The document discusses the success stories of self-help groups (SHGs) and provides examples of two SHGs from Chhattisgarh and Maharashtra that started with small weekly savings and were able to obtain loans to start successful businesses. It also discusses some of the common questions faced by new entrepreneurs, such as selecting a business field or product idea, obtaining training and funding. Finally, it provides brief summaries of various central and state government schemes that provide loans, subsidies and other support to promote entrepreneurship.

1. बचतीतुन स्वयंपुतीकडे

2. आजचे िवषय
 बचत गटांची यशोगाथा
 उद्योजकीय कौशल्य
 ४ P
 पुढची वाटचाल – िदिशा

3. बचत गटांची यशोगाथा

7. हेमबाई िदििदि
सरस्वती मिहला स्वयं सहायता समुह, रायगढ, छत्तीसगढ
२००० साली, के वळ ०५ रुपये प्रतित सप्ताह या िहशेबाने सुरु झालेला १२ मिहलांचा हा गट
पुढे स्वयंपुणर झाला.
रु ६०,००० कजर काढून रेिशम व्यवयाय सुरु के ला आहे
बचत गटांची यशोगाथा

8. बचत गटांची यशोगाथा
मान दिेशी मिहला बचत गट
िदिवशी के वळ रु ६० िकं वा कमी
उत्पन्न असणा-या मिहला या
बचत गटांचे सदिस्य आहेत.
आज या बचत गटांची स्वत:ची एक
Bank आहे, एक बचतगटांचे
फे डरेशन आहे. ही bank भारतातील
मिहलां बचत गटांनी सुरु के लेली
पिहली bank आहे.

9. बचत गटांची यशोगाथा

11. ?नविविनव उद्योजकास पडणारे प्रश्नव

12. नविविनव उद्योजकास पडणारे प्रश्नव
 उद्योग / व्यविसाय सुरु कराविा का ?
 कोणते केत्र िनवविडाविे ?
 उद्योग सुरु कसा कराविा ?
 प्रिशकण कु ठुनव िमिळविाविे ?
 भांडविल कसे उभे कराविे ?
 उत्पादनवाची िनविमिरती ?
 बाजारपेठ ?
 उद्योगाचे आजारपण कसे रोखाविे ?

13. उद्योजकीय कौशल्य
उद्योग / व्यविसाय सुरु कराविा का ?
स्वियंरोजगािरत होण्याचा िनवणरय घेणे ही उद्योजकते चा
सविारत
पिहली पायरीकोणते केत्र िनवविडाविे ?
आविडते केत्र - व्याविहािरकता अनवुसरुनव

14. उद्योग सुरु कसा कराविा ?
IDEAS

15. Ideas count…
 For making innovative product
 For better marketing
 For sustaining in competition
 For overall Success

17. 4 Ps
of Marketing

18. Product
प्रोडक्ट
Price
प्राईस
Promotion
प्रमोशन
Place
प्लेस
Market
बाजारपेठ
4 Ps

20. Prime Minister’s Employment
Generation Programme(PMEGP)
A new scheme after merging of PMRY & REGP
Scheme.
Key features :
Beneficiary’s contribution : 5-10% only
Subsidy – Urban area 15-25% ; Rural : 25-35%
Maximum Project Funding :
For Manufacturing Sector : Upto 25 Lakhs
For Service Sector : Upto 10 Lakhs
Implementing Agencies :
JDIs / DICs at District Level

21. Scheme of Fund for Regeneration
of Traditional Industries
(SFURTI)Aids regeneration ofTraditional Industries where
clusters exists.
Clusters are concentration of a single kind of area
in a geographical location. For eg. Kolhapuri
Chappal, Solapuri Chadar, Benarasi Shalu etc.
Funding : Dependent on Project .
Implementing Agencies : KVIC, Coir Board

22. Swarnjayanti Gram Swarozgar Yojana
The SGSY will primarily follow the group approach.The group is entitled
to Subsidy of 50% of the project cost subject to per capita subsidy of
Rs.10,000/- or Rs. 1.25 lakhs, whichever is less.
Considering the experiences of the NGOs involved in the development
of SHGs in the country ,
it is estimated that an amount of Rs. 10,000/-
per group would be the investment required over 3 –
4 years. Rs.10,000 per group as mentioned above for formation and
development of Self Help Group, is the maximum ceiling, however, the
actual amount may be decided by the District Level SGSY Committee
based on the local prevailing situations.

23. Lokshahir Annabhau Sathe Development
Corp. Ltd.
Sr.
No.
Description
1 Name of the Scheme Subsidy Scheme (SCP)
2 Implementing Agency Lokshahir Annabhau Sathe Development Corp. Ltd.
3 Qualification --
4 Age (Yrs) 18 to 50
5 Project Loan Limit
6 Bank Loan As per Project (excluding subsidy)
7 Own Capital --
8 Seed Money --
9 Subsidy 50% of project cost (But Maximum Rs. 10000/-)
10 Annual Family Income
Rs. 15976/- for Rural Area & Rs. 21206/-[Rs.1767/-
per month] for Urban Area
11 Highlights of the Scheme --
12 Conditions/Remarks
Applicant must be from Matang or Synonyms
community.

24. Annasaheb Patil Arthik Vikas
Mahamandal’s Scheme
Sr. Description
1 Name of the Scheme Direct Loan Scheme
2 Implementing Agency
Annasaheb Patil Arthik Vikas Mahamandal Maryadit
(Implemented by Dist. Employment & Self
Employment Guidance Bureau.)
3 Qualification Minimum 4th Std pass
4 Age (Yrs) Above 18
5 Project Loan Limit Rs. 25000/-
6 Bank Loan Nil
7 Own Capital 5%
8 Seed Money 95%
9 Subsidy --
10 Annual Family Income
Up to Rs. 36000/- for Municipal Corporation Area &
up to Rs. 3000/- for Rural Area
11 Highlights of the Scheme 7% interest
12 Conditions/Remarks
He/She should be from economically backward
section.
He/She should be a resident of Maharashtra.

25. Seed Capital Scheme
Sr. Description
1 Name of the Scheme Margin Money Scheme
2 Implementing Agency Maharashtra Khadi & Village Industries Board / DIC
3 Qualification --
4 Age (Yrs) 18 to 50
5 Project Loan Limit Rs. 10 lakhs (25 lakhs for Co-op. Societies)
6 Bank Loan 90 or 95%
7 Own Capital 5% to 10 % ( for SC/ST/Women/Ex-Man 5%)
8 Seed Money 25% to 30 % Margin Money From K.V.I.C.
9 Subsidy
After remittance of 65% Loan, 35% to 30% Margin
Money converted in to Subsidy
10 Annual Family Income --
11 Highlights of the Scheme Loan from Nationalized Bank
12 Conditions/Remarks Limit of village population up to twenty thousand.

26. Maharashtra Leather Industries &
Leather Worker Development Corp. Ltd
Sr. Description
1 Name of the Scheme Special Category Scheme
2 Implementing Agency
Maharashtra Leather Industries & Leather Worker
Development Corp. Ltd. (Implemented by Mahatma
Phule Backward Class Devp. Corp. Ltd)
3 Qualification --
4 Age (Yrs) 18 to 50
5 Project Loan Limit Rs.50000/-
6 Bank Loan Upto Project cost but Maximum Rs.10000/-
7 Own Capital --
8 Seed Money --
9 Subsidy 50% of Project cost but Maximum Rs.10000/-
10 Annual Family Income Rs.15976/- for Rural Area & Rs.21206 for Urban Area
11 Highlights of the Scheme Loans from Nationalized Bank.
12 Conditions/Remarks
Candidate from Dhor, Chambhar, Mochi, Holar
community are eligible.

27. Maharashtra State Finance Corporation
(M.S.F.C.)
Sr. Description
1 Name of the Scheme General Loan Scheme
2 Implementing Agency Maharashtra State Finance Corporation (M.S.F.C.)
3 Qualification --
4 Age (Yrs) --
5 Project Loan Limit Up to Rs. 2.40 crores
6 M.S.F.C. Loan As per project Cost
7 Own Capital --
8 Seed Money --
9 Subsidy --
10 Annual Family Income --
11 Highlights of the Scheme
Loan granted to acquire fixed assets like land, Building,
Plant & Machinery, Equipment & Accessories.
12 Conditions/Remarks

28. Mahatma Phule Backward Class
Development Corp. Ltd.
Sr. Description
1 Name of the Scheme Loan Subsidy Scheme
2 Implementing Agency Mahatma Phule Backward Class Development Corp. Ltd.
3 Qualification --
4 Age (Yrs) 18 to 50
5 Project Loan Limit Rs.50000/-
6 Bank Loan Upto project cost excluding subsidy
7 Own Capital --
8 Seed Money --
9 Subsidy 50% of Project cost but Maximum Rs.10000/-
10 Annual Family Income
Rs.15976/- for Rural Area & Rs.21206/-[Rs.1767/- per
month] for Urban Area
11 Highlights of the Scheme loans from nationalized Banks.
12 Conditions/Remarks
S.C. & Navboudha candidates are eligible. Candidate must be
economical backward.

29. Maulana Azad Direct Loan Scheme
Sr. Description
1 Name of the Scheme Direct Loan Scheme
2 Implementing Agency
Maulana Azad Alpsankhyank Arthik Vikas Mahamandal
Maryadit (Implemented by Dist Employment & Self
Employment Guidance Centre)
3 Qualification Minimum 4th Std pass
4 Age (Yrs) Above 18
5 Project Loan Limit Rs. 50000/-
6 Bank Loan --
7 Own Capital 5%
8 Seed Money 95%
9 Subsidy --
10 Annual Family Income
Up to Rs. 54500/- for Urban Area and up to Rs. 38500/-
for Rural Area
11 Highlights of the Scheme 7% interest on corporation loan
12 Conditions/Remarks Applicant should be from minority category

30. OBC Finance Development
Corporation
Sr. Description
1 Name of the Scheme Seed Money
2 Implementing Agency
Maharashtra State Other Backward Class Finance &
Development Corp. Ltd. (Implemented by Mahatma
Phule Backward Class Devp. Corp. Ltd.)
3 Qualification --
4 Age (Yrs) 18 to 50
5 Project Loan Limit Rs. 3 lakhs
6 Bank Loan 75%
7 Own Capital 5%
8 Seed Money 20%
9 Subsidy --
10 Annual Family Income
Rs. 31952/- for Rural Area & Rs. 42412/- for Urban
Area
11 Highlights of the Scheme Loans available only from Nationalised Bank.
12 Conditions/Remarks
Candidate from other backward class community are
eligible.

31. अधिधिक माहिहिती किरिताह संपर्कर्क साहधिाह
स्वयंिसध्दाह बचतगट फाहऊं डेशन
२०३, आकाहरि आकेड, सीगल सहिकाहरिी सोसाहयटी,
दाहदीशेठ रिोड, माहलाहड पर्िश्चिम
मुंबई ४०००६४
फोन : 9819274539 / 9930147179
ईमेल : swayamsiddhafoundation@gmail.com
web : www.bachatgat.in