This document provides an overview of Decentro's virtual accounts and payouts product. The product allows for the creation of multiple bank accounts in real-time, automated account aggregation for consumers and businesses, and integrated money transfers. It offers seamless onboarding through plug-and-play APIs and customizable solutions. The product provides a single endpoint for multiple integrations, customer support across channels, and minimal downtime through reliable technology. It benefits industries like neobanks, lending, marketplaces, finance management, and more.