Sharon Wheeler, DWP Strategic Financial Inclusion Housing Champion

1. Sharon Wheeler DWP Strategic Financial Inclusion Housing Champion Financial Inclusion and Homelessness Prevention

4. End of Tenancy 90% of respondents in England and Wales are struggling with household finances. 60% of tenants in receipt of HB or LHA receive less in payments than the cost of their rent. 25% of respondents making up a difference of more than £49 per week. 23% of Private sector landlords expected to evict tenants due to rent arrears. Shelter Private Rented Sector Research

5. Mortgage repossessions Council of Mortgage Lenders figures show decrease mortgage possession in 2010, CML felt decrease was due support mechanisms such as debt advice provision, mortgage rescue scheme and changes to mortgage interest Payment. Shelter Research also found that 1 million households have used credit cards to pay their mortgage or rent in the last 12 months. Domestic Violence 13% of those threatened with homelessness were experiencing domestic violence. 89% of respondents to a Refuge survey said that economic abuse was a feature of their experience of domestic violence.