O slideshow foi denunciado.
Seu SlideShare está sendo baixado. ×

ICICI bank third party product

Anúncio
Anúncio
Anúncio
Anúncio
Anúncio
Anúncio
Anúncio
Anúncio
Anúncio
Anúncio
Anúncio
Anúncio
Carregando em…3
×

Confira estes a seguir

1 de 18 Anúncio
Anúncio

Mais Conteúdo rRelacionado

Diapositivos para si (18)

Semelhante a ICICI bank third party product (20)

Anúncio

Mais recentes (20)

ICICI bank third party product

  1. 1. Presented By- AKASH ROHAN SWETA ANILTHIRD PARTY PRODUCTS
  2. 2. 1 23 4 MUTUAL FUND LARGE CAP MID CAP SMALL CAP LOANS HOUSING LOANS,CAR LOANS,EDUCATION LOANS ETC INSURANCE Life Insurance General Insurance Health Insurance CREDIT CARD Platinum chip Card, ICICI coralcontactless card, Ferari platium card.
  3. 3. Personal Loan Credit Card Home Loan Car Loan Loan up to Rs. 15 Lakhs Complimentary welcome gift Wide range of product to choose from Competitive rates on New/Used Car Loans No security/ guarantor required Complimentary lounge access Simplified documentation Loan servicing at your doorstep Faster processing Powerful rewards plan Flexible repayment options Widest Choice of Dealer Tie ups Minimum documentation Offers on dining courtesy ICICI Bank Culinary Treats programme Free Personal Accident Insurance Simple and hassle free documentation Flexible repayment option of 12-60 months Movie tickets Insurance options for your home loan at attractive premium One Stop Solution. ICICI bank knows and understands its customers and their needs. Therefore, to meet their requirements, ICICI bank offers a variety loan options. ICICI (Industrial Credit and Investment Corporation of India) offers loans at competitive interest rates and relatively higher repayment period with simplified documentation process. In order to provide convenience to its customers, ICICI bank offers doorstep services and also provides access to smartphone applications, thus preventing the customers from making frequent and tedious visits to the bank. Some popular loans and their benefits are given below. LOAN BENEFIT
  4. 4. Loan Type Interest Rate Personal Loan 11.25% Home Loan 9.10% Car Loan 12.75% Education Loan 11.50% Gold Loan 10.00% Pradhan Mantri Mudra Yojana 14.00% Documents Needed A.Salaried Person Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one) Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one). Latest 3 months Bank Statement (where salary/income is credited). Salary slips for last 3 months. 2 Passport Size photographs. B.Self Employed Person KYC Documents : Proof of Identity; Address proof; DOB proof. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one). Income proof (audited financials for the last two years). Latest 6 months Bank statement. Office address proof. Proof of residence or office ownership. Proof of continuity of business. LOAN
  5. 5. ICICI Credit Cards Annual Fee ( Rs.) Renewal Fee( Rs.) Key Features ICICI Bank Coral Contactless Card 1,000 500 (waived off on reaching spend of Rs.1.5 Lakh in previous year) Get 2 complimentary movie tickets every month on BookMyShow.* ICICI Platinum Chip Card – Visa Nil Nil 1% fuel surcharge waiver on fuel transactions of maximum Rs.4,000 at HPCL pumps.* ICICI Bank Jet Airways Sapphiro 5,000 5,000 Get 10,000 welcome bonus JPMiles on joining Ferrari Platinum Credit Card 499 499 (Waived off, if annual spend is more than Rs.1.25 lac in the previous year) 15% savings on dining bills at over 800 restaurants across India* Credit Card
  6. 6. ICICI Bank Credit card Eligibility and Documentation To be eligible for an ICICI Credit Card, following are the criteria- • The applicant should be above 21 years of age. • He/she should not be above 65 years of age. • He/she should either be a Resident Indian or NRI. The income requirement varies for different cards of ICICI Bank. Proof of Identity Proof of Address Proof of Income • PAN Card • Aadhaar Card • Voter’s ID Card • Passport • Driving License • Aadhaar Card • Passport • Utility bills (not more than 3 months old) • Any other gov. approved ID • Bank statement for the last 3 months • Salary slips for the last 3 months • Audited financials for the last two years (for self- employed) • Form 16
  7. 7. TYPES OF INSURANCES IN ICICI ICICI LOMBARD PRU LIFE INSURANC E HEALTH INSURANCE MOTOR INSURANC E TRAVEL INSURANC E HOME INSURANCE INSURANCE
  8. 8. DETAILS OF POLICIES POLICY NAME AGE PREMIUM (p.a) TERM Life cover BENEFITS ICICI Pru iProtect Smart 25 - 40 years Rs 2400 20 years 50 lakh- 1core Premium paid towards the policy will be eligible for tax benefits u/s 80C of the Income Tax Act, 1961 ICICI pru Easy Retirement 45 – 100 years Rs 12000 you and your spouse can receive regular pension for life. In some retirement plans, your children will receive a lump-sum amount in the absence of both you and your spouse. can also enjoy tax benefits on the premium paid up to a limit of 1.5 lakh ICICI Pru Smart Kid Solution 20--54 years Rs.48000— 5 lakh 10--25 years This benefit ensures that your money continues to grow for your children’s higher education. In case of an unfortunate event, the company pays all future premiums on your behalf and the policy continues uninterrupted. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D,10(10D) and other provisions of the Income Tax Act, 1961 ICICI Pru Heart/Cancer Protect 35 Rs. 4395 p.a. 15 years Get `20 lakh health insurance cover for heart and cancer at less than `160 per month.5% discount on first year premium when you buy health cover for yourself and spouse
  9. 9. DETAILS OF POLICIES POLICY NAME AGE PREMIUM TERM BENEFITS ICICI Pru Whole Life 0 / 60 years Rs. 6,000 per annum Whole life Life cover, Wealth creation, Additional life cover, Avail of tax benefits ICICI Pru Lifetime Classic 0—75 years Rs. 30,000— no limit 5—25 years These are the benefits which will be paid to the nominee in case of death of the policyholder during the policy term. You can move your investment between 9 funds (equity, debt and balanced) as per your choice.
  10. 10. GENERAL INSURANCE
  11. 11. ICICI Lombard Health Insurance ICICI Lombard Complete Health Insurance provides you comprehensive coverage to choose your medical plan, premium and policy according to your budget and requirements. Major benefits  Wide range of annual Sum Insured up to Rs. 10 Lac.  Accidental emergencies covered from day 1.  Claims Service Guarantee.  Policy renewal facility for life time  No Maximum Entry Age to avail this policy.  Cashless medical treatment across India in 4500+ network Hospitals.  Rewards for staying fit with our wellness program.  Tax benefits on your health plan under Section 80D of the Indian Income .
  12. 12. ICICI Lombard Car Insurance  Major Benefits: 1. Immediate policy copy issuance online. 2. Road Side Assistance cover. 3. Daily allowance when your car is in the garage. 4. Cashless servicing facility at 3350+ network garages across India. 5. Zero Depreciation Cover. 6. Accidental cover facility for co-passengers up-to Rs. 2 Lac. .  What is Covered/Non covered:  Covered: Loss or Damage against Natural Calamities. Non Covered:  Normal wear and tear and general ageing of the vehicle.  Depreciation or any consequential loss.  Mechanical/ electrical breakdown.
  13. 13. ICICI Lombard Bike Insurance Bike Insurance: Major Benefits:  Policy copy will be issued immediately.  Motorbike cashless claim servicing at 2000+ network garages.  Co-passengers can avail optional personal accident cover.  Avail no claim bonus on renewals if the same service was are not utilized in the previous policy period across India.  Set Renewal Reminder to receive policy renewal reminders. . What is Covered/Non covered: Covered: Loss or Damage against Natural Calamities. Non Covered:  Normal wear and tear and general ageing of the vehicle.  Depreciation or any consequential loss.
  14. 14. ICICI Lombard Home Insurance  Major benefits:  Comprehensive cover available, which covers both structure and contents  Coverage up to 10 years for only structure, 5 years for only contents and 5 years for structure & content  Cover against Fire and allied perils, Burglary & Theft  Cover for Terrorism and Additional expenses of rent for alternative accommodation. This plan presents complete financial assistance with well-timed payouts and also offers zero home loan liability to the policyholder,
  15. 15. ICICI Lombard Travel insurance Types  Single trip Plan : Buy online instantly without any medical check-up upto 85 years of age and get coverage for all checked-in baggage.  Gold Multi-trip Plan: Gives peace of mind to Senior Citizens traveling abroad against medical and non-medical expenses.  Senior Citizen Plan: Secures and relieves Frequent Fliers from unnerving, medical and non-medical expenses. Travel insurance covers you under the following unforeseen scenarios while travelling
  16. 16. ICICI Prudential Bluechip Equity Fund Direct Growth Current Nav - 40.6 Large Cap Fund Risk Rating 5 Star Fund Started Date 01 jan,2013 Fund Size – 20,101 Cr Assets Allocation Equity Holding : 89.19% F&O Holdings : 1.96% Returns 1 year 10.02%, 3rd year 16.02%, 5 year, 15.04% Investment Minimum investment Rs. 100 If you invested amount Rs. 5000 per month then you get expected Rs. 62751 in 1st year Expected Rs. 2,25,866 in 3rd year, Expected Rs 4,35,900 in 5th Tax Treatment If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%. IT; 11% Banks; 39% Housing; 9% Cigarettes; 9% Telecom; 8% Oil exploration; 8% Power; 8% Construction; 7% Sector
  17. 17. ICICI Prudential Equity & Debt Fund - Direct - Growth Current Nav - 144.02 Hybrid Fund Risk Rating 4 Star Fund Started Date 01 jan,2013 Fund Size – Rs.25,467 Cr. Assets Allocation Equity Holding : 71.83% F&O Holdings : 0.56% Returns 1 year 8.09%, 3rd year 15.09%, 5 year 16.1%, Investment Minimum investment Rs. 100 If you invested amount Rs. 5000 per month then you get expected Rs. 62,404 in 1st year 3rd year expected Rs. 2,25,104, expected Rs 5th Rs.4,49,615. Tax Treatment If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%. Banks; 23% Power; 12% Oil exploration; 12% Cigarettes; 12% Telecom; 10% Copper; 9% Refineries; 7% Aluminium; 7% Computers; 7% Sector

Notas do Editor

  • <number>
  • <number>
  • <number>

×