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Who Owns Your Loan

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Presented July 19,2011 Mario Pantoja, Director Illinois Department of Financial and Professional Regulation William Smirniotis Illinois Licensed Real Estate Broker
Who Owns My Loan? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Homeowner Protection Act ,[object Object],[object Object],[object Object],[object Object]
HPA Eligibility ,[object Object],[object Object],[object Object],[object Object]
HPA Eligibility
Additional Protections ,[object Object],[object Object],[object Object]
Mortgage Fraud in Illinois
[object Object],[object Object],Homeowner Protection Initiatives
[object Object],[object Object],Beware of Foreclosure Rescue Fraud
Avenue of Broken Dreams ,[object Object],[object Object],[object Object]
IDFPR Enforcement Successes 2007-Present
IDFPR Enforcement Successes ,[object Object],[object Object],2010
[object Object],[object Object],[object Object],[object Object],[object Object], Don’t Become a Victim to Predators
[object Object],[object Object], Don’t Become a Victim to Predators
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],File a Complaint…TODAY!
Foreclosure ,[object Object],[object Object],[object Object],[object Object],[object Object]
What are my options? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Options ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Options ,[object Object],[object Object],[object Object],[object Object]
Options ,[object Object],[object Object],[object Object]
Foreclosure Steps ,[object Object],[object Object],[object Object],[object Object]
Foreclosure Steps ,[object Object],[object Object],[object Object],[object Object],[object Object]
Foreclosure Steps ,[object Object],[object Object],[object Object],[object Object]
Important ,[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],File a Complaint…TODAY!

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  1. 08/29/07 Illinois Department of Financial and Professional Regulation Since 2006, the Division of Banking has taken approximately 113 enforcement actions and levied fines of $264,000.
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