SlideShare uma empresa Scribd logo
1 de 11
Baixar para ler offline
Finalizing a Small Business Administration
    loan (SBA loan) and refinancing a small
  business loan can frequently be among the
    most difficult commercial mortgage and
      business finance circumstances for a
   business investment borrower. There are
       successful business financing and
   commercial real estate loan strategies for
        both commercial loan situations.




http://loandirectorysg.com/
There are many business finance and commercial mortgage
misunderstandings involving the use of a Small Business Administration
loan (SBA loan) to buy a business opportunity investment or commercial
real estate This article will provide an introduction to several factors that
business borrowers should explore before proceeding with this
specialized type of business loan Finalizing an SBA loan and refinancing
a Small Business Administration loan are two of the most problematic
commercial mortgage and business loan scenarios for business owners
There are practical business finance solutions for both of these common
business investment problems Are SBA Loan and Business Finance
Programs Difficult? There are usually two schools of thought about
getting a Small Business Administration loan to buy a business: (1) Avoid
this kind of commercial loan at all costs (2) Use this kind of loan if it is
practical to do so
These conflicting investment financing viewpoints are due to a
commercial mortgage business loan process that is perceived as
complex and difficult by many commercial borrowers In reality SBA loan
programs are more practical than they often appear It is critical to the
success of a Small Business Administration loan program to be working
with a business finance advisor and lender that is proficient at this difficult
commercial mortgage and commercial loan process
There are many potential commercial financing problems to avoid when
attempting to obtain a small business loans, and very few lenders are
skilled in this business financing area Expecting Business Investing and
Financing Difficulties: Business Loan Refinancing One
http://loandirectorysg.com/ of the major investment drawbacks of an SBA
loan has historically been the difficulty of refinancing the Small Business
Administration business financing later Current options have revised the
situation and it is more feasible to arrange refinancing
It is still accurate to say that refinancing is not routinely available, but
more importantly it is much easier to obtain than it was in prior years
Advance commercial real estate loan and commercial loan planning can
avoid some of the SBA loan refinancing problems First and foremost, if
the original business financing is arranged without a small business loan,
this will make later business refinancing easier than if a Small Business
Administration loan is involved
This means that commercial borrowers should at least consider if the
initial business loan requires this form of commercial financing before
proceeding Obtaining a Small Business Administration Loan: Two
Common Commercial Loan Misunderstandings One of the most frequent
criticisms of an SBA loan program is the amount of paperwork required to
complete the business loan and commercial mortgage process What
many commercial borrowers fail to understand is that any business
financing process is likely to involve substantial paperwork and formal
documentation requirements
In the end the key is working with a business finance advisor that
understands what is required and can facilitate the submission
procedures Beyond the paperwork concerns, a more critical and real
problem is working with an SBA lender that is not very good at
successfully completing Small Business Administration loan requirements
 There are not many commercial lenders who are routinely effective at
finishing this complex loan process with timely and successful results
Alternatives to SBA Loan Financing - Conventional Real Estate
Investment and Business Opportunity Loan Options Conventional
business finance options should always be considered simultaneously
with the possibility of obtaining an SBA loan As noted above, the
feasibility of refinancing a business loan or commercial real estate loan in
the future will depend heavily on the choices made by a commercial
borrower when obtaining the initial commercial mortgage A conventional
business loan or commercial mortgage might be more feasible than many
borrowers realize
Refinancing is likely to be more successful if an experienced business
finance lender and advisor are involved     Article Tags:
http://loandirectorysg.com/

Mais conteúdo relacionado

Destaque

Cyberbullying power ppt student copy
Cyberbullying  power ppt  student copyCyberbullying  power ppt  student copy
Cyberbullying power ppt student copybrlewis1971
 
Project planning engineers jobs ref 1307 36
Project planning engineers jobs ref 1307 36Project planning engineers jobs ref 1307 36
Project planning engineers jobs ref 1307 36Sean Durrant
 
EESTEC Summer School 2012 - java script & jquery - Matic Jesenovec
EESTEC Summer School 2012 - java script & jquery - Matic JesenovecEESTEC Summer School 2012 - java script & jquery - Matic Jesenovec
EESTEC Summer School 2012 - java script & jquery - Matic JesenovecEESTEC LC Trieste
 
Introducing North Kathmandu Development Network by Govinda Narayan
Introducing North Kathmandu Development Network by Govinda NarayanIntroducing North Kathmandu Development Network by Govinda Narayan
Introducing North Kathmandu Development Network by Govinda NarayanSouvihdya Manoz Khadka
 

Destaque (7)

Tutorial solution (chapter 8)
Tutorial solution (chapter 8)Tutorial solution (chapter 8)
Tutorial solution (chapter 8)
 
Averages
AveragesAverages
Averages
 
Cyberbullying power ppt student copy
Cyberbullying  power ppt  student copyCyberbullying  power ppt  student copy
Cyberbullying power ppt student copy
 
Project planning engineers jobs ref 1307 36
Project planning engineers jobs ref 1307 36Project planning engineers jobs ref 1307 36
Project planning engineers jobs ref 1307 36
 
EESTEC Summer School 2012 - java script & jquery - Matic Jesenovec
EESTEC Summer School 2012 - java script & jquery - Matic JesenovecEESTEC Summer School 2012 - java script & jquery - Matic Jesenovec
EESTEC Summer School 2012 - java script & jquery - Matic Jesenovec
 
Lecture2
Lecture2Lecture2
Lecture2
 
Introducing North Kathmandu Development Network by Govinda Narayan
Introducing North Kathmandu Development Network by Govinda NarayanIntroducing North Kathmandu Development Network by Govinda Narayan
Introducing North Kathmandu Development Network by Govinda Narayan
 

Finalizing-A-Small-Business-Administration-Loan-(S215

  • 1. Finalizing a Small Business Administration loan (SBA loan) and refinancing a small business loan can frequently be among the most difficult commercial mortgage and business finance circumstances for a business investment borrower. There are successful business financing and commercial real estate loan strategies for both commercial loan situations. http://loandirectorysg.com/
  • 2. There are many business finance and commercial mortgage misunderstandings involving the use of a Small Business Administration loan (SBA loan) to buy a business opportunity investment or commercial real estate This article will provide an introduction to several factors that business borrowers should explore before proceeding with this specialized type of business loan Finalizing an SBA loan and refinancing a Small Business Administration loan are two of the most problematic commercial mortgage and business loan scenarios for business owners
  • 3. There are practical business finance solutions for both of these common business investment problems Are SBA Loan and Business Finance Programs Difficult? There are usually two schools of thought about getting a Small Business Administration loan to buy a business: (1) Avoid this kind of commercial loan at all costs (2) Use this kind of loan if it is practical to do so
  • 4. These conflicting investment financing viewpoints are due to a commercial mortgage business loan process that is perceived as complex and difficult by many commercial borrowers In reality SBA loan programs are more practical than they often appear It is critical to the success of a Small Business Administration loan program to be working with a business finance advisor and lender that is proficient at this difficult commercial mortgage and commercial loan process
  • 5. There are many potential commercial financing problems to avoid when attempting to obtain a small business loans, and very few lenders are skilled in this business financing area Expecting Business Investing and Financing Difficulties: Business Loan Refinancing One http://loandirectorysg.com/ of the major investment drawbacks of an SBA loan has historically been the difficulty of refinancing the Small Business Administration business financing later Current options have revised the situation and it is more feasible to arrange refinancing
  • 6. It is still accurate to say that refinancing is not routinely available, but more importantly it is much easier to obtain than it was in prior years Advance commercial real estate loan and commercial loan planning can avoid some of the SBA loan refinancing problems First and foremost, if the original business financing is arranged without a small business loan, this will make later business refinancing easier than if a Small Business Administration loan is involved
  • 7. This means that commercial borrowers should at least consider if the initial business loan requires this form of commercial financing before proceeding Obtaining a Small Business Administration Loan: Two Common Commercial Loan Misunderstandings One of the most frequent criticisms of an SBA loan program is the amount of paperwork required to complete the business loan and commercial mortgage process What many commercial borrowers fail to understand is that any business financing process is likely to involve substantial paperwork and formal documentation requirements
  • 8. In the end the key is working with a business finance advisor that understands what is required and can facilitate the submission procedures Beyond the paperwork concerns, a more critical and real problem is working with an SBA lender that is not very good at successfully completing Small Business Administration loan requirements There are not many commercial lenders who are routinely effective at finishing this complex loan process with timely and successful results
  • 9. Alternatives to SBA Loan Financing - Conventional Real Estate Investment and Business Opportunity Loan Options Conventional business finance options should always be considered simultaneously with the possibility of obtaining an SBA loan As noted above, the feasibility of refinancing a business loan or commercial real estate loan in the future will depend heavily on the choices made by a commercial borrower when obtaining the initial commercial mortgage A conventional business loan or commercial mortgage might be more feasible than many borrowers realize
  • 10. Refinancing is likely to be more successful if an experienced business finance lender and advisor are involved Article Tags: