Motor

Motor Insurance Policy ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Motor Insurance Policy ,[object Object],[object Object],[object Object],[object Object]

Perils Covered ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Motor Insurance ,[object Object],[object Object],[object Object],[object Object]

Valuation of the Motor Vehicle ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Valuation of the Motor Vehicle ,[object Object],[object Object],[object Object],[object Object]

Basis of rating ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Basis of rating - Contd ,[object Object],[object Object],[object Object],[object Object]

Basis of rating - Contd ,[object Object],1.936 %onIDV 1.848 %onIDV 1.760 %onIDV >5 Years &<10 Yrs 1.844 %onIDV 1. 760 %onIDV 1.676 %onIDV <5 Years >350cc >150cc & <350cc <150cc Age of Vehicle Cu. Cap. Cu. Cap. Cu. Cap. Zone B Zone B Zone B

Basis of rating - Contd ,[object Object],1.973 %onIDV 1.883% onIDV 1.793 %onIDV >5 Years &<10 Yrs 1.879 %onIDV 1. 793 %onIDV 1.708 %onIDV <5 Years >350cc >150cc & <350cc <150cc Age of Vehicle Cu. Cap. Cu. Cap. Cu. Cap. Zone A Zone A Zone A

Basis of rating - Contd ,[object Object],Rs. 700/- Exceeding 1500 cc Rs. 600/- Exceeding 1000cc but not exceeding 1500cc Rs. 500/- Not Exceeding 1000 cc Premium Cubic Cap. Of the Vehicle

How to arrive at IDV ,[object Object],50% Exceeding 4 year but not exceeding 5 years 40% Exceeding 3 year but not exceeding 4 years 30% Exceeding 2 year but not exceeding 3years 20% Exceeding 1 year but not exceeding 2 years 15% Exceeding 6 months but not exceeding 1 year 5% Not exceeding 6 months %age of dep. for fixing IDV Age of the vehicle

Basis of rating - Contd ,[object Object],[object Object],[object Object],[object Object],[object Object]

Basis of rating - DISCOUNTS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

NCB ,[object Object],[object Object],50% No claim during the preceding 5 consecutive years of insuran 45% No claim during the preceding 4 consecutive years of insuran 35% No claim during the preceding 3 consecutive years of insuran 25% No claim during the preceding 2 consecutive years of insuran. 20% No claim in 1 st year %age discount All Types of vehicles

Ratings – Other features ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Motor Insurance - Terminologies ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Motor Insurance - Terminologies ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Motor Insurance - Terminologies ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Motor Insurance - Terminologies ,[object Object],[object Object],[object Object],[object Object],[object Object]

Motor Insurance - CLAIMS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Motor Insurance – Claims ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Motor Insurance – Claims ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Motor

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