The UPPEC Pre-Need Funeral Insurance Plan is sold through funeral homes in California. It allows individuals to pre-plan and pre-pay for their funeral arrangements. Funding a plan provides several benefits, including locking in today's prices to avoid future inflation, relieving loved ones of financial burden during a difficult time, and ensuring wishes are fulfilled. Funding can be done through a lump sum payment or monthly payments over various terms. The UPPEC works with reputable private funeral homes and invests funds to cover future costs. Individuals are fully covered immediately if in good health or receive graded coverage if not. The UPPEC can assist with transferring existing plans and supports individuals in qualifying for Medi-Cal