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Today Home Solutions of America PRINCIPAL REDUCTION PROGRAM
Who we are, and what we do ,[object Object],[object Object],[object Object],[object Object]
This is not a loan modification ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
How we do it ,[object Object],C C C C C C C C C C C C C C C C C Note Package C C
[object Object],[object Object],[object Object],Why the banks wants to liquidate the notes ,[object Object],[object Object],[object Object]
What happens now? You refinance: CURRENT MORTGAGE: Loan Amount  Interest Rate  Monthly Payments  1 st  Loan  $350,000  7.5 %  $ 2,447.00 2 nd  Loan  $ 50,000  9.0 %  $  402.00 Total Loan $400,000  $ 2,849.00+ T/I NEW MORTGAGE ESTIMATES: Current Market Value (CMV) / Broker Price Option (BPO):  $ 250,000 Loan Amount  Interest Rate  Monthly Payments Loan  $225,000 (90% CMV)  6.25 %  $ 1,385.36 + T/I Instant  monthly savings =  $1,463.64 Eliminate $150,000  of NEGATIVE EQUITY! You Gain 10% Instant Equity
What’s in it for you? Your  old  mortgage payment  $2,849+T/I / month Your  NEW  mortgage payment $ 1,385.36 + T/I / month* You Save $1,463.64 month That’s  $17,563.68 / year *BASED ON 6.25 % INTEREST
Doesn’t matter if… ,[object Object],[object Object],[object Object]
Regardless of… Loan To Value High Debt To Income Ratio’s Notice of Default Notice of Trustee Sale Alternative Income Allowed
The solution… ,[object Object],[object Object],[object Object]
The Loan ,[object Object],[object Object],[object Object],[object Object],[object Object]
How much? NEGATIVE EQUITY ONLY  $1,595.00 N.O.D. or N.O.S. ONE TIME  PROGRAM FEE OF $500
Getting Started 1003 Uniform Loan Application Contractual Agreement Borrowers Authorization Statement of Information Sheet Client Information Work Sheet
What you’ll need to start ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
To get started today please call ,[object Object],[object Object],[object Object],[object Object],[object Object]

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Principal Reduction

  • 1. Today Home Solutions of America PRINCIPAL REDUCTION PROGRAM
  • 2.
  • 3.
  • 4.
  • 5.
  • 6. What happens now? You refinance: CURRENT MORTGAGE: Loan Amount Interest Rate Monthly Payments 1 st Loan $350,000 7.5 % $ 2,447.00 2 nd Loan $ 50,000 9.0 % $ 402.00 Total Loan $400,000 $ 2,849.00+ T/I NEW MORTGAGE ESTIMATES: Current Market Value (CMV) / Broker Price Option (BPO): $ 250,000 Loan Amount Interest Rate Monthly Payments Loan $225,000 (90% CMV) 6.25 % $ 1,385.36 + T/I Instant monthly savings = $1,463.64 Eliminate $150,000 of NEGATIVE EQUITY! You Gain 10% Instant Equity
  • 7. What’s in it for you? Your old mortgage payment $2,849+T/I / month Your NEW mortgage payment $ 1,385.36 + T/I / month* You Save $1,463.64 month That’s $17,563.68 / year *BASED ON 6.25 % INTEREST
  • 8.
  • 9. Regardless of… Loan To Value High Debt To Income Ratio’s Notice of Default Notice of Trustee Sale Alternative Income Allowed
  • 10.
  • 11.
  • 12. How much? NEGATIVE EQUITY ONLY $1,595.00 N.O.D. or N.O.S. ONE TIME PROGRAM FEE OF $500
  • 13. Getting Started 1003 Uniform Loan Application Contractual Agreement Borrowers Authorization Statement of Information Sheet Client Information Work Sheet
  • 14.
  • 15.