Sino Payments provides IP credit and debit card processing services to large retail chains, including supermarket chains and large regional multinational retailers, in China and throughout Asia.

1. Property of Sino Payments, Inc.. (2010) Sino Payments Investor Presentation January 2010 www.sinopayments.com OTCBB: SNPY

5. Sino Payments Asia Regional Solution: IP-based Global Merchant Processing via In Country infrastructure Europe Japan China Hong Kong Singapore North America Other Asia Worldwide Processing – Europe, Asia, and N. America Japan Hong Kong Australia Singapore Korea India Processing through “In Country” Payment Switches. Global Cross Border Acquiring. Sino Payments Merchant Processing Hub

6. Sino Pay China Card Processing System Merchants have access to the universe of China and International issued cards without having to establish direct systems to individual China and Int’l banks. 2. Merchant or Utility Bill Pay 2. Transaction transmitted through Sino Pay gateway to China UnionPay. 5. 5. China UnionPay remits funds to Merchant’s account. 6. Merchant 4. China UnionPay 4. Sino Pay routes data to China UnionPay or other In Country Switch for processing and settlement of funds with Cardholder’s bank (72hrs). 3. 3. Global transactions aggregated at Sino Pay Hub via IP In Country processing systems. Sino Pay Processing Hub 1. CUP Debit or Credit Cardholder 1. Cardholder buys product at the merchant who then captures and routes the credit/debit card info.

11. Property of Sino Payments, Inc.. (2010) Sino Payments Investor Presentation January 2010 www.sinopayments.com OTCBB: SNPY