ASHISH BHARDWAJ
Email: ashish_bharadwaj2k6@yahoo.co.in Mob: 9310068139
Career Exposure:
Learn Contribute and grow:
Achieve the level of excellence using management and administrative skills and look forward towards
my organization along with self-growth.
Profile:
A competent professional with over 6 years + of rich experience in Sales & Marketing, Business
Development & Relationship Manage.
Thorough knowledge of Mortgages Home loans, Home Equity Loan, Refinance, Top-up loan & well
versed with Legal, Technical and Credit functions of retail asset business. Responsible for the entire
business process for Mortgages & individual targets. Experience of Cross-selling Home lone protection
insurance plan. Guidance to new executives and helping hand to colleagues in troubleshooting.
Work Experience :
Organization: Reliance Capital Ltd New Delhi
Department: Home Loan
Designation: Branch Sales Manager (Home Loans)
Duration: Since Feb'12. to Till date
Responsibility - Manage Sales function for Home Loan in Delhi Branch .
-DSA Chanel partner handling.
- Manage a team of 2 sales Executive & ensure their productivity.
- Responsible for acquisitions of new customers for Home loan as Well as LAP.
- Cross Sell initiatives for existing client base.
- Convert telesales into leads business.
- Closely worked with credit and operations Manager for
sanctioning and disbursement of cases..
- Coordination with Legal and Technical In House officers for
verification reports.
- Keeping the MIS for tracking the un disbursed data for effective
conversions.
-Making suggestion to improve the policy of sourcing and product so as to stay competitive in the
market.
Organization: DhanLaxmi Bank
Department: Gold Loan & Cross sell Retail Assets Products

Designation: Sales Manager (Gold Loans & Retail Assets Products)
Duration: Aug'10. to Feb'12
-Handling Six Branches Delhi & NCR region
-Achieving monthly target & maintain loan Portfolio
-Focused approached on after sales Query of Customers
-Working as a profit center for the company
Organization: Muthoot Group
Department: Gold Loan
Designation: Business Development Officer
Duration: April'09. to Aug'10
-Training and Handling a team of Six CCE (Customer Care Executive)
-To increase the sales of Gold Loans and Gold Bonds.
-Responsible to achieve Branch target as well as personal target
Professional Achievements :
- Best performer for cross sell initiatives.
- Good relationship with top DSA and builder.
- After sales services and Ensure customer satisfaction.
- Achieved target almost every month as set up for me and for my team.
Key Skills :
Excellent Man management skills, Analytical & logical Approach, Punctuality.
Good communication. Hard work. Relation building. Target orientation Computer Skills.
Having in depth knowledge in MS Office Application like MS word, MS Excel, internet
Education:
MBA(Marketing)from National Institute of Management Solution(NIMS)
Graduation (B.Com.) from Kanpur University in 2005
Intermediate from U.P. Board in 2002
High School from U.P. Board in 2000
Personal Details:
Date of Birth: 09/07/1983
Marital Status: Married
Father’s Name: Late Omkar Bhardwaj
Permanent Address --1/6303, STREET NO-3, EAST ROHTASH NAGAR, SHAHDARA, DELHI,
Date:
Place: (Ashish Bhardwaj)