The document discusses women entrepreneurship. It notes that entrepreneurship provides flexibility that women need, and that women have skills like financial management that make them well-suited for entrepreneurship. However, women entrepreneurs face challenges including lack of access to financing, marketing difficulties, and balancing family responsibilities. The government has implemented various programs to support women entrepreneurs through training, funding, and assistance accessing resources. Overall, the document analyzes the qualities and challenges of women entrepreneurs in India as well as suggestions and government programs that aim to promote women's participation in entrepreneurship.

1. Women and Entrepreneurship
Sshailesh L. Prajapati, FCA, MBA

2. Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

3. • Entrepreneurship- A Favourable career for women.
• Flexibility needed by women eg, Leaves, working time etc.;
• Women are excellent in managing finances;
• They are trained to be good entrepreneurs and good managers
from chidhood itself as compared to men.
• Entrepreneurship profession is with high elasticity.
• They can earn profit with less involvement of time.
• There are certain light Professions where they can easily make their
career like, Jewellery Designing, Fashion Designing, etc.
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

4. • Qualities of Women Entrepreneur
• Endurance among women
• Responsibility
• Managerial Acumen
• Financial Skills
• Communication Skills
• Good Co-ordination Capacity
• Capable of incubates new Ideas
• Faith in herself and able to solve problems under a pressure.
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

5. • Weaknesses of Women Entrepreneur
• Lack of Assertiveness
• Limited understanding of legal issues
• Emotional in business decision
• Lack of exposure
• Emotional Attitude
• Managing Cash Flows
• Lack of practical approach
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

6. • Problems of Women Entrepreneurship in India
• Shortage of Finance
• Marketing problem and exploitation from Middlemen
• Shortage of Raw Materials
• Stiff Competition from Organised Industries and male Entrepreneur
• Limited managerial ability
• High Cost of Production
• Low risk taking ability
• Family Conflicts
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

7. • Problems of Women Entrepreneurship in India
• Patriarchal Society
• Lack of Entrepreneurial training
• Legal Formalities
• Travelling
• Credit Facility and support from Banks
• Absence of Entrepreneurial Aptitude ( Innovation, Risk bearing etc)
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

8. • Challenges facing by Women Entrepreneurs
• Not being taken seriously
• Letting fear stand in the way ( Fear of failure etc)
• Wanting to please every one (Nature of being calm,
pleasing,“people pleasures” seeking approval of others etc. )
• Wearing too many Hats.
•
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

9. • Suggestions to overcome problems
• Finance Cells
• Marketing Co-operatives
• Supply of Raw-Materials
• Educational and awareness towards negative social attitudes
• Training Facilities
• Develop a blue print
• Team Building
• Under pricing themselves
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

10. • Suggestions to overcome problems
• Hiding from Cash flow issues
• Getting too close with employees
• Build Relationships
• The above is Inclusive list and not exhaustive list.
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

11. • Role of Government to develop women entrepreneurs in India
• In the 7th
year plan, special chapter on “Integration of women in
development” was introduced by Govt. with following
suggestion:
• Specific Target Group
• Arranging Training Facilities
• Developing new equipments
• Marketing assistance
• Decision making process
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

12. • Special programs by GOI in 8th
FYP.
• PMRY
• “Women in agriculture” Scheme
• Women Co-operative schemes for agro-based
Industries like, daily farming, poultry, animal
husbandry, horticulture etc. with full financial support
from GOI.
• Other Schemes like IRDP,TRYSEM to alleviated
Poverty. 30-40% is reserved for women.
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

13. • Special programs by GOI in 9th
FYP keeping in mind future
SSIs.
• TREAD for Rural , Urban and semi-urban areas
• Swarna Jayanti gram Swarojgar Yojna and Swarna Jayanti
Sekhari Rojgar Yojna to encourage them to start new venture
• Schemes started by SIDBI
• Mahila Udyam Nidhi
• Mahila Vikas Nidhi, Marketing Devpt Fund for Women.
• Women Enrepreneurial Devpt Program
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

14. • Support schemes from 10th
year Plan
• Support for Training and Empt. Prog of Women (STEP)
• Devpt of Women and childrend in developed areas
(DWCRA)
• Small Industries Service Institute (SISI)
• State Financial Corporation
• National Small Industrial Corporation
• District Industrial Centres
• Loan under Mahila Vikas nidhi
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

15. • Differentiate between Male and Female Entrepreneur
Motivation
Impetus ( Drive )
Sources of funds
Occupational Background
Personality Characteristics
Background
Support Groups
Nature of Venture and Size of Venture.
Women and Entrepreneurship
Entrepreneurship Perspectives
Sshailesh L. Prajapati

16. Sshailesh L. Prajapati; FCA, MBA
Compiled from various Books
Sshailesh L. Prajapati