More Related Content More from PrivateBanker.ro More from PrivateBanker.ro (20) Retail banking report14. ! #%' (#) +# #-.0-1 2 45'7#$0'.- :;5' ) 46 1 # 9
$ * ) ,. ' 3 $6 , 8 9 ,$ - 2 ) ) #
# / $# . 2
'#(- :) =2 $,
) ) * ) 5'/
='6 5 *4- * 7 @#-. ) *45'7# AB #) #=2 B
),2 9) % # )? '(- :) $6 , % , 9 ) #
$ #
CD (- : E, 0'5 **' F HI45'7#$E,- 6 +,-#'7% ,- 9
) $ # ,* . 6 G6 $6 , ) # $ 1 # '$ = 6') #
)
J 9
23. UU (- : 0# :' V W '5)46 '3 V- W) '#45'7# AB #) #
) $ # 6 )7# $, ' $$G. B7* $6 , % , 9
X6 # #
UY EV5'4 ) #3 .Z 6 5 ' ,) ) @# 5,$-@#- # ##/E% ,-
.Z - ) .V5'[,2 9 A) 7# ' ] 7% 2 . , %6 9
6 #
U^ 45'7#$E, 0.H.AB - 2) ; #, #6 '#(,) X /) (-;- $9)
$6 , # 6 / % ) * _$ 1 - 9 #6 2 $9 ,) - ' $ 6
- E2 6/0#9 $(# 6 V6#= 6')
$ $ , ,# 9 7# , 7% ,- '
U` (- : E, a 9) 4 .) # - ,$ a 5 E,- G.;- $67*'#(,) ' [./
) $ # - * -. * $ 96 $ 6 , # $ ,)1, ) - 9 6 -
# #
-V6#A19#@6#@#-. .#/
, 1# ' . ) '# ,
YC 0; # $E, 0 %) '#4 ) #8 ) $- #- 2@# #*'#@6#6 '#(,)
B 7# # - * - ) .- 2 9 % ) 2 1 ) . 1 - 9
)
b 4
PR
8 29. 244
24 78 6 4687 51 14 7
4
!#$% ()
%#' !
*
41
4776
6,7 30. 43414
7 451 61+1+668411- 17 ,
3 3
51412646 67 + ) 44
7
36 - 6. 524 7
54/67663 7
7
1
2641 34. +67.
4 7 71630 6+ 7 6514
8
41 38. 4
763
542444+7 71630
+
74
4167)
637 3
1 !#$% (1 44. 1 4
4146
. .
F HJ L MNP SUVT XW
G KL OQRHTP W UY
3 1 46. 756,7)
140 7
4
4416 7 01 + 64
6
RH OZ[ UG ]^[ S_H
ZNS P H ]N O
] 0167
4
,3726 1 4
7644 + 41654
4
41
7 44. .0
54,.)
`a OH b T TcU OYN
ZHUW H W P]] c H UW +7
52. N PdOeNS f_HUT h S
Wc N OG Ob g TU W 2
1514
4547,7 7
6+ 143 8+
4
- 2 54. f_HUT ^H ST T QMH SO
Ob g WOP W ]HW 0
544 4 71:8 + 1
434 54
.0946 55. 4 ;
54+ , 7
0
OZH T PT U bd k
1 = 2544516364
45
41 59. 4
l OT_NHQHTPQZO] WTUW 541 62. 1 + 7 4 ?1 4
2 + 3 4 2+ 2 6 60
6 741
4+ 4 1
2
iHUmS d T bT ] OUH
W U U W UPHmb ]
HW
ZOd]UW PS H_TPH H S 26711.4+21 65. 1 1+)
7,4+
6, -
1
52
7 4 67
, 163
5
54 4717
71 7 7 *6+
54
1
S T XW pb ZY _UUN
N W UY T H Wk _k
b +17741 68. 0*146
446746 15
521
5) 764
4 4,4
-
424+ 11
5434
46
46 69. )
42 14
54
6 1 7 7
0
*3
364 0*+7,7
044 14 72. 5
4 1 42 1- 1 7
2 1 77
+ 416
54,.)
@6 75. + 2
6
75
3 4
4,1+ 517 1-0 77. 7 2
7 4 6 4 46 7 48
521
741 82. 7 7 3 1
63 53 67
+ 454
) 4 !#$% (64
4
451
543 71 %#' ! 83. 766 A
+174+7 ,1+ 7
114+636
414 7
3163 7 42-) 44 +7 7 1,1+
4
0B 89. 61326
4464 4 754 7
44546 41 7
8
40*11 1 91. 40
87 6 1- 3126
46 51
4146
7 .
1 97. 74
.46
45D41 7 63D4
63
)
1 7
6E1-7 2776
98. q s vs wyts{x
r t wx z r Ÿ w s ¡™r —¡
r w t{z — x •sz— ™r šs›
–x˜ w zw
|}€‚ƒ „~ †€ƒ € „‰€‹ Œ Ž
~ } € … }‡ ˆ Šƒ ˆ ‚ƒ „~
€ … ¢†‰£ˆ
‘‡~ ¤ †ƒ ŠŒŠ |ƒ ƒ€
ƒ€œ ˆ Š}
|}€ˆ ˆ } Šƒ
~ } € €†ƒ‘ ‡ †ƒ Š¥ Œƒ¦ƒ§Š‡„ƒ Œ
ˆ~ ƒ ž ƒ ˆ
‘ ž~ € … € €
Š“ƒ ˆ ˆ }
ˆ
’€ ƒ ˆ
“Ž ” ¨ˆ’Š„†©©
ƒ Œ “ª© ”€‹ Œ Ž€ ‡ €ˆ
Šƒ ‡~ Œ
ˆ ~
102. 0
Zxcyv z{
q
Z[]_`c`d``fh
^ a a eag
ifjkl n ] p a e]qj]
] j m [op ^] j r
` [j
`
]st` ifjktjej]`
^eaf` ] f] eu
^
c`vfwf]a
af u] ] w^]
`
2345 8
4
85 447 8 77 80 54 50
674 103. 45 8 7 4 5 8 5 5
87545 857
5 857 104. 78 7
475 857
4 74 4 74 8 4 5 105. 7 5 74 4
4
75 857
5 74
2!
5 5 45 7 4
4658
544# 44577 106. 7
48
5 7 7 774 8
647 5 8 4 7
$ 8 8 4 %' 7 '54 (# 4 ) # * ,-.012004+ 4
% 78 4 107. % 64 7 8 647 4 4 + / 3, 3 ,
0,+5 ,03 7. 86 6+;,/33 @@ 0,D. D1E 6G 3 @J . K136., +5 ,0.
+ /+ 4 6. /5 9 :90 6 0 ?A 2B/ 6 1 , F9 , 0 HI 3 1 . / 3 71 /+ 4 /
= C3
;43M3 /=B/ @@
/L =8 0 A
/ +
2N7 5
5 5 45 7 7 7748
4# 445 8
44
4 4 4 8 5 7 O 74 647 4 4
5 5 4 5
4 8
77 7 8 4 58 885 8 545
4 5 5 7 477 4 45 5 85 8 4 84 8 8
P3 7 3 +,, 359 33,3 ,9 9 DT @V 9 408=/.B/ 65 640 ,G 6 . ,DQ6 03 3,9 0
. 4 = /Q1 DR DQ65 8 .S U? 83/3 0 0 , 31 9 W ,/ = ,,4 + 0 6 4
4 9 + ,
/ 90. 0 = 49 6@
G 63 09 F0,4
2X7
5 8588 5 7 88544# 447 5547
4 7 7 7 4 86 8 647 4 7 7 8
75 4 4
54 5 85 84 5 4 K ,,S= F 0S408=/.9 0,9 0
5 4
8 77 5 . Q6 9 .6J3/3 0 . + 4 4 9
/ 90. = 49 6 W ,/. ,1, 49 4F 1 6,86 1= G 610 9,3D3/8=/.DQD@
G 63 0 F0, ,G 6 = / ./. . ,G 69, 9 3, 9 Q6D40 3 0 ,,4
, 4 9
2X 5875 5
7
7
5 45 7 6
7658
54
5 4 4 4 4 4 45 5 7 774 8
4 647 4 8 8864 6 4 Y 6 WG, Y3 = G9/, 9,G 40,
# 4 5 5 7 8
9 ,3 DJ 6. , 6Q1 4 6 9 /Q /
,G 6 . , 06F +0,R3 = J / :,+ 6 . 41 , 4 Q30,/06,J . 0,-@ 3 64 3D+ . ,4
W ,/ = 4 +9 5 + 6. + B+D 0,D 1 9 4 9 / + .,. 03 1 + 2@ =9 4 D= 3 . D@
, , 3
110. 7
9
!# $%
'(*#+, .(
) - %
!
')$, 0%
/ - (
%
123456789:68295 663=4 4=
6 = ?@2 3 = 35u63=
8t 4v4=671v471wA A1=
? Ax193
?1?: ?@A15:43 8?613 193 4v4=6
62 8?=
BC FHJKMMLGOPP DRIGD RDKMMLG
D GIGLJNJNLLQPJLSQ C LJNJ
L yDRRDRURPU]URYDPJHM RDFHD
PL C OPLPDNPH O OUQ C GI
D
POLDLQPOW YDHPLYP M IM O] O
DTNPMURVXU OU KO ZDRJ[URZDD DDPQFMOGJLKNLMZL RDO J[W
^OPD DDJPRPJRH R CLIM P
C
KOD LRDQDR ODPHCQRI ILQHR
HNQMH ^DLM YDFO]O J H D JG U
D zGIG]J[ JCDD J JDJDHrkL RO
HJG IM PNLTQ M TOF K{ M DYP
V
I FTOYDRJHM RDZHGJDHYHPJVO
V HDM MPOUQ C O RMO U R^JD
Q HNPH OJLKNLMZL IM PL RD|MRQ
KURYDPRPJRH] R J[ M C L
C D
DMD_CGORLIMP OMRYYUDYJV
^DPW L DJGJ[ ZDD HL M] M
D fJDJQf RDGM JCDLFRDCF H}klD
RRPM ZL OJQ NLTM C LC Ks PD
S
ZDRDD RDOH PYD JIRDRJ RDO
JCOQ C DLQ H ZCRDROCM CL mLUDbW M PL hURJL] MQ] POJJQ
FO n~J[ M POG `JJJhURL M
J
NUROJRLLPOMDJQLTPYDRM LJD
HMDOPMMUJN]M MDR M JQ OTR f QMJP D OD JRDCF DQ~J[ L M
ZDD GH YDFQ RC LC M W M PM JJ
IM LFBC UDDDRQDDRRLFOQYHD
J[MW D MONQMD TMPOFDD O JQ€HFHFNYDL JRDGZDRDDHRD
M M M J M RC H PGTGKC
POMDRDUJLM]D MPHFDROOMOMV
RLFM OFGR PQYJQ KO OJDRJPJDN]
H NPH OJLKNLMPDRU
URYDPRPJRH NOYW
JQJPFLLJROP MHRUR
M LMKNM DHL KOPW
H
9u638A454‚x45 6374:4ƒ
4?94
`JFYLLbd eHNHRD`URYDfOD
D Ma cd LD KC PH O UTV
P w2
2 454?3 85
13
UQONOPC NODRH DDPKOPLRDIMLF
MDPHDRDUOMGZGTGHRURM C J[M B HP J[ CT UD LRDPRQKDDRR
HGIMP JD PQM C JRH L OMLD
K J
LQPOW DGN HNMLDNLOLUJGPOM L
MURVBC J[ KHK MDP JR GO RHFM
Q N V RD DTP GZLDJQLMTRDHUR„JD
CYPGD„H O PM MHJL OQNP O
N T
gJLhYDLJZCOikHRDNPH OPLRD
R O ] DD j KC URYDPJQCV
M N …L[VGPM RDOIGVRHLDJ DFW MPJ
UNG HLFCLJLR H OTQ M QD~J[ NM
L
Q MROPRDIMLFLQPOlDmLUDdW D
H HRURC J[M MURVPD FO noTM M GMDOQNLDLJNYRLDYJMO U R
HHFODUD O PM H DLT MDQDH
N R
RHF hPpJLLZJGODVPJD RDL JRKC
CUC LqNK PJFG OQC YNHRD
J N LNDPQNYRLMMZOFGRM]M CLCDD
MOJD H DLH]D DUJL PJQ DFRMQ
R H
KMMLGOL rkHNPH ORDDPVRD JPCT
LJNJNLP j KURYDPCO J CV G JD
P] H NRGRMJQ]GHZCN JDRLFORLIM LF
JL PJQOPJGK LC O UR DJGJ[M
J M
CF GTGHQPOPKOC LQPOW PDMoUHDM
LCDDPKL URHRDMURV_DRO OJ
R YJFM UQOMO U DPOW RDPYDR ]
OLP MDDHYHP OPUDhRC J L YD
NPH OCQRDGZDRDDPKLOPJskW
URYDP J C H PGTGHQPURRi
R KMMLGOQNP JDID GODVNYYHLSQ
LJNJHURCT DMJFG H QRD] L
G R FRDL JRKOQNLMTRM
L L C YNHHURMHJL W
YLM H
¡ 2† Š‹©©Š°©²©Šµ·¸³º ‘•†´²©½ ·© 7”´³ˆ– ³¿³©†´© ·¹ °³¼´ Ä ÇÉÊ
¢£¤¥§ ¨ª=Š ¯Ž Š´¶´ ·¹ ° ¼ ±ŽŠ–±½·‰» ” ©Á º ¶ Š ³º  ½ÃÅÆÈÊ
‡ˆ‰ «®±© ³Š 3“” ³ »½ ’ ª µ¼Œ 3 À ³ ‘˜¸ ³ ¿ ±
Œ 1‡‰ ‘’ ’” ‘‡9ˆ– ¾ ‰ Š ¿ ’ ‘—9Ž‘—Š
† ’ ” ‘‡ ’™š Ÿ‹
‘ “Š ‘•† ‘—ˆ–‰ ›œž ‹
êé ì çé çé
ì é ê è æØÌÍ ãäÎ Ø
ÖØÏ Íå çé çé ñ êé
è ç é è
íé è çé
í é è êé
ç âØ Ì×ãäÎ Ø
ÏÍÑ Íå çé î í ëé
í éé î
íé çé çé
ê ç î ëé
ê áÎÌ ÜÙØÕ×
ÍÛ Í Þ çé è ì ëé
ê éé í
ïé
íé çé ëé
î ð ï ëé
ê ÜÖ×ß× ÕÞ
Õ Þà çé í ëé
ç é ð
ïé
ìé çé
î è ëé
í ëé
ì Ý Ì ÜÙØÕ×
×Õ Í
Ï Þ çé çé
ð è
êé
ËÌÎ ÐÒÔÕ× ÍØ
ÍÏ Ñ ÖÐØ ÔÕ× ÍØ
ÖÐØ ËÎ ÚÛ Ì ÖÐØ
ÙØ × ÔÕ× ÍØ ËÎ ÚÛ Ì ÍØ
ÙØ × ÜÐØ ÜÐØ
ÍØ ËÌÎ ÐÒÜÐØ
ÍÏ Ñ ÍØ
ò6 ô 120. ø 7
6 ù ü
ù
ÿ6 7 1 3
8 0 6 126. 92 9 5 !
àáâãå345ç ê 4
éò Ø9
9ö 127. í Ú59 ø ê é þÿ0Ü2 Ý6
!
6 è íñðéôõñ ÷ñ ðúü æç Û6 û16
ðè5ñ
ëðø 2 5 ø32
(2 ( 507
4 384 6
(2 ( 59
4 384 8 07
:0 . 129. +(6 -78 !54
7 8 6 8)
, ;0
:
:0 34 68 *
5 79 ;0
?0 34 68
5 79 =0
80 573 7!54
8 68( 8)
=0
;
?0 34 68 '
5 79 =0
=
60 34 68
5 79 =0
8
60 34 68 3
5 79 =0
8
:0 34 68 %
5 79 =0
8
;0 4 7 $
# 8 6 =0
6
:0 34 68 !
5 79 =0
6
60 34 68
5 79 =0
:
;0 34 68
5 79 =0
?
;0 34 68
5 79 =0
@
@0 34 68
5 79 80
9
;0 34 68
5 79 80
=
?0
6 80
8
;0 34 68
5 79 80
:
?0 34 68
5 79 80
:
:0 34 68
5 79 80
:
?0 34 68
5 79 80
?
=0 34 68
5 79 80
@
;0 34 68
5 79 60
9
?0 34 68 130. 5 79 ?0
8
60 34 68
5 79 ?0
8
0 7 1 8 7
6 9
0 132. 7 6 9 7
pq su x z {u} ~ƒ„ ~uq |u‡r|‰u prŠ‹‡} ƒ ‰~~x zŽ
rtv yz |~€} ‚ qt …† ˆq s suŒ u Œ yz
-$/+ 1( '4#12 67 9 19
? 96
4
5 69699 !
.% 0 2%3.( .5345 8 :;=?
.# 6 8 134. 6
!
`Y RQF eA[E
JL a BLA
K fg
f ’’–˜™›’›š ” ’•’š
‘ ”• š’“ žœŸ™” › •
“ œ
šœ¡£‘“”¤•›˜ žœ›˜¦šœ•
¡¢ › ˜¥ • › š œ• ž’
cJAF dM
M aA fg
h œ¦§ Ÿ˜¥œª¢ « ¯°²´µ·² º¸¼
š˜¨ ”© ¬ ± ¶¸¹·»º
› ³
bA
AM fg
i ´µ°¶ ’šœ¿žœŸ›” ¡•’–
½±¾š ¡¢ ›š ”ž“§’¦•›
›š ¢œ˜¥ ¢“ Ÿš”˜š œ˜ ¤¡”
¢£œ˜¤•› ˜ ” ›• ¢• “” š
UKBM DJA
HAAK KM jg
k œ¡› •›š ” ’•˜˜Ÿ™œ’
ššž š žœŸ™” › š ’“ œ
`Y RQF ZI LA
JL a [E
K jg
f ¦¡œœ”Àšœ˜ ˜§š¢”˜œ”
’¡”•’š© ” ¢• • œ¡šÁ
˜
ZE AMRQ
E MLLKO
L ›š ””˜šœ¢ ˜’ š›”’œ
žœŸ›˜ ¤žœ ž‘§ ¡“ ¢§
œ
_F [HA E
HA LH A jg
f ”’¡š ¢’¤•›
“ ”Ÿœ” ˜¥©
Z ^P E K H
] F JL MF lg
k
Ã’œÄ’™”œ¡žœŸ› ‘¤‘ œ›”’
¡§¡“ • š›š ”–š˜‘ ’ “
§
@BI E Z[LRQ
F Y K JR LK
JL lg
m ˜’ ˜œŸšœŸ™”˜œ˜œ” ”Ÿ™’–
ž‘§ ›¢ ›’ šœ• ¡š™š œ•
œ
TBH VTJ X
JEO H lg
m œ š›“” ¤• ’–”‘œ •¢™Å Ã’ž
¢Ÿœ ˜ ˜¥• ˜’ ›’ › –”
š
P EK H
F JL M
F Æ© ›šž˜¦¡˜œ›• ˜¦œ’¦
ÇȘ ¡› • ›” ¢ š¦ • ¢”
@AM H R RK HVW
BF JDAJL ML
F lg
f ŸšœŸ™”˜œ›• ¡”“• ˜¤•©
›’ šœ• ”˜š›š‘˜’– ˜¥
TBH U S
J I GJ A ng
o
DA BMP QR
NJI OF JK Q È“•˜˜œŸ£¢•œžœ•¤•››š
œ ’ ”›’ ˜¥ ’‘£Á
@BSJ
F BGM ng
j ”’’–›™”š›”’’¡” ”’ šœ•
“• ž’”“ ›˜ŸšŸ™”˜œ
@A BDA F H JLH
A E GGA I K M F hg
k œ›š ”œ˜ œ”™œœ •šœ” ˜¥©
š žœŸ›¢• ¢ ž˜’ ¡¢’¤•›
š
É‘¤‘ š‘ÊÌš›š ”›’¤˜¦’ –
š˜‘ •§ Ë ¡žœŸ›˜¦ ”• Ÿ˜
§
g DAW HA
M F MM ’˜Ÿ˜š•”¤œ”š‘˜’–˜¤•©•¡Á
› Í”šœ’žšœ “• ˜¥Î ¡œ
¢–Äž‘§›”’•¢‘¤•› “”š
’¢Â˜’ “ ˜ ™ ˜¥ šŸ
œ
›šœœ” ˜’™”œ •©
¢”ÄŸ•–œ ™’ ›
“ š
pq su x z {u} ~ƒ„ ~uq |u‡r|‰u prŠ‹‡} ƒ ‰~~x zŽ
rtv yz |~€} ‚ qt …† ˆq s suŒ u Œ yz
137. 7
9
! $
# ' )
% (
#*!+
% +
,-./012 2 .8693.: ;-
34/.6/7 2 9346 fHP gi klnpqsn vtxpqlrSKNBDD
AIG hi m rtuswv ymW FG C
o
2 93/,9/62 .366
,-3/2 ,=916 980/69,-1/ VJLFVKFAHIHSMIBGzOGDCGYVO
GGAG HFDKZ EA H FHG@ CG
G
@BBA BDFHGI CDGKMIC @EA H
A C EG@FD C JLKDN MIBG
A { |PIG[ IKDCIGFAMILG@@GKV
SzYIKEGEA L P HV@WD ZLWC
N Q
GFHG@ DIKEBGDDIGEBGK@EA H
OGDCGEA EM IEP K EMIBG VLGZ@KCLKKDIE QK[ UD IGJLG
GD HTPCG@F]LD A]CE I P KME
J DG P
EIQ@DCSMIBGEIQ@DCDKAGIBG
KDKI R EA HKDKI E CTD
E A E A KVEKVHE QPD@EA HR GDVOUK]D
C ICKV AIGHMIBGE`P CG E MLI
BGEHAPUFAMIKVEHDGBGIHMFE
KMG Q A HV@EC GJ@E GAEHKE UD IGMVHICDNIKKNFGDI]I G UPI
I P CGEKVC PI K OEE GUGC K
P
@EA HOGII CR
MIBGGF@KD EA ]CE G@DGKD AIC I@EA HKVUPI
K[ FHGJ EBFHKIA MIBGEC K
@EA HEZDBAIBFHKI
MIBGEK E ED AICR
SMIBGGFHG@WC@CHEWGMHE VGG
EA HOGDCGD AIKIHXDGK GFH 8.=4-,2 } 7
32/8-2 980/-/936;-:-b-1/
MVHICDNA@EA HAGKLCGFHA A
CGEKVC QMIBGE JH ANH GDV Q ,9/62 .366
,=916 980/6 9,-1/
D RI KMGPU@EA HFHGJ P MLZ
IBGYBGEHE A MIBGE G@DGIGXKD I
AIGHCGKI C UD K@BFCWKDN@EA H
QPDDIH@D E I A KZI[C MIBGE
A P `P SzYKVGEEPE K ] DGIQDNIG
G VHEGIDNF ZVCDZC P
FHAKJLGKVEKVHECAK@MIYIK[
GECLKMEC ICKV DI @ACRIH@E Q@AEPIHBAIBFHKIA@EA HWC
KIHIKKG ED AIC I MIBGEKV
CICZEGDDIKE@DCWMIGEBIILQ
AAL F@Q@HCKI E]IP M AKA
A IG BGEHC EIQ@DCEGDDKLKANIAG
PC KMDN KDKI F@Q@L LC PE
E A Z
K@EA H ^MCZUD K]CWHBK HCE
MIBGAHG I K[QA UKGGE
E P VBGE CR GHELDKJG QMIBGEIQ@DC
D CD E`P GMIE DUA@EA HKDKI
A E A
IVEAGZKIKI CDIH@DCFHPEWEW
A D@JHWIH@D WCGKI WM@KGMG
A A IKDBAGDTGI KV]IGKDCVUD @EA H
PIE H CVFP C GIHL G I MIBG
N P
@LJI CKVKJ@@R
MIKD WC VAKZ
DA JLGIK @C] FADG ] KEBFGEIQ@DC
KMEPC K G HJVV Z D L KDKIE A
BGEHQ@EC A NCHLKDQ@DCAEIQ@DC
KMGAMDN C GGKEI KI HKDKI
E A E A
SMIBGGFHCG@FMGD AIC G ICL
EA HOGD @ KIHEBFHKIBAD K
G A D]AV@INHGR
C HK KGADE
KIDMGWMPKUPIGK@EA HGLPFZ@HV
IH IEE@ E GPH MIBGQGE KFWKG
]
QHC HEGIVEKI NQA P QE@CKIPAN
A KV GF@GWIHD HBIGDIAI@IHMP
C H SKNBDDSzY DGEHBIKDAKEIQ@DC
FG C VQHQA HVICLKDKI
E Q D E A
IGUPLHLICPFYD@HAKGIGVQHC
P AGGKD EDRICAFHIEP DGGI
A Q BGEHBGIFHKPECAPH ZWE L
KMG C KFA@GD IGUKEKUGL R
IMPFDI_D@MDNIG]K@WCGCI`aW
A@ ACE CLVC P HCPDIHGW `HVICL KMGIF@L NMGEIQ@DC
KDAKBGEHEZDKL KN KDKI
D Z E A
BAD KVFAG_IKEFAIMIBGEPAN
]L C PC PIMFH@EA HIHMP
G D VKGZQLUDNKE NGDIH@DCAIKE@DC
BBGDIL AL C D L CGKI HHCKI W
A C A A
IGHCGKICWE LKIGFAMIC EHDG
PDDIH@D EKUGLEP HV@KV GJ@
A E IG V CIMFHK@BFGGEGJG QMIBG
APZ A AEFAI A HPCD DUA@EA H
J
GAZIBEPICLG@ IG@EA HOGDCG
@EEG IKDQ CGP MIBGGFH @R
M G KIMGR G KE L@ DE P DIIGBMIMGA
IDVE`PZ L K[CD ICAP LIV Q
I A N D
Q@AEPIQ@@EA HOGDCGIHMPMIG
KIHIKKQ IMIBGGFH @ PANAIP
G G
`P KDIIVLGKFEDG@EA HOGDCG
G ]LZA GD H ADJ MIBGGFHG@
D J I VHICAK]CDNHLICPF`P SzYD@CHEW
MKD Q K[C GKD EDR G WC AIKI
A A
_CIMIKDQ@DC_DGECDLAE@GEC
A^EEI KI EEGI I M@ED
E A K BGEHEOGDCGAGI W@AEKPAIGKGE
KMGGFH @E JHD KHEG@ QP HK
G BG
IVZ @BFIDGBK[ISMIBGE APJ
AK A GDJ HGR EA HUP KG
E I DUP@ K@EA HCGKIUD K]CR
C DP MIBGDIH@E I K[P
FEDGGFHG@EHBAGLGZIEK LCGWE
ADJ OGDCGKG H D L A IZANHMG
I [
BAGFAMIWC H@BBGVIG]C IAPHR
H HV@EKV GA C P K[A IGE .;9:/62 41.30:.1.==19.8;6
2 8c 9
YED I C UD UGLVJLFV@EA HOGDCG
CIMD E I L GGAG MIBGGFHG@
IA P T 03-1/6 3480/6
.32 9,-1-d=-12
-38-
KFA@GKGKE LGZINDK@BFIDGGN
FHKPEH LAD L A KC A GDJ VG
[ I `HVI CL KMGKE L@ KNKMKJG QP
KDAKBGEHELAK[ HCLHDUAIG
D
AGAPHDBEEPZMGIGDENINDG QA
JHIGQH KIG E P CDPE KCV HB GG CEPIQGIMIBGGFHG@ VHC K
LBGIIKKQ@@EA HOGDCG MDN
IGHMIBGGFHG@ DDKDGIVJEEHING
PD@EA HOGDCGCII EA GDGIKGDE
DJ ]C DNHLI CPF`P SzYKVGEEPIEM
K[C GKD EDR G VHEGIKDEG
A
IVGG KVGFC IGHMIBGHLI CPFR
A GFC C OKV PD@EA HGKD EDE
A ] FADDNDTGI JG A@EA HOGDCG
Z HJVC CVFP DUE QMIBGGFHG@
-:b-12
2 34.893/2 c/6-36 8933-86- KANIHGVBGE C {G fDMG~R GG
LC PG D CD EEG NH |`PE
A
80/69,-1-d=-12
-38- VBGE C @CDIQFAMI{ @MDN@HGI
D CD EAEEAHV@ED LVC MHCW
A C
VFEAZK@MIKVFZ CE@GD@HE
GADH @ACEC KBGI€HVIKV€
I
aAIGKLK[ KHEIGNAGPJ EHNLV
EHID]CE@AEP L] KGIMNG LKEKVBAIKG|@KCL{ @MDN]K@W
ACWC HNNEWPCGED LVC HCP
C
IVQC KVFAMG@CDIC KVVQGGIIC
A GDG C HV@ AEEGIC DQHCDDN DIHGW ]LWPCWC `a|C LGZLEKG
K CGCIBAD FAGKV KVD@@GIN
G Q
@EA HOGDCGR G PJ ZIAKDCIGH
MIBGGFHG@E`PZ KG GI L PD N { @MDNDQH I CNIGDNIKE@DNFALB
D LVC CABKD KPHCWHCKICWH]G
C A
FAMIWPCGEC LGZLEKGDE@ KUK
HV@E@KCLKVD@@GINEC MP Z HELI CKVK@MIIIEC PEAZR
Q GAMD WC @AC EKM KV DIH|
A
IKUALEFAICGPCG @EA HOGDCG
PI MV MFHK C K@V MIBGGFHG@
KVQEGLCTGBHLI CPFR GKDII
C AIHANIH GKD EDE`P ]LZA
A D `P IHGVBGE CL FADGBMPNGIH
GPGTD CD KSzY HJVE @ HKG
A
DGIQIGFAMI@KCLLGZLLJHBAI
VCDZP HV@ePCGeD@@GGGE E
Q DENICAIG@EA HOGDCGZVDDNVUC
CDP DI P MIBGGFHG@R HLC AL
D AIC I@EA H_D@MDNIGAIBK
BFHKIA MIBGE CLVC P FD L KANVQGGI GEGIGWK[ @CM@JH UDG
LC DQHC FHF@D E]CEK CAGK V
J
HLI CPF]I G G@ _DIGQHIIF`P GV HCGA@BFLC JG WMPKPU@EA HMG
GKD ED GUGC KP EP DEEGR G C
A KN QA GL N DUEE@ E A MIBGE E
D
NKDIVLGK GFHG@ IKG@GEMIBGE VQGGIPCGEKVUP@ AGIG FGGIMG
ALEA GD HC OGDCGPIOGV @EA H DQHC @KCLWC DP CEPZ HQHA E
J
FHAKEKVHELC G@ VBGE C
GECLICKV KAN KP D CD R A IKPGGVQGGIALR UP@ IFE QMIBGE
A @DJ DQHC NKE‚H DP ZGA@EA H
138. }Ÿ“€›~¡ 0
¢¥¦§ ¨ª«¬ ¨®¨«°©¬©¢¢§±£²®¨
£ ¢¦ ©¢£ ©©¯ ¬ §®§ ¦£©¬« 12 6x y2
2 z 4
6
345 6 2 140. 62 6
§¨±£¨«©³ ¢¯¨©¶·©¬ £²¨±¦
©¯¢ °¬¬´¦¬¦©µ¢ £¢ ±±«§
«
«®¨±¦²¯ ¢¶§¯¨®¦ ²£µ©·©¨©§¬
®©¬ «¢¢ £¢±««¯©«ª¯¨ ¸©¢£©
¤
§¬« ¨¦¹ ¥¢ ¯©¨ ±»
°¯·©¬ ±© ¯ ¦¢º£³
¦ e }„Š ‡‚’
‹ †‹ ‚ ‘
† e ™ † Šš‰ˆ ˜
Š‚•‰‘ †‹‘
‚ Š
´¦ ¼½¾¬ °²®« ±±§°© ¯¨°¦«¨ ÀÁ
© ¢º¢ ¨·¶¯ ±¯¨¶ ¦«ª ° ¿Á
¯ “… ‚ Š‡”€‰•‹ †
… „ † ’ Š‡
e }Ġ
‹ ‘}‰ƒ‡
e ›‰ ‡…‘˜
Š‰ † Š
«§«¯©¼°¯·©Ã¨©³ ©¬¨© Å©¢¶
¢© ®¦ ¬« ¨ °¹Ä´¦ °¹Ä °¨ © e €œ‹ ‡ Œ† Š
‚ Œ•‹‚„‘ ‚
}„‡
e –‰‡
‚Š
§¬« ¨« ¯©¨©©±¬¯®§¢£¥¢ ¯©¨±»
°¯·©¬£ ¦¢ª£¨²±¢±¯ ¯ ¦¢º£Æ
¬ « ¦ e “… ‚ Š ž††‡”Ÿ‘‚’
… „ † ‰„ ‡ †
‡
†•‹
†
‚
‚ „…
e —‚†‰ ‹
˜ ˜ ‡
±¶±¬ ¢Å¢¶·«©¬©¢¢±²±«¯¦ ¢ «¯£©
£ ² £°¨ ¨ §®§² º°¯©·¨±§
« © Ä
€ƒ
–‘‹
}~
«¬©¢¢§±£²®¨¸§¯ ª¶®©©¯Ä©«
®§®§¦£©¬«©©°¢ ¢ ¨£¯¬®
£ ®
™…’
…Œ
¯±¬§¢£ ±¶®¨ ¢©©¯Ä©««°¯³ ¬²Æ
¨£±¯ ¬£ «¶®¨£¯¬®¨¶§¬Ç±¯
« ® Ä
‹
}ˆ Š ‹‡
‰ŠŒ
¢Å©¯£¶§¬« ¨±«¯¦¢¬¯®§¢£¥¢ ±²
¯°¬¢ © °¯·©¬º°¯©¨±¢±¯ ¯ ²
« ¬ « ¦ e Š ˆ e €ˆ Š
‰… ‚‹
¯«©¢¯¨§¢£³ ©¨¬²£ È ¶¯¢¯¨©©¯
¦¬ £©±¯ ¬´¦ ©°¯ ª À ±± «£¬©¨¬£
« ¢ e †‹ e “ —
Š‹Š † ›
±·°¦·«©¢µ©¯ ¢¹¬¢±¢£«§¬« ¨
§ ¨ £¶¦£©¯ ¯ ®°¯·©
ª« e —‚ ‘
œŒ
‹
±¯°©¯± ¯§²°¯·©¬¯®§¢£¬¨©¬
¯¢ ¶¬¦£ Ä¢±§¬« ¨±¢±¯ °¹Ä³
¯ ¬ «
XB JD GN Q ROOI VPP [ ]W
HYE S D IN NKOZ ]
É¢±²Æ¦ ¼½¾¢º¢ °« ¶¯®« ©¨
£² ¯© ¬ °² £ ±±¨·£±²
Ä ¯ Ä
ÁÆÀ º£ ¢ª§¬« ¨¢¿ §°¯¢¬§«¬¢©
ÊÀÀ ±»£ °¯·©¬£ Ë «£¨©±¨¬®¹
·±«ª«¨¢¨ª«¬¬©É¢°©Ë³ ©¨¬²£
̨©ª±¦§©¢£ Í© ª¨ δ¦ ©°¯ ª ¢ ¶·©¬«¬´¦ ¨©¯« «¦¥º£ ¬¶²©
¢ £¢£³ © ©§¢£ ® « ±» ©¢ ¨
¹
¶¯§£º ¬ª £© º ±¥¢©¨£©«§¬« ¨
±± ± ©©·©¯¶ Ä ¶ ±ª ®°¯·© ±±£¯¦¬¶·©¬«¬¢¦±¢ ¢®°£© º
ª¢¬¯©© ¢ £¢£ ¬ ©¹² £²©§¶ Ä
Ä
¹¨±²¬¢§°¢ª¯©¨ª«Æ«£¨Æ¨¢©«
±¢º©Æ£²¶£ ¦ ©¢£§°¯Ä«¬Ï ® §¬« ¨¸©¯¯«¬Ó±» ¦¹ £¯² Ä ¦¶¯©
°¯·©©§±¢£³ £ ¬ ±© « ±¥±¬ ± ¦
¯©§¯§¬« ¨²©¢Ð¦¢±©¬¸°©«
¦ ¢ °¯·©¬¢ £¯©¨ªÆ©Æ¬ ®
Ä ¹ ¯«¬¯ ±²¥¯© «ª¢ ¯©©§¢§²©¬©¯¹¬
«² « ² ¦·¯ ±£ ¦¬ ¨¯±¨§¢©
« ¢
¯§£²ªÆ£©¯º©±¬¯Æ·«·©¯©°±¢£
©¦ ««Ä¢¹¬±² ¬©¬© ²Ä £Æ¶§¯ Æ « « ¯©¨°¯·©¬
£ ¦¢§¬« ¨³
±¶«¦¨±¯¨³
£ ¯©®§«¬
l^y`a ^9abla
c^y _d`
Ô£©¬±¶£ §¬« ¨¢¯©®¨¯¯£¯£Ä
¶¨¯£¢ª °¯·©¬¬¦ ¢¬¬© ««²
ab1`a ¢¢ ¨¹£ ¯©¨¸©¢£©Æ°¢º¢ ¢ª±
£·«¢ª¦¢©¨ §¬º¯£ °²£ £
c^y_1a^bc`ya am1
_`Ñc^Ò
© ¶
©®§¢©º¬£¬± ±¶ª« ¦¬¨¯ª³ ¢ª¯©
®©¯ °¢©¬ ²£ £ ¨¥¯ ¯±©ÄÔ¬£ ¦
¹
´¦ ¼½¾¢º¢ « ¯©© ¬¯±°¶¨¯£ ¢ª ¼½¾¯©±°¯§¬« ¨±±¶© ²¹²¨··°¯ ²
© ¬ °² £ ¦ ¨·¢©¦¯ £©¬±¶£
¯ « ¹²±© °¯·©¬¯ ©©©®« ²©¢
§¬« ¨±±·«©ª±°±²¹²¬©¬£¢²¾
°¯·©¬¯ ¨ ¨£²¨©©¢ ¬©¯±³¯ ¨§¢©¬«¯¯©¶¹² £ «¯¨©©
©¬©¯ ¬°¨¬¦ ©©«·©¯®±ª¯¶
¹
¶²©¬« ¯±© ¬º «¢¢ª©¦°¯¹
©¢ ¨ £ ¦¯ ¨·¢© Ä ¨¹¶£ ¸±¬¢©
¹ §¬« ¨¯±©¢¬´¦¬©¶ ¯·«©§£¢¯£ ¬²¬
°¯·©¬¨¯ª©³ ¢²±¬« ¨ «¬¬©¯±©
¢¬ª¯£«¥¦¯°¯·©¬¨©¹ ±¢ «¯£
£¢¦ ¢¯ ±§¬« ¨ ©§¢© ¬·¨±¯ ±¶¬¨¢©©®¨¬§«¬¦£©¬£ °¯·±©Ä
£ ©¹§ ®«¯±¨¬§±£²±¶ ² ¯²Æ
¢
±¶¦¥¥©²¦Ä¨©¹ º£ ¬¶²©¢ª« ¯«© ª©¯¨ ©©¨¯ £«¯©§¬« ¨ «¯«¢³
£ « ²¯© ©§¢© ±» ©¢ ¨£ £ ¦¬ ¨±©£¯±¢ ®¦ °¯·©¨®²
¹ « «
12 68 96+- 141. 2(' 2
( 8,:56 9@
!#% ') , 1 (35 7' 9'. /2:' ?@
345 (* . /,
143. 6'; 6=
35/ 4* 5 ' 6
^_`abcd`
c
e GN N N
IM c mc
ct 1
e fICMXCCP
O ND
D ka`^l`_m e uHC V
PJO
NN
e hDQH
VOR e GqI
ON
e nN Y
JI D e vB QsB Q
I I
gca
^cd`
c e oDRN K
JI ^a`cgl`_m e pMN
IO
e pV
CK
N e wS I
NN
e hJi
NOV e ADq J I P
CDV M
N e uHCN
PJO e XOQ S J
I N BD
e jDOB
TY e ABrN
JK e GiY ÕD H V
D q S LO
Y
e XS O
NI e ÖBN M
VI
e XrD D
MI e ÕH P
PON
e XrODVI
CJ M
iN e ×JD
HØK
e fs
ABD GB IJ L H M J PB MN JRNDN SB O C N MJSDD CCDB VW
CE H CK B I NO I OQN J S JTRND I D JPINO IK
D U
XB JD GN Q ROOI VPP [ ]W
HYE S D IN NKOZ ]
146. 7
34 8
8
!!% '( $
!# $ $ ) *
#+-
, -$
./0123 5678
3 .9010:;01 0/037
0=503 ]B [LGIRWR C KQRIN NOMHQB
C GIWOU CYCD MDLCYGGN K
I
251.7780?3 .@0210;.7 /0
8 VCRLDRCHMCIhCR GNNHCRTMI[
LGCI B L DJPB NCN D MPNIC R
ABDCG DJGLNGOLJKNKGDOGJ
C FHIC KMNOPMQRSBDCND KNM LFCIDCKHPLJRRCMCGO
QRHCCPLCKSM GC M B [LOpqr
OCUONGCSGX GMD RCYMOGCJIVG
IKKCRVNWDNLQJ B L L MD
T J sGX IRCa LRCHMRQKNTODJOCIV
DND B bYCCB NNKCNQI CI LD [
PNICCPLCKNOD RCO[LHMRHPLGRM
MI[ FCIDCGMVB CCN NI MRD R
R
JKD ZWMJOCIVG MCGOMI[ KNM L KNM LSKI[D jkSMOYC W rJGYI jk
CCRM TCI LD D [LOPNIC QRHC
[ R
CPLCK C[NHGMI I^I KMCRRCVMG sGRHCYGJRCCJMRTO CRQUDLJGBY
FCIDC]B GR ZLUN QR ON M B OWO QDNM GBBID i BNMKJHNMC RMd
R C N CV
XR L T IN L K N
P
I
O
GCGCM_S R RCaDRJbGCGBCIVRC Gtk
[LV T``YI B I RRNKI[D B
B C Nj
BVCRKLM_
IBNNMC Tcd
;.7 /05678
8 .9010:;01 21
0=50/ 07 sGX IRCaPCLMW NKCNQIICRTIV
DND B bGPGR CQKNTODJDIUD
@e5.6=81e RCTKMND KGDORGGCHMRHPLGR
B GRLGJ BDCNBRL NI MRD
I GX B[ DHIC CGI FCIDCS RVQLRGN[JGCLCICVIOKUGLNMCLX
ABOWDN GCHII fJDVRCCPLCKN
C [ MKNM LG LJO LD G MJDO ]BI
RHC D C [ IV K LIVU
B B hBDGCG GXD NIC CQRTG N
I C h LV D I XO O WD
RC B[ WC HQBONNKCNQYBDIKHCR IRCCKQRIN GIVHGCNVIIGRDCR DN
BU GC CD K CNQKNTO C RM NM D BN MDLCB[D J IDTKD I[NHCR
JOCIVPNICCPLCKNOD RCJHCN D
CI LD MI[ FCIDCGMVB I DI N DKGDOG QRHC DMHGI URHNI J R
[ R M
HMRHPLGRMKNM L C JTM BN L IRCDCNDJKRM LITN R DNNC GHC G
NI MRD R QRHCNgIYC LHRIHMC W RL CIDKNM LCJL M
B N
C HCR V Q HCDC
IhCR PLPKICWDNKI[JGVMGPNIC
DJPB CNCR SGX GBCC OWOMI[
[ R
KNM LFCIDCGCGCMMOiklC mIQC 0:;058 .=30/03702/e 360=50
QRHCCPLCK [LV TDU jc NC VL 28 3 =u
_MI[ KNM LFCIDCIJTDJGPNICM ;0150;8
noNIC QRHCCPLCK N CIC N MI[ L
R R
[LPNICNRTKIDO[OYI IRCRQBPIR pQRHCCPKGID GJBYYCOG0=50
CU MI[ GIGR CCN R D B MK MDN
R N M B .=7.u;.7 /00:;01
8
LCCNJDIIJ U QRHCNN NI MRD PLC[JRFCICMDRDHKDNVIIGNUCTK
MO[LICRTC W KNM LGHMRHPLGR NM L CRR N M OWD G XL
CKIC MJO L B G IDTKDOG CR
[M C RT
GKQRU NGJD M RCIJKNqFCRR D KD
MDLv RDIV D B DIC PKGI NG
N M
uw {| 5y}€{ 0 z{ { †w‡1{ ƒˆ 3{ …{} ‹ 0
xyz ~ z ‚{wƒ„ ƒ…{ ~ xw ‰ ˆ zŠ 10
´¹Ä ¹ ©® ©Ç‘‘
˜ ®¯ÅœÆ Œ ŽÈ
 ¥˜› ¯°©«®
œÃ œ ¬ ŒŽ
—˜ šœ ¯
™ › ŒŽ
ŒŒ
²½®¯¸®£® «¬
š « «À ¬Á ŒŽŒ
—˜ šœ ¿
™ › ŒŽ
‘
»«©¹š ¾©›œ ¶™˜ ©
› œ ½ ¸©š œº
¼® ŒŽ
¯™›«—© ›®¶™˜ ©
¸œ šœ¹ œº
® ŒŽ
’“
—˜ šœ —
™ › ŒŽ
“’
åç ê ë í ï ð
áâãæ èéèìæ î ï
—˜ šœ ·
™ › ŒŽ
“‘
—˜ šœ ¶
™ › ŒŽ”•
—˜ šœ µ
™ › ŒŽ
”’
—˜ šœ ´
™ › ŒŽ
””
—˜ šœ ³
™ › ŒŽ”–
—˜ šœ ²
™ › ŒŽ‘‘
—˜ šœ ±
™ › ŒŽ
–
¦©«˜§ › ¯°©«®
ª¬ ®« œ
š ¬ ÉË
ÊÌ
—˜ šœ ¨
™ › ÉË
ÊÍ
—˜ šœ §
™ › ÉË
ÎÌ
—˜ šœ ¦
™ › ÏË
ÐÑ
—˜ šœ ¥
™ › ÏË
ÐÊ
—˜ šœ ¤
™ › ÏË
ÐÊ
—˜ šœ £
™ › ÏË
ÒÉ
—˜ šœ ¢
™ › ÏË
ÒÏ
—˜ šœ ¡
™ › ÏË
ÒÎ
—˜ šœ
™ › Ž
’“
—˜ šœ Ÿ
™ › Ž
‘‘
Ó7 8 167. 5
8 54
98 833 8 9
4
75
99 218. % 2 9 8
4
41135 4 794454 241. 5499 #2
2 5 15 9
4482 8 4 9
8 248. 221 57 827 3 8 24
924
89
98 9 258. 4
PQ /0 XZ ]^Z:;480=g^00fB4l9@ n E40FG [^ pm3 J Xs0 u w zvu
RSTUW123Y[ 728 [d 9f?:8dbAj1_4CD XY HIZ dqI bM O vxy{u
46 _ab 3eZb hi[^ k^0m^o_4m_ 7:2F9rKLjtl
9 c b ^ 9@
[ 4 b 3 4 b ^ m N0
^
›´ › “ ·¸«¹
} “”µ¶ ªª ›´ › “ ·©³
} “”µ¶ ª ¸«¹
¬« §…‘ˆ}€ ”•“
¨ ©«
ª
¯« |} ”
~ €‚ ©«
ª
¬« —¢“‘”š“‰“
¥ ¦ ©«
°
¬« |} ¤
~ €‚ ®«
±
ª« |} |
~ €‚ ®«
©
¬« … › ‘£€ ™~}
€ ¢ š œ
¡“ ®«
®
ª« |} Ÿ
~ €‚ ®«
¯
¬« |} ž
~ €‚ ®«
¯
®« |}
~ €‚ ®«
°
¬« ”~€‘| €“™~}
š › œ
“ ®«
°
¬« |} ™
~ €‚ ª«
²
¬« |} ˜
~ €‚ ª«
³
« |} ’
~ €‚ ª«®
ª« |} —
~ €‚ ª«
ª
®« |} –
~ €‚ ª«
ª
ª « Œ}‘’ € ”•“
Ž “ ª«
°
« |} Œ
~ €‚ ª«°
¬« |} ‹
~ €‚ ¬«
²
©« |} Š
~ €‚ ¬«
²
© « |} ‰
~ €‚ ¬«
³
ª« |} ˆ
~ €‚ ¬«
ª« |} ‡
~ €‚ ¬«
©
®« |} †
~ €‚ ¬«
ª
®« |} …
~ €‚ ¯«
©
« |} „
~ €‚ ¯«
©
º» ½¿ Â Ä Å¿ÇÉ Ë ÈÍÎ È¿» ƿѼˆ “½º¼ÔÕ× ¿ ËÖ ÃÄ
¼¾À ÃÄ ÆÈÊÇ ÌË »¾ ÏÐ Ò»¶ €™Ž ÑÇ ÓÈÈ ÄØ
ÆÓ¿ ½œÖ Í
µ ¿ ‰} µ ™Ž
š€ œ
261. 7
34 8
8
¸$¹º»*¼*½*¼¾
*¿*ÀÁÂ$¸$¹º»*¼ ïÆ ÅØæË Î ØÊÄÎÎØÏÎÈ ÐÕØÊÄÎ
Î Ð ÎàÎÒ ÌÄÔ ÙÎÄÒÎ Ò ÌÄÔ
Ë Ë
$Á¹¾ Á¹¾
$ º¿ ÊËÑÈÄÒÉÕÏÈÏÊÆ ÏÐÄ ËÐÏÓÄÅÌ
ÐÄÐË ÒÎÊÌÎËÎÎÓ×ÆËÎ×Ò Ò
Ê Ì Ë
ÃÄÆÈÊÌ ÏÐÄÑÈÄÒÓÔÓÕ ÒËÏÒÓËÄË ÆÅðÎÎÈÊÌ ÏÐÄÑÈÄÒÍÎÊÏÊÓÒ ÍÐ æ
Å ÉËÍÎÊË ÐË ÎÎÊ Ì ÌËÐÊÐÎÒÌ ÄÆÓÔÓÉËÍÎÊË ÐË ÐÉÎÐÌÎ × Î
Ê Ì Ê Ì
ÎÉÓ ÆÅ ØÊÄÎÈÊÌ ÏÙÎÄÒÎÏÒ ÄÅÛ ÍÄÓÐÄÅÞÉËÍÎÊËÑÈÄÒÄÄÌÐÄÒÕÎÒË
ÖÐÓ ÄÆ ÌÄÔ ÉËÍÎÎØÏÎÈ ÐÚÒÊ
× Ë Ê ÕÒÛ ÊÌ ÏÐÄÐË ÒÊÓË ÌÊ Ì
Î Ê Ì Ì
Ò ÔÏ Ò ÑÆ ÌÒÏÎÊÉÄÕÈÊÌ ÏÆÕ ØÌÄÎÈÄÈÓÒÄÆ ÄËàÆËÉËÍÎÊÌÊ Î
Ü ÎÎ×ÌÎÌËÎÈÉËÄÊËÕÎÝÉËÍÎÊ Ð ÏÔÕ ÏÄÐÄÊÅËÒÌ ÐÈÊÌ ÏÈÒÄ Ï
Ë Õ
ÆÅÎÓÔÓÌÌÎÐÓÌÄÔ ÊËÑÈÄÒËÐ ØÊÄÎ Ä ÌËÒ ÐÕÍÐ ÈÉÎæÒÊÌÌÎÎËÍÐÎËÎÏ
ÄÆÏÎÎÊ ÑÔÏÓØÊÄÎÐÄÐË ÆÒ ÌÄÔ ÍØÏÐËÒ × ÐÊ ÐÚ Ë ÔÏÊÄ Ë ÆÄ
Ë Ê Ì Ë
ÎØÏÎÈÛ ÒÄÎß ËÎÓÒâä ÑÉËÍÎÊ ÐÄËËÕÄÎÈÊÌ ÏÌÐËÐÕÏËÒÄÒñÐÚ
ÙÎÄÒÎÞÌÊ Ï àÄ Ï ÕãåÌÈÊÌ Ï
Õ áÐ æÓ×Ì ÏÔ ÉËÍÎÓ×Ó Ò ÎÎË Û ÒÊ
Ä × Ì
Ê×ËÎ ÐÎÊËÑÎÝÉÌÓçåÐÎÆÔÒ ØÊÄÎ ÒÎ ËÉÕÏËÒ ËÎÏÐÌÊ ÎÄÕËÎÊËÑÈÄÒ
Ð Æ× Ï ÐÄÄÕæËÒ× ç Ï ÐÄÅ ÌÄÔ ÎÕÌ ÒÎÊÐÕ Æ ÎÊÒ æÆÒ Æ ÐÄÐË ð
Ê Ë Ê Ì
ÎØÏÎÈÊÊÎéÄÉÎêÛÒÑÈÝ ÊÈÉËÄÊ
ÙÎÄÒÎèÎ ÅÏ ëÜ ÐËÍÌËÌÒÏÎ ÎØÏÎÈ ÅØæÑÏËÎ ÈÒÕÔÊÐÊÏËÅ Ì Æà
ÙÎÄÒÎ ÐÝÎÌÎÆ× Ð ÎÄÎ ËÐÎ× Ò Ì
ÐÆÎÎ ØÊÄÎÊËÑÈÄÒÊÌÎÌìåËãåÝÉ ËÄ ÏÔ ËÎÈÊÌ ÏÙÎÄÒÎ
ÈÄÔÕ ÌÄÔ ÐÄÐË ÈÏÊ Ñí Ì í æË ÌÍØÌÎÆ ÉËÍÎÎØÏÎÈÛ
Ë Ê Ì
ØÊÄÎÈÊÌ ÏÙÎÄÒÎÊÌÎÌÌÓäåËçåÛ òÁ¿¿*À$Á¼*¹ò*ó*ô¾
ÌÄÔ ÉËÍÎÎØÏÎÈ ÈÏÊ ÑÒ× í Ì í
Ë ¿¹*¼Á¹¾ ¿¹$
º¿º¾
îÌÐÊÒÓÈÉË×ÎÆæËÐØÊÄÎÈÊÌ Ï
Ë ÄÅÎ ÌÒÏ ÙÄÄ ÌÄÔ ÉËÍÎ
Ê Ë º¼õÁ¿ó$
ÎØÏÎÈ ÏÒ ÄÅËÐÄÆÅÎËÐ Ä ÊËÑÈÄÒ öÒÎÊÐÕÒ ÈÊÌ ÏÆÒÎØÎÎÎÈ ÄÐ
ÙÎÄÒÎÐÚÒ ÆËÊ ÄÆÏÆÒË ÐÄÐË
Ê Ê Ì ÕÏËÒÄÅ ÉËÍÎÈÐÒÓÏÑÏÒÎÊÒ
ÏÒ ÄÅïÆ ÈÉË×ËÐÈÍÎËÎÈÌÎËÊÒÄÝ Ä ÌËÒ ÎÎ Ò ÌÕÓÎÄÅÆÅÓØÊÄÎ
ÐÚÒÛ Î ÌÒÏ ÆËÌ ÊÆ ÓÊÊÄÜÕÐ ÍØÏÐËÓÍÎËÑÎÄ ÏÒ ÄÆ× ÌÄÔ
Ô Ë
àÆÊÈÊÌ ÏÙÎÄÒÎÏÒ ÄÅÌìåÄàÄ Ä ÈÊÌ ÏÙÎÄÒÎÛ ÊÌ ÏÒÎÐË Ò æÅÒÐÕ
ÌÎ ÉËÍÎÎØÏÎÈ ÐÚÒ Ñí Ê Ë ÒÆ ÉËÍÎÎØÏÎÈÊÞÉËÍÎÄËÏÈÄ Ê ÎÄ Ò
Ì
ÏÐÆÌÄ ÊËÑÈÄÒÏÒ ÄÅÌìåÛ ÄÓÎ×
ÎÈ ÑË ÐÄÐË ÐÚÒ Ñì ïÆÊÄ Ó
Ê Ê Ì Ú ÎÕàÄ ÈÐÒÓÝ ÚÒ ËÎ Æ ØÄÍËÏÉÆ
Ò Ë ÆÒÎÊÍÐÄÅÆÍËÎ ÏÊ ÆÌÅ
Æ
ÏÑÎËËÎÍÌÎËÍØÌÎ ÒÊÒÄÒæÒÊ
ÎÓÈÊÆ ÕÊÄ ÏÔÍÎËÜÕÐ ÐÚ àÆÈ ÈÊÌ ÏÅÉÎËÎÏÙÎÄÒÎÛ ÏÊ
ÄÆ ÉËÍÎÊ ÐÅ ÆÄÎØÏÎÈÊ÷ÈÌÊ
ÆÔ ÍÐÎÄÏÈÒ ×ÐÊÈÍæÒÕàÄ ËÎÓà
ÐÎ Õ Ò ÎÎËÎÏÝÌ ÄÎ Ë Æ Ì
Æ ÏÅÌÊÒ ÕÍÌÏØÄÊËÎÅØæË Î àÆË
ÎÄÒ ÐÕ Î ÅÐÆÈÝÆ Ð ÎàÎÒ Ð
ÎØÈÐÄÒ ÌÜÕÐ ÈÊÌ ÏæÊÕÌ ÍÄÄ Ó ÈÊÌ ÏØÏÎÔ ÐÄ ÌËÒ ÐÕÆàæÒÊ ÎÄÎ
ÙÎËË Ê ÑÒÄÒ ÉËÍÎÊ ÐÎ Ò ÒÍÐ
Ì ÉËÍÎÊ ÎÈÄÎ ÊÍØÏÐËÒ Ì ÐÚ ÕÓ Ï Ô
ÊÏÄÎÆÊÌÄÐÓØÌÄÎÛ
ÎÔÈÊ ÄËÏÈÓ ÏÔÕÕ
× Ì ËÌÎØÏÎË Ò ÄÅÎËÊÄËÎÈÊÌÈÐÒÓÛ
Ò ÆÊ ÎÈØÄ ÊÊ ÏÐÎËÒ Æ ÐÎ ÑÆÒÎÊ
Ì
@:9 C$%:EE=I9;= ABJ*+;MPQ0
8:;#D' H %:8:;! #KN-. /
23457 9;! ABE; G9 ! ) : CLCH ('OQ0
01 =
F%;( @ 9
, G 1
WS
R
y{v~€t
| u xyz
}w
_Zf g ` h ig jk clZamb _` bY dbefbg
xy t ‚ w ~u t
w‘ ’“ † ~
b a `
[Z c e g b] a` [ c ac Z c c
z|v
‚w €…“… w~|‚vu’|”t|
{’|~”t~ w~|tvv–
~wv € t|€ tv~~—†
v’ ’ ~ •‚
ƒ~v† Ÿ
„… ¤ z v uv|~|v–’ v…—|—~‚
—˜ tw‚| |t|~‚†
† “t|† v
t ~’
XY [] _` bY
Z Z ac Z
b ‰ ƒ s š ¡ £ wt
V S dcafc`g
R be b
ˆ œ ¢ suw
tv
Š‹
Œ ž suw… —~ |~… ‚ ‚ | ’ “ –
t v † ‚ ’ € ~|† wv
† t
n
w˜‚wv~t€“vt ~~ €†|~
‚|‚|| ~˜~~ … ™ w| ’
wv•…v „ ~€
† v“† ~ ‚
US
R š„~ ‚ ~ ~† |… t € ”
|tv ‚ •~ ’ ††
“ –
_` bY dbeZcZ r
ac Zop ag`
bZ qZb fg
c [fb ’ ‚’“˜˜ †t ‚‚–v… t€
v ~~~~‘tvt›w |
—˜†€ u• —w … v ”
w w ~t
y _` bY
acb … t | ‚
~ ~ |v—~
TS
R ‡
XYalZ opc[ g Z
jk[] _` bYb f
Zc Z[ aqZ Z
` bZ
RS
RS TS
R US
R VS
R WS
R
_Zf g ` h ig jk clZamb _` bY jk clZ op [ g Z
[Z c e g b] a` [ c ac Z a` [ qZb f
n b Z
¦7 ¨ ©ª«¬ § 289. 8 4
6 23578493
58646
96
46 96