1) The document discusses Sharia law implications for inheritance in the UAE, including that a wife would receive 1/8 of her husband's estate, and children's shares are divided with sons receiving double that of daughters. 2) It provides information about a Dubai-based law firm that specializes in drafting Sharia-compliant wills for expatriates in the UAE. 3) Drafting a will is recommended to take control over your estate and ensure your wishes are followed, such as appointing guardians for children.

1. What if tomorrow never comes? Have you ever considered?

2. Under Sharia Law if a husband died, what share of his total estate in the UAE would his wife receive? 100% 80% 50% 1/8

3. If you are single under Sharia Law who would inherit your estate under the UAE should you die? Your parents Your sister Your brother The state

4. Under Sharia Law upon a fathers death is the surviving mother the automatic legal guardian of any children they have? Yes May be No

5. If a married couple own property in joint names in the UAE, upon the death of either spouse does the surviving spouse automatically inherit it? Yes – where it is expressly stated in a Will NO – where there is no Will and relying solely on property being in joint names

6. Do joint accounts in the UAE get frozen if either spouse died? No Not sure Yes

7. About us Headed by a bona fide UK-qualified lawyer Nita Maru. We are highly specialized in Wills/Sharialaw. The firm has been issued a specific license for drafting wills in the UAE. Dubai-based with office in Indigo Tower, Jumeirah Lakes Towers. Expanded to Abu Dhabi. The Wills Specialists caters to expatriates of all nationalities.

8. About us Team comprises of Arabic speakers, well-versed with Shariah Law, Dubai Courts and judges. Benchmark for ethics and professionalism. Comprehensive Estate/Asset planning services provided.

9. The legislation Article 17 - Law of UAE Civil Code: Conflicting articles. Currently grey area in relation to Inheritance and Succession issues. Legislation not updated.

10. Implications of Sharia Law Default Law is Sharia Law: Authorities intervene regarding guardianship of children. Guardianship can be awarded to another family member even if mother is surviving. Executors can be nominated on your behalf.

11. Implications of Sharia Law Default Law is Sharia Law: Under Sharia Law, the wife of the deceased receives one-eighth of the total estate. Sons receive double the share of daughters. Parents received one-sixth. Distribution is fixed as per reserved portions.

12. Implications of Sharia Law Default Law is Sharia Law: Within an hour of a fatality, bank accounts get frozen (even joint accounts). Bank accounts remain frozen until all liabilities cleared (loans / credit cards / debts). Visas are cancelled where husband is sponsor. Property owned in joint names –no right of survivorship concept.

13. Services Drafting of UAE / Shariah-compliant wills. Advice and drafting of UK wills with or without trusts. Personal / Single wills. Mirror wills (includes two wills – one for husband, one for wife).

14. Services Wills for self-employed / business proprietors. Power of Attorney. Advisory services related to succession / inheritance issues. Attestation / Notarization by UAE Ministry of Foreign Affairs. Legal translation by a court-approved legal translator.

15. With a will you are protecting your children. It’s one of the most effective ways of appointing Guardians and ensuring your children’s future is secure. You can appoint interim and full time guardians.

16. With a will you will be in control. However, if you don’t have a will, others will decide how your estate is divided when you die.

17. Benefits Will document will over ride the Shariah Law if you are a non-Muslim. Will is evidence of your intentions –Only way to ensure your wishes are carried out. If you are a parent who will look after your children? –Appoint Guardians of your choice. You can nominate your own executors. You can provide for children from previous relationships.

18. Benefits You can set up exclusion clauses. NO Family arguments. Make a provision for a Charity. Will brings, security, reassurance and peace of mind –making you in control.

19. “ Now that I am completing the UAE-will process with Nita, I feel that I am truly doing everything I can to protect my children’s future. If you have children and don’t have a UAE will, you should call Nita. Dr. Amanda Peters ”

20. “ It is difficult to find a level of service that matches what we would take for granted back home and I am so glad that I decided to instruct Nita to prepare my wills. Thank you for doing that for me. Rosie Brotherston ”

21. Plan your future. We make it easy for you to plan for your future and that of your family whatever it holds.

22. Take control. With a Will you get to leave exactly what you want and to whom you want; giving you control over what happens when you die.

23. Reassure them. A will brings security, reassurance and above all peace of mind - not just for you but for all those who depend on you either now or in the future.

24. Stop assuming. It's better to ask questions than to make assumptions.

25. Talk to us. Office Suite 307, Indigo Tower, Jumeirah Lakes Towers, Dubai Tel No. : +971 04 448 4284 Mobile No. : +971 50 241 9704 Email: nita@willsuae.com Web: www.willsuae.com

26. Secure the ones you love …it’s never too early, but often too late.