Understand the concept of working if paytm

1. Presented By-
Aatur Porwal
Avinash Singh
Aashish Goorjar
Yashovardhan Tiwari
Sana Khan

2.  A payments bank is operating on a smaller scale without
involving any credit risk.
 It can carry out most banking operations but can't advance
loans or issue credit cards.
 It can accept demand deposits (up to Rs 1 lakh), offer
remittance services, mobile payments/transfers/purchases
and other banking services like ATM/debit cards, net
banking and third party fund transfers.

3.  In September 2013, the Reserve Bank of India constituted a
committee headed by Dr Nachiket Mor to study 'Comprehensive
financial services for small businesses and low income
households'.
 The committee submitted its report to RBI in January 2014. One
of the key suggestions of the committee was to introduce
specialized banks or 'payments bank' to cater to the lower income
groups and small businesses, so that by January 1, 2016 each
Indian resident can have a global bank account.

4.  Paytm started by offering mobile recharge and utility bill payments and
today it offers a full marketplace to consumers on its mobile apps.
 We have over 100mn registered users.
 In a short span of time Paytm has scaled to more than 60 Million orders
per month.
 Our approach is simple – to design something we’d LOVE to use
ourselves. Therefore we listen and take the time to understand our users
and take their reactions most seriously.

5. Partnership
• Uber.
• Indian Oil.
• Makemytrip.
• Bookmyshow.
• IRCTC.
• QSR.
• Foodpanda.
• Tie up with Insurance
company.
Investor
• Alibaba 40% Stake.
• Silicon Valley Bank.
• Ratan Tata, Tata group
• SAIF partners.
• Hong Kong based Firm.

6.  EXCITING WALLET OFFERS.
 NEW PAYTM NEARBY FEATURE.
 SHOPPING GATEWAY.
 TRANSACTIONS IN JUST 30 SECONDS.
 PAYTM SERVICES ARE ABSOLUTELY FREE.
 TRANSFER PAYTM CASH TO BANK AT 1% INTEREST.

9.  Deals on most of the transactions like recharges, movie tickets,
bill payments etc.
 Wide acceptance of paytm as a mode of payment.
 Easy to use & maintain an account as no transaction charges are
levied on the money in your wallet.
 Easy to keep a track of your expenses with the paytm passbook.
 Pay to shop and restaurant and get cash Back.

14.  2015 – Paytm wins the Most Innovative Company of the Year 2014 Award at Business Standard Awards.
 2015 – Paytm wins the Disruptive Digital Innovator Award at NDTV Digitzing India Awards.
 2015 – Vijay Shekhar Sharma featured in Economic Times “India’s Hottest Business Leader under 40”.
 2015 – Paytm won the Frost & Sullivan India ICT Award for Mobile Commerce Company of the Year in
B2C segment.
 2015 – Paytm recognized among Smart Innovators of 2014 at the Inc India Awards.
 2015 – Vijay Shekhar Sharma recognized among the Most Innovative CEOs of 2014 by Inc India.
 2015 – Paytm Wallet gets the Best Digital Wallet Award at IAMAI’ India Digital Awards in Delhi on 15th Jan
2015.

15.  Paytm first, that bringing QR code based cashless payments.
 Paytm is now open to anyone in offline world to start accepting digital
payments immediately.
 It’s exciting to see how simple basic technology can literally change the
way we conduct business in offline world!
 It can be utilized by any offline shopkeeper or service provider to
accept digital payments.

16. Snapdeal.
Flipkart.
Amazon.
Mobikwik.
PayU Money.
Oxigen Wallet.
Freecharge.

17.  https://paytmmall.com/
 https://paytm.com/
 http://trak.in/tags/business/2015/10/14/paytm-
qr-code-cashless-payments-offline-
shopkeepers/