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Loan A Little. Change A Lot.


    Milaap.org is an online platform that enables anyone around the world to help India’s working
    poor through microloans. Milaap empowers them by using a simple idea: the poor are hardwork-
    ing and credit-worthy, and with the right resources, they can use credit to work their way out of pov-
    erty. This has been demonstrated by our partners’ and our track record.

                                     Milaap: Changing the face of doing good

 Income generating and employment loans to                                          Asset-based loans to fund for:
 fund:
                                                                                              Access and distribution of clean drinking water
           Working capital for artisans with an empha-
  $$       sis on lending to women entrepreneurs.                                             Toilets and hygiene awareness through training
           Vocational training and skill development                                          Clean, sustainable energy in the form of solar
           for unemployed youngsters.                                                         lights and smokeless stoves.


                                               Milaap and its field-partners (organisations on the
                                                ground) disburse the loans to end borrowers.

                                                                                   2


Lenders like you browse the                                                                                                    100% of the funds reach the
profiles of the borrowers and                        1                                                           3            end borrowers who use it for
lend through Milaap.org.                                                                                                                 the specific needs.

                                                          $100                                        $100
                                                           YOU                                     BORROWER
                                                                                                                         The field partners collect the
You can chose withdraw the                                                                                        repayments in monthly instalments*
accumulated repayment or to                                                                                       and pass it on to Milaap. The repay-
                                                                5                                      4        ments are then credited to your online
re-lend and help another person
thereby continuing the virtuous cycle.                                                                                           account at Milaap.org
   * Our borrowers pay a token interest of 8% on an average, with some paying as low as 5% p.a. This fee is mainly to cover a fraction of ours and our field partners'
     transaction costs.




                                                               WHY MILAAP
ACCOUNTABLE                           You can track every dollar given by you.

                                      Your contribution is given out as a loan, rather than a donation, and thus the same
SUSTAINABLE                           amount of money helps multiple people.
                                      100% of your contribution goes to the end beneficiary. And you get to know exactly
TRANSPARENT                           who your money has helped.

       © 2010-2012 Milaap.org. All Rights Reserved. www.milaap.org                                             Tel. +(65) 9247 8032 / +(65) 82339644
BIHAR
                                                                        RAJASTHAN                           WEST BENGAL




                                             INDIA
                                                               MAHARASHTRA
                                                                                                          ORISSA

                                                                       KARNATAKA                          TAMIL NADU

   SANITATION
                           Construction of toilets &              WATER
800
                             hygeine awareness to
                           provide a healthier life &      Piped connections for a supply of clean
                              cleaner environment.         drinking water.
TOILETS BUILT




                                                                                             400 WATER
                                                                                             OVER

                                                                                                           CONNECTIONS



                  TRAINING                                            ENERGY
                      & EDUCATION
                Diverse fields such as Retail, Security         Installation of solar lights & smokeless
                    Hospitality, Healthcare and more.          stoves to remove the use of kerosene
                                                               lamps to study and firewood to cook.                 OVER

                                                                                                              400
                                                                                                              FAMILIES
                                                                                                                   AND

                                                                                                            2000
                                                                                                            LIVES
                  ENTERPRISE
                 $$ DEVELOPMENT
                          Helping people become self-reliant by
                                                                           14,000 LIVES                     IMPACTED
                       providing working capital & skills training
                                   to run their own enterprises.
                                                                                   S$700,000
       1000
       BUSINESS
                                                                                   RAISED
       OWNERS
                                                                           100%                       REPAYMENT
                                                                                                         RATE
                 © 2010-2012 Milaap.org. All Rights Reserved. www.milaap.org             Tel. +(65) 9247 8032 / +(65) 82339644

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Milaap.org Overview

  • 1. Loan A Little. Change A Lot. Milaap.org is an online platform that enables anyone around the world to help India’s working poor through microloans. Milaap empowers them by using a simple idea: the poor are hardwork- ing and credit-worthy, and with the right resources, they can use credit to work their way out of pov- erty. This has been demonstrated by our partners’ and our track record. Milaap: Changing the face of doing good Income generating and employment loans to Asset-based loans to fund for: fund: Access and distribution of clean drinking water Working capital for artisans with an empha- $$ sis on lending to women entrepreneurs. Toilets and hygiene awareness through training Vocational training and skill development Clean, sustainable energy in the form of solar for unemployed youngsters. lights and smokeless stoves. Milaap and its field-partners (organisations on the ground) disburse the loans to end borrowers. 2 Lenders like you browse the 100% of the funds reach the profiles of the borrowers and 1 3 end borrowers who use it for lend through Milaap.org. the specific needs. $100 $100 YOU BORROWER The field partners collect the You can chose withdraw the repayments in monthly instalments* accumulated repayment or to and pass it on to Milaap. The repay- 5 4 ments are then credited to your online re-lend and help another person thereby continuing the virtuous cycle. account at Milaap.org * Our borrowers pay a token interest of 8% on an average, with some paying as low as 5% p.a. This fee is mainly to cover a fraction of ours and our field partners' transaction costs. WHY MILAAP ACCOUNTABLE You can track every dollar given by you. Your contribution is given out as a loan, rather than a donation, and thus the same SUSTAINABLE amount of money helps multiple people. 100% of your contribution goes to the end beneficiary. And you get to know exactly TRANSPARENT who your money has helped. © 2010-2012 Milaap.org. All Rights Reserved. www.milaap.org Tel. +(65) 9247 8032 / +(65) 82339644
  • 2. BIHAR RAJASTHAN WEST BENGAL INDIA MAHARASHTRA ORISSA KARNATAKA TAMIL NADU SANITATION Construction of toilets & WATER 800 hygeine awareness to provide a healthier life & Piped connections for a supply of clean cleaner environment. drinking water. TOILETS BUILT 400 WATER OVER CONNECTIONS TRAINING ENERGY & EDUCATION Diverse fields such as Retail, Security Installation of solar lights & smokeless Hospitality, Healthcare and more. stoves to remove the use of kerosene lamps to study and firewood to cook. OVER 400 FAMILIES AND 2000 LIVES ENTERPRISE $$ DEVELOPMENT Helping people become self-reliant by 14,000 LIVES IMPACTED providing working capital & skills training to run their own enterprises. S$700,000 1000 BUSINESS RAISED OWNERS 100% REPAYMENT RATE © 2010-2012 Milaap.org. All Rights Reserved. www.milaap.org Tel. +(65) 9247 8032 / +(65) 82339644