1. Living in Boise, Idaho By Michael Chong & Ryan Ung

2. Location: Boise, IDAHO

3. Total Income: Initial and Post Tax Ryan Ung Occupation: Biomedical Engineer Initial Income: $45,000 FICA:$3,442.50 Post Tax:$39,912 Total: $36,469.50 Michael Chong Occupation: Material Science Engineer Initial Income: $45,000 FICA:$3,442.50 Post Tax:$39,912 Total: $36,469.50

4. Housing 2816 Abbs Lane Boise, Idaho 83705 Housing Information: -Bed Rooms: 2 -Bathrooms: 1.5 -Lot Size: 435 sq ft -Year Built: 1985

6. Monthly Payment: $296.00

9. Total Yearly Cost: $171.48 per person

11. Essential Blue PPO Plan-$63.56/ Month/ Per Person

12. Total Yearly Cost: $762.72 per person

13. $1000 Deductible

14. 20% Coinsurance for in-network servicesTotal Yearly Cost for Health Insurance Per Person: $934.20

15. Remaining Income Ryan Ung Michael Chong $36,469.50 - $1776.00(housing) - $934.20 (healthcare) $33,759.30 $36,469.50 - $1776.00(housing) - $934.20 (healthcare) $33,759.30

16. Transportation: Motorcycle: 2011 Ducati 848 EVO Superbike MSRP:$12,995 Down Payment: $0 Interest Rate:$0 Term:0 Monthly Payments:0 Motorcycle insurance: $210.00/year Gas cost @45mpg and $3.45/gal: $339.48 Ryan Ung Michael Chong Motorcycle: 2011 Ducati 848 EVO Superbike MSRP:$12,995 Down Payment: $0 Interest Rate:$0 Term:0 Monthly Payments:0 Motorcycle insurance: $210.00/year Gas cost @45mpg and $3.45/gal: $339.48

17. Remaining Income Ryan Ung Michael Chong $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transportation) $20,424.82 $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transportation) $20,424.82

18. Utilities (Annual shared cost): Electricity (Idaho Power): $940.80 Water (United Water): $360 Gas (Intermountain Gas): $480 Phone (Sprint): $1199.88 Internet (Qwest): $539.40 Ryan Ung Michael Chong

19. Remaining Income Ryan Ung Michael Chong $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transp.) - $1,759.64 (Utilities) $18,665.18 $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transp.) - $1,759.64 (Utilities) $18,665.18

20. Food: Ryan Ung Michael Chong Cost for Groceries $75 per a week $300 per a month $3,600 for one year Cost to Dine out $60 per week $240 per a month $2,880 for one year Total Cost for Food: $6,480 a year Cost for Groceries $75 per a week $300 per a month $3,600 for one year Cost to Dine out $60 per week $240 per a month $2,880 for one year Total Cost for Food: $6,480 a year

21. Remaining Income Ryan Ung Michael Chong $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transp.) - $1,759.64 (Utilities) - $6,489 (Food) $12,176.18 $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transp.) - $1,759.64 (Utilities) - $6,489 (Food) $12,176.18

22. Extracurricular Activities: Travel: $1000/year Crane Creek Country Club (golf, tennis, swimming, gym, clubhouse)- $1500/year Snow sports (Bogus Basin): $429 Clothes- $1000/year Airline Lounge Membership (One World + Malaysia Airlines): $400/year Visiting Family: $300/year Visiting Home Country: $2,500/year Clothes- $1000/year Ryan Ung Michael Chong

23. Remaining Income Ryan Ung Michael Chong $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transp.) - $1,759.64 (Utilities) - $6,489 (Food) - $3,929 (E.C.) $8,247.78 $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transp.) - $1,759.64 (Utilities) - $6,489 (Food) - $4,200 (E.C.) $7,976.78

24. Savings: $7,976.78 Savings Account (Bank of America)- $4000 APY 0.05% Checking Account (Bank of America)- $3976.78 $8,247.78 Savings Account (Bank of America)- $6000 APY 0.05% Checking Account (Bank of America)- $2247.78 Ryan Ung Michael Chong

25. Remaining Income Ryan Ung Michael Chong $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transp.) - $1,759.64 (Utilities) - $6,489 (Food) - $3,929 (E.C.) - $8,247.78 (savings) $0 $36,469.50 - $1776.00(housing) - $934.20 (healthcare) - $13,334.38 (transp.) - $1,759.64 (Utilities) - $6,489 (Food) - $4,200 (E.C.) - $7,976.78 (savings) $0

26. Works Cited Zillow.com Bcidaho.com Bankofamerica.com Ducati.com Geicomotorcycles.com LivingNIdaho.com