specialists
Lenox
advisors
OUR VISION

4.
The road
to Success
Begins with
a Plan

5.
4
Financial Planning
At Lenox Advisors, we take the
time to understand your needs,
goals and values. We then develop
your personalized financial plan
to help protect and preserve
what’s most important to you.
Asset Allocation Analysis
Our first step is to understand
your investment objectives and
priorities. We then construct a
portfolio with the appropriate mix
of equities, fixed income securities and alternative investments.
Specialists will align your asset allocation with your goals, monitor
your portfolio and advise you on any required future adjusting.
Risk Management & Insurance Strategies
No financial plan is complete without a full review of your
existing insurance and overall risk management strategy. If
you need life, disability income, long-term care, property and
casualty, liability or even a more complex solution, we will identify
the approach most appropriate for you and your family.
Estate, Gift & Trust Planning
Estate, gift and trust planning is more than wealth transfer upon
death. Our estate planning process integrates your goals and values
for a tax efficient disposition of your assets during life and beyond.
Services CONTINUED
Lenox Personal CFO, our fee-based financial
planning platform, organizes your financial life into
one comprehensive plan. It incorporates a range
of financial planning components and analysis —
resulting in a clear strategy to achieve your long-
term financial goals.
Lenox Personal CFO
Solutions to Fit
all your Needs
• Financial Planning
• Asset Allocation Analysis
• Risk Management
Insurance Strategies
• Estate, Gift Trust Planning
• Cash Flow Retirement Planning
• Education Planning
• Philanthropic Planning
• Account Aggregation
Electronic Document Storage

6.
What goals do you want to
achieve as an individual?
As a family?
What are some financial issues
that you don’t agree on as a
couple?
What concerns you most when
it comes to your children and
money?
Looking ahead five years
from today, what has to have
happened over that period for you
to feel good about the progress?
Do you worry that your family
wouldn’t know everything about
your financial affairs should
something happen to you?
What is it about money
that’s important to you?

7.
CASH FLOW RETIREMENT PLANNING
Understanding the balance between your financial commitments and
your cash flow requirements will help us evaluate scenarios best suited
for maintaining your lifestyle before and after retirement.
Education Planning
A college education is one of the most valuable gifts you can give a
child, but it can also be one of the most expensive. Lenox Advisors can
develop a tax-efficient funding strategy to help you achieve that goal.
Philanthropic Planning
Creating a plan for charitable giving can be a complex — but
rewarding — process. We’ll help you identify your specific goals for
giving, and align your passion with a tailored, tax-efficient action plan.
Account Aggregation Electronic Document Storage
Our account aggregation service allows you to consolidate all your
accounts across various financial institutions in one place, easing the
burden of going to multiple sources to view your complete financial life.
We also provide document storage services through our online virtual
vault, allowing you to store and access crucial documents at any time.
Bringing Your Plan to Life
Once we agree on your plan together, we then bring it to life. Our
team of highly trained professionals consult with you and coordinate
the efforts of your other financial professionals. Acting as your primary
financial advisor, we can assure your plan is implemented as designed
and stays on course — giving you the satisfaction of knowing that all
the elements of your financial life are working together.
6
Lenox Personal CFO

8.
We believe global, multi-asset class portfolios of
equities, fixed income and alternative investments
offer the greatest potential for optimal risk-adjusted
returns – whether your goal is to grow or preserve
principal. That’s why we construct a personalized
investment strategy and recommend a mix of asset
classes that align with your investment objective and
risk tolerance.
Portfolios Built on Insights
Guided by Fundamentals

9.
8
Tailored investment strategy
Our fact finding process is fundamental. We
strive to learn more about your life goals, risk
tolerance, liquidity needs and other unique
circumstances. Armed with this knowledge, we
build an investment strategy that is customized to
your specific situation. And, since we do not offer
proprietary products, you can be assured that our
recommendations will be unbiased and place
your interest first.
Creating a Diversified Portfolio
Upon agreeing to your investment strategy, we
then build a portfolio using a combination of
passively and actively managed strategies. The
underlying investment solutions in our portfolios
include: Exchange Traded Funds, mutual funds,
separately managed accounts and appropriate
limited partnerships. We believe the combination
of passive and active strategies creates better
long-term performance and improved tax
efficiency, while keeping expenses to a minimum.
Managing Your Portfolio
Lenox Advisors will be there at every stage of your
investment progression — from setting up your
account to transferring assets to adjusting your
asset allocation. It is critical to remember that
as your life changes and your financial situation
evolves, so will your target asset allocation. We’ll
assess your circumstances as they change and
offer new insights and strategies to help you
manage your wealth — keeping you on track
towards your goals.
Personalized
Investment
strategies
Understand
your unique
situation
Implement
your investment
plan
Monitor
allocation and investments
Create
an objective and
personalized investment
strategy
Asset management

10.
Managing your wealth can be an
intimidating process. We turn anxiety into
empowerment by becoming our clients’
personal CFO and developing a set of
financial goals as well as a game plan
for achieving them..
- Richard P. Van Benschoten,
Managing Partner

11.
10
Redefining wealth management
A wealth
management model
built around you
We think it is especially revealing
that many of our clients are
financial executives who work for
major banks, brokerage firms
and money managers. They
seek us out for our objectivity
and comprehensive focus that
distinguishes us from other
alternatives available to them.
If the complexity of wealth has
prevented you from taking the
necessary steps to preserve,
protect and pass on what you’ve
worked so hard to accumulate,
contact us for a consultation.
We think you’ll agree that there
is a difference among wealth
managers — the right one
can simplify your financial life
considerably while providing
you with solutions to your most
difficult challenges.
Lenox Advisors’ unique approach to wealth management has earned praise
from the financial press. “The epitome of wealth management done right,”
wrote Investment Advisor magazine, which went on to call our business model,
“one of the best in the industry.” Our approach is founded on our uncommon
ability to coordinate all aspects of your financial life by combining an
unprecedented level of specialized expertise and an exceptional level of service.

12.
Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC, 530 Fifth Avenue,
14th Floor, New York, NY 10036, 212.536.6000. Fee based financial planning services are offered through Lenox Advisors, Inc, a registered
Investment Advisory Firm, and are not offered or sponsored by MML Investors Services, LLC. Lenox Advisors, Inc is not a subsidiary of or affiliated
with MML Investors Services, LLC. Lenox Advisors, Inc is a wholly owned subsidiary of National Financial Partners Corp. (NFP). NFP is not an affiliate
of subsidiary of MML Investors Services, LLC. As subsidiaries of National Financial Partners Corp. (“NFP”), we are members of a financial services
network containing approximately 175 owned firms. Firms within the NFP network engage in one or more of its primary lines of business, which
include corporate and executive benefits and property and casualty insurance brokerage. Firms are compensated through fees and commissions
for services provided to clients in each of these lines of business. Insurance companies and group benefits providers may pay us or our affiliates
contingent compensation upon satisfaction of factors such as volume, persistency or profitability of the business placed with such insurance
company or group benefits provider. In addition, such product and service providers may pay us or our affiliates fixed amounts related to the
support of NFP company conferences, conventions and other marketing efforts. If you are interested in receiving additional information on any of
the matters discussed, please contact us. As always, we value your business and appreciate the opportunity to provide you insurance and benefit
services. CRN201511 - 178316 © 2013 Lenox Advisors, Inc. All rights reserved.
Corporate Headquarters
530 Fifth Avenue
11th Floor
New York, NY 10036
Tel: (212) 536-8700
Two Stamford Plaza
281 Tresser Boulevard
Suite 1004
Stamford, CT 06901
Tel: (203) 978-2200
One North Franklin Street
Suite 3330
Chicago, IL 60606
Tel: (312) 984-5520
One California Street
Suite 200
San Francisco, CA 94111
Tel: (415) 486-2180
865 S. Figueroa Street
Suite 2690
Los Angeles, CA 90017
Tel: (213) 226-8030
www.lenoxadvisors.com
info@lenoxadvisors.com
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