Credit monitoring company Think Credit Reports provides credit scores as well as identity theft protection services. Understanding the credit scores provided by Think Credit Reports can help consumers become more appealing to lenders.

2.  Credit monitoring company Think Credit
Reports provides credit scores as well as
identity theft protection services.
Understanding the credit scores provided
by Think Credit Reports can help consumers
become more appealing to lenders.
An individual’s credit score has a significant
impact on his ability to secure a loan or
open a new line of credit. There are several
methods an individual can use to improve
credit scores from the three major reporting
bureaus, Experian, Equifax, and TransUnion.

3.  The best way is to ensure that all bills are
paid on time. Accounts left unpaid for
extended periods have the largest
negative impact on credit ratings. Having
large amounts of debt should also be
avoided since this can negatively affect
scores, even if payments are made on time.
Following these guidelines should help, but
improving a credit score can take a
significant amount of time, with some issues
remaining on a credit report for up to 10
years.