here is a copy of the full and final settlement of dues which standard chartered has signed and provided in 2001. Its now shocking that how they are terrorising customers to recover something which is no longer due

1. -- TEMPORARY CASH/CH~., k
JE/DRAFT OOLLECTED RECEIPT 7~ CUSTOMERCOpy
quot;
J NOT AGAINST fULL AND FINAL SETTLEMEIIT.
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RECEIPT 13 Nt} 021345 L) O~ S I ~3 olio <i12..00/.
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~ 0'15J~s 0111°)1.00(. ~.~ ~$3 J~
DATE 2. 3, 0 , ./200
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Temporary collection receipt Issued by Mr. ot1Jt.. 2-~'J.
Bilkish Associates, 1, Pushp Varkha, Gr. Floor, 97, S. V. Road, Khar (West), Mumbai-400 052.
Tel. : 690 3282/690 3283, Telefax: 605 1017/6064484 on behalf of our Clients MIs. STANDARD
CHARTERED8ANK,~1..~ 0516 ~M~ 6ol.~.
8DO2.. ~bL
0 5~<i?
Card No.~ CHEQU£/CJ>,5H/DRfFTCOLLECTED
,..
J~ p. 6.o~' AmountRs.~..5 -3 Q0 0 J~ Ps.
Name
~
Address5~ ~.Ce-tt (Rupees T
tquot;'.quot;'
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~~) Pin--U-:::5Q~
9<62..co52.2J1. CH/pO
Bank~ NO.~_.t.d~'
Ph No. (R)~(O) Branoh w)
.
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{~quot; '11~]i3.
(Customer.s Signature)
NOTE: Your payment would ,eflaOl In you, next Sl18ment of Accounts f.lllng wnlch you I'll requested to gilt In touch with CARDS SERVIC!S CINTRE.
STANDARD CHARTERED BANK, RI!GIONAL BANKCARD SERVICE CENTRE. MEZZANINE FLOOR. PHOENIX CENTRa. 482. PHOENIX MIl'.
COMPOUND.LOWER PAREL,MUMBAI-400013. TIL, : 491 9121/491 .138

2. Standardf[ Chartered
Standard Chartered Bank
Ref. No. : J w::::J1..('N/2..LfD / ~
- West,
Bankcard Customer Service Centre
/~/C; ~ -- Mezzanine Floor, 462, Phoenix Centre,
-- - -
Date : 9.?. }
Phoenix Mill Compound,
Senapati Bapat Marg, Lower Parel,
G<::)'
? R ~ 'N N 1 Iff
To, Mumbai 400 013.
N!O ¥ <-
+ 91 (0) 22 491 7777
Telephone:
- LINKING ~~i) Fax: + 91 (0) 22491 9180
~
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'I FULL AND FINAL SETTLEMENT OF ACCOUNTS'
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S.C.B. Card Nos'
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This letter refers to the discussions we have had with you in respect of the overduepayments on your S.C.B.
'-,.tard/s bearing the above caPtion
~
rd
mb~a~ ~tr that the belrw giv settlement plan is arrived at
Vs.53ao~ (Rupees -~ )
as being the total amount payable a . t your current outstanding dues of Rs. b & %'1 as ofdate; as
worked out and mutually agreed upon by us. The repayment plan for this amount is as shown below:
rder
Installment Amount
Che ue Details
~/~P
Number Date
Received / Number Number Date In Rupees J
'--'
J 095 162 ~. ~ ~33/~
DI el( 2.tlc(.
2) 0 ~ l2..cO t. ~. ~I g33! :;
~ 5 b .3 (J'
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3) 0151£4 IDdoil2.CI~1
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I<quot;lCJ B~~~. ~(wJ 11'.50.
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This settlement plan is subject to strict adherence of the above schedule, realization of all the Cheques / DD /
Payorders_andthat no further transactions are recorded on the account. The settlement will hold good only if all
the post dated cheques bearing the above mentioned dates are issued to the Bank / its representatives at the time
of receipt of this letter. Please note that dishonour of any instrument indicated in the above plan or any missed
payment would make this settlement plan null and void and would authorize the Bank to redebit your account
with late payment charges and interest charges (those waived as per above settlement plan ), as well as those
applicable as per current tariff in force. This letter does not in any way prejudice the Banks rights to proceed
legally to recover your credit card outstanding dues, should you fail to, meet the above settlement obligation.
Please note this letter supersedes any previous communication sent to you on settlement.
Please sign a copy of this letter as acceptance of the repayment plan.
rW
)1~
~~dS
s;.:~2~~~~:~~ANK
Incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC 18
The Principal Office of the Company is situated in U. K.