1. 8 Important Questions
From USI
Your industry leading Employee Benefits Consultant

2. 1. If your CEO wanted to review your three year healthcare plan,
what would it look like?
2. When was the last time your current advisor reviewed your
drug utilization trend and made useful and relevant plan design
recommendations?
3. Are you taking advantage of the new HIPAA wellness
regulations to encourage healthy behaviors and do you have
access to a Wellness Coordinator who can help custom design
workable programs that employees will actually follow?
4. How did your last compliance audit go and do you have access
to an ERISA Attorney who can answer all your compliance
questions?
5. When was the last time your broker reviewed your SPD? Does
it contain all required ERISA language?
6. Do your employees really understand their benefits program?
7. Are you truly confident you negotiated the lowest possible
rates last year?
8. Besides working on your renewal, what has your broker been
doing this year to proactively manage your claim costs and
positively impact future renewals before they happen?

3. At USI, we offer on-going,
proactive account
management, not just
someone who shows up once
a year.
Our wellness coordinators
help keep costs down by
zeroing in on risk factors
unique to your employee
population and offering
preventative solutions to
problems before they become
costly.
Our in-house attorney is
available to every client to
help you navigate the more
than 1400 changes in health
care policy resulting from the
recent changes in legislation.

4. At USI we are so much more than a
broker. We’re your partner in health.
Contact us today to find out how much
more we can offer you.
504-355-5023
harvey.knobloch@usi.biz
www.usi.biz