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Shaping a Resilient Future: Climate Impact on Vulnerable Populations .pptx

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Shaping a Resilient Future: Climate Impact on Vulnerable Populations .pptx

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National climate and housing expert Laurie Schoeman will discuss topics including relocation, decarbonization, housing affordability, disparities in climate risks, and the health impacts of climate change.

National climate and housing expert Laurie Schoeman will discuss topics including relocation, decarbonization, housing affordability, disparities in climate risks, and the health impacts of climate change.

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Shaping a Resilient Future: Climate Impact on Vulnerable Populations .pptx

  1. 1. Shaping a Resilient Future for Communities on the Frontline of Climate Risk 1
  2. 2. Agenda • The Tale of Two Paths for Climate Action: Decarbonization and Adaptation • What strategies and solutions work to protect and adapt housing and communities to Climate Risk • How the Inflation Reduction Act will fund and finance climate risk solutions • How you can start to develop projects to promote climate risk in your communities 2
  3. 3. ENTERPRISE CAPITAL OVERVIEW 3 Investing In Communities, 1983-2021
  4. 4. Enterprise Community Partners Increase Housing Supply Preserve and produce good homes that people can afford Advance Racial Equity After decades of systematic racism in housing Build Resilience & Upward Mobility Support residents and strengthen communities to be resilient to the unpredictable WHAT WE DO 4 We focus on the greatest need – the massive shortage of affordable rental homes – to achieve three goals:
  5. 5. 5 • Practitioner: Finance, Affordable Housing Climate, Equity • Enterprise Community Partners • Resilience21 • Duke University Resilience Roadmap • NY State Housing Climate Assessment • NYC LL97 Advisory • Advisory City, State, Federal
  6. 6. 7
  7. 7. Pre-Existing Conditions and Legacy inform Current state 8
  8. 8. Climate Change is not the Problem, We Are 9
  9. 9. Defining Exposure and Climate Risk 10 Proximity to Climate Risk (Flood Plane, Fire Zone, Drought) State of Economy Average Median Income Social Vulnerability State of Repair: Infrastructure State of Repair: Housing Institutional Support and Redundancy Access to Communications Capacity
  10. 10. Two Paths to Managing Cliamate Risk 11 Adaptation: Protect Assets and Adapt to Conditions Mitigation: Reduce Global Warming Hybrid Approach
  11. 11. Collaborating Partners: Federal, State, Local
  12. 12. Climate Risk Reduction Platform for Affordable Housing
  13. 13. 14
  14. 14. Climate Safe Multifamily Housing 15
  15. 15. KEEP SAFE CHAPTERS
  16. 16. 18
  17. 17. 19 Identify Property Risk via Portfolio Protect 1 Assess Vulnerable Properties with Building Protect 2 Receive Keep Safe Building Report 3 Funding Guide 4 Keep Safe Residents Training 6 Ready to Respond Business Continuity Training 5 Keep Safe Loan Funding 7 Building Residents Operations • Prepared Residents • Business Continuity • Funding for Building • Prepared Building Danger Awaits. Protect Yourself from Climate Change!
  18. 18. INFLATION REDUCTION ACT
  19. 19. 21
  20. 20. FEDERAL AGENCIES 22 EPA HUD DOE Treasury
  21. 21. Climate Provisions that Impact Housing: Direct Spending INFLATION REDUCTION ACT $1B HUD’S GREEN AND RESILIENT RETROFIT PROGRAM (GRRP) $4.3B DOE'S HOME ENERGY PERFORMANCE BASED, WHOLE HOUSE REBATES (HOMES) $4.5B DOE'S HIGH-EFFICIENCY ELECTRIC HOME REBATE PROGRAM (HEEHR) $27B EPA'S GREENHOUSE GAS REDUCTION FUND $3B EPA'S ENVIRONMENTAL AND CLIMATE JUSTICE BLOCK GRANTS $1B DOE - BUILDING ENERGY CODES 23
  22. 22. Timeline for Program Implementation Sept 2028 All funds must be spent Sept 2031 All funds must be spent Aug 2024 HOMES and HEEHR state spending plans due to DOE for approval. Feb 2023 EPA to start distributing Funds Oct 2022 RFI Comments due 24 HUD’s Green and Resilient Retrofit Program DOE's Rebates Programs EPA’s Greenhouse Gas Reduction Fund Treasury's Bonus Affordable Housing Solar (ITC) Sept2024 GGRF Grants must be complete RFI Comments due Nov 2022 Feb 2023 Guidance Released Jan 2032 Tax Credits Expire
  23. 23. NEXT STEPS 25 • Develop your Pipeline! • Funding for the various grant programs will start to roll out in 2023, but implementation will be long-term • Now is the time to weigh in with agencies as they draft regulations (HUD, EPA, DOE, Treasury)
  24. 24. Thank You!

Notas do Editor

  • Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $54 billion and created 873,000 homes across all 50 states – all to make home and community places of pride, power and belonging. Join us at enterprisecommunity.org.

    Together with our partners, we focus on the greatest need – the massive shortage of affordable rental homes – to achieve three goals:
    Increase the supply of affordable homes 
    Advance racial equity after decades of systematic racism in housing
    Support residents and strengthen communities to be resilient to the unpredictable and make upward mobility possible
  • Climate Risk has presented itself as a material risk for the affordable housing industry—the risks is showing up in rising insurance costs, or markets losing insurance partners as well as in destruction or damage of housing
    2021 CoreLogic Climate Change Catastrophe Report Estimates 1 in 10 U.S. Residential Properties were Impacted by Natural Disasters in 2021-either impacted by creating permanent loss or temporary loss of housing for residents. The report revealed over 14.5 million single- and multifamily units were impacted by the largest natural catastrophe events of 2021, with an estimated $56.92 billion in property damage: Wildfire, Sever weather Hurricane and Winter storm.
    Losses of properties can lead to reduction in affordable housing, impacts to services and service economies and loss of heritage and culture when communities lose shelter.
  • For the first time in our nation’s history, the Federal Government has made it a goal that 40 percent of the overall benefits of certain Federal investments flow to disadvantaged communities that are marginalized, underserved, and overburdened by pollution. President Biden made this historic commitment when he signed Executive Order 14008 within days of taking office.
    What kinds of investments fall within the Justice40 Initiative? The categories of investment are: climate change, clean energy and energy efficiency, clean transit, affordable and sustainable housing, training and workforce development, remediation and reduction of legacy pollution, and the development of critical clean water and wastewater infrastructure.
  • Who we work with
  • Portfolio Protect | Enterprise Community Partners
  • We developed a tool to help owners and operators and developers understand what the risk of their property is from a variety of perils
    We will provide a review of this tool next week for an internal team of Credit Convened Trainings for Analysts and Underwriters
  • This is a step 1, you may need to go to Local Maps for Flooding
    All public national data, next level investment grade.
    Incorporate results in your underwriting write up.
    If something seems off, trust your instinct and investigate
  • Keep Safe - A Guide to Resilient Housing Design and Construction is a new manual for safe, resilient housing construction for Puerto Rico and other island communities developed in the aftermath of Hurricane Maria.

    Enterprise Community Partners led a large team, including the University of Puerto Rico School of Architecture and Planning, the Puerto Rico Homebuilders Association, Perkins and Will, and the MIT Urban Risk Lab, among others, to develop a comprehensive manual for rebuilding in the Caribbean in the most sustainable, long lasting way in the face of escalating hazards due to climate change.
    How are we addressing getting ahead of the events—mitigating risk:
    Guidance on what resilient housing able to adapt and mitigate risk in PR and island communities
    Deploying guidance to MF housing owners on vulnerability to climate and including resident voices in Maim to bring to scale in FL
    Identifying how to sunlight processes in California that are sometimes hard to-what is mitigation and how to do we relate equitable partiication in process
    Finally helping owners develop business continuity plans to mitigate risk

  • The main sections present the complex and interconnected challenges of adapting to climate change in five parts:
    Overview of Natural Hazard Vulnerabilities in Puerto Rico explains the principles behind climate change mitigation and profiles natural hazards that present the greatest risks to housing and residents.
    Strategies for Resilience contains 28 strategies that utilize straightforward language and diagrams to present what you need to know about the technical aspects of each strategy.
    Each strategy comprises of an introduction to a particular challenge, a description and function of what the strategy entails, how it works, and of ways to apply said strategy through actions to increase resilience. While all the strategies are interrelated to some degree, a list of supporting strategies refers you to the most closely related material, while the listed resources will direct you to more detailed information. Where relevant, there are tips on operations and maintenance, approximate costs, and additional benefits. Finally, different case studies will be shown to illustrate implementation.

    The Strategies are organized by chapters as follows:
    A Safer Site
    Building Protection
    Passive Habitability
    Water Management
    Energy
    Emergency Preparedness
    Community
    Putting it Together will help you implement plans for implementing strategies.
    Community Engagement holds strategies to encourage community preparedness. Homeowners and housing owners can not achieve resiliency without community strength. This chapter also shows how communities in Puerto Rico can build upon the networks that arose after Hurricane Maria to be ready for the next disaster and grow more connected every day.
    Putting it Together

    Description of Strategy + Mitigation Potential
    What you need to Know
    Implementation
    Estimated Cost
    Resources
    Community Case study
  • Now I'll walk through the program In more detail - 

    Assess Your Risk: Use the online portfolio tool (Enterprise Portfolio Protectsm) to provide an initial analysis of the risks associated with specific properties in a specific portfolio of buildings.
    Identify Buildings with the Greatest Need: Review the outputs of the Portfolio Tool to focus your resources on the buildings that are identified as most at-risk.
    Next, Conduct a Property Resilience Assessment– Use the Building Protect tool to conduct an evaluation of specific details of a property and identify resilience strategies at the building level through the site assessment.
    Owners then receive a report specific to their property with recommendations for strategies to mitigate identified risks. 

    Resources such as the Funding Resources Guide and the Business Continuity Toolkit are available to help identify potential capital to implement relevant resilience strategies. Or in terms of the Business Continuity Toolkit, it equips multifamily affordable building owners & managers with a plan to address the next crisis.

    We also partner with local nonprofits to offer resident training and support.

    And the City of Miami has allocated CDBG resources to City affordable properties to make improvements. 
  • Addressing household insecurity
    By most models, the IRA reduces our current greenhouse gas (GHG) emissions by 38% to 40% from 2005 levels—providing a significant (though partial) leap toward the Biden administration’s goal of a 50% reduction by 2030 and net zero emissions by 2050. 
    IRA also commits $9 billion in residential tax credits, rebates, and other investments for building new electric and energy-efficient homes, replacing fossil-fuel-reliant systems in existing homes

  • there are of course other agencies that are involved (USDA, DOT, etc for example) but I think important to note we are highlighting the ones that are particularly relevant to the grants and tax items that impact housing so that people know who is administering those programs, rather than a full list of all the agencies involved.
  • States will play a key role
    Political implications if congress changes

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