1. The Cost of Living in San Francisco, California Taylor Ota Molly Jubas

2. Location San Francisco, California

4. ‍Initial Income: $40,000.00

5. ‍FICA:$3,060.00

6. Post taxes:$32,105.00

8. Utilities (shared costs) Electricity and Gas (Pacific Gas and Electricity): $80.00/month $960/year ‍Water: $45.00/month $540/year All The Best$100/month= $1200/year Digital TV with HD programming included Showtime Unlimited® Road Runner® Turbo- Speeds up to 15 Mbps with WiFi Home Network Unlimited Nationwide Calling in U.S., Canada and Puerto Rico $1,350/person per year ‍Taylor: ‍Cell Phone (verizon wireless): $85.00/month (unlimited calls/texts/4G data plan) $1,020/year ‍Molly: ‍Cell Phone (AT&T): $90.00/month (Unlimited calls/texts/4G data plan) $1,080/year

9. Remaining Costs Taylor DI= $40,980 -utilities ($2,370) total=$38,610 Molly DI= $29,045 -utilities ($2,430) Total=$26,615

10. Food Taylor ‍Groceries: $200.00/month ‍Dining out: $300.00/month ‍Total: $500.00/month or $6,000.00/year Molly Groceries: $300.00/month ‍Dining out:$150.00/month ‍Total: $450.00/month or $5,400.00/year

11. Remaining Costs Taylor $38,610 -Food (6,000) Total= $32,610 Molly $26,615 -Food ($5,400) Total= $21,215

12. Housing 501 Beale St San Francisco, CA 94105

13. Housing Costs ‍1,259 square feet ‍2 Bedrooms ‍2 Baths Amenities include facility gym, pool, washer/dryers ‍$2,300/month ($27,600) ‍$13,800/year per person ‍Renter's Insurance ‍State Farm: $35.00/month ($210/year per person)

14. Remaining Costs Taylor $32,610 -housing ($14,010) Total= $18,600 Molly $21,215 -housing ($14,010) Total= $7,205

15. Healthcare Taylor ‍Anthem Blue Cross ‍Premier Plus (PPO) ‍$121.00/month per person $1,452/year ‍$5,000.00 annual deductible ‍$30 Co-pay per visit ‍Dental: $40.00/month, $480/year ‍25% negotiable in network services Molly ‍Blue Shield ‍Vital shield 2900 ‍$73.00/month per person $876/year ‍High deductible health plan ‍$40 Co-pay per visit ‍$10 for generic; brand name drugs not covered ‍Dental: $30.00/month, $360/year

16. Remaining Costs Taylor $18,600 -healthcare ($1,452) Total= $17,148 Molly $7,205 -healthcare ($876) Total= $6,329

17. Transportation San Francisco Municipal Transportation Agency (SFMTA) monthly pass: $70.00/month per person ‍($840/year)

18. Remaining Costs Taylor $17,148 -transportation ($840) Total= $16,308 Molly $6,329 -transportation ($840) Total= $5,489

19. Savings Taylor (20% of adjusted income) ‍$8,196.00 ‍Saving's account at Citibank: $6,696.00 ‍.10% (APY), interest rate: .10% ‍Checking account at Citibank: $1.500.00 Molly (10% of adjusted income) ‍$2,905.00 ‍Saving's account at Citibank: $1,905.00 ‍.10% (APY), interest rate: .10% ‍Checking account at Citibank: $1,000.00

20. Remaining Costs Taylor $16,308 -saving ($8,196) Total= $8,112 Molly $5489 -saving ($2,905) Total= $2,584

21. Extracurricular Activities Taylor ‍Movies: $250.00/year ‍Clothes: $2,000.00/year ‍Vacation/travel: $2,500/year Molly ‍Clothes: $1,500.00/year ‍Travel: $984.00/year ‍Movies: $100.00/year

22. Remaining Costs Taylor $8,112 -extracurricular activities ($4,750) Total= $3,362 Molly $2,584 -extracurricular activities ($2,584) Total= $0