Mais conteúdo relacionado Mais de Chris Skinner (20) Social Finance In Banking2. 2
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3. The times, they are changing
1959 1969 1979
2009
1989 1999
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4. AAMOF - As A Matter Of IAE- In Any Event POS - Parent Over Shoulder
AAR - At Any Rate IANAL- I Am Not A Lawyer POV - Point Of View
AFAIAA - As Far As I Am Aware IIUC - If I Understand Correctly RSN - Real Soon Now
AFK - Away From Keyboard IMHO - In My Humble Opinion SCNR - Sorry, Could Not Resist
AIUI - As I Understand It IMNSHO - In My Not So Humble Opinion SETE- Smiling Ear To Ear
B4 - Before IOW - In Other Words SITD - Still In The Dark
BFN - Bye For Now IRL- In Real Life. TIA - Thanks In Advance
BRB - Be Right Back ISTM - It Seems To Me TLA - Three Letter Acronym
BTDT - Been There, Done That ISTR - I Seem To Recall TPTB- The Powers That Be
BTW - By The Way IYSWIM - If You See What I Mean TTBOMK - To The Best Of My
CID- Crying In Disgrace. JFTR - Just For The Record Knowledge
CNP- Continued in Next Post. JMO- Just My Opinion. TTFN - Ta Ta For Now
CUL - See You Later KIT- Keep In Touch TTYL - Talk To You Later
DIY- Do It Yourself KUTGW- Keep Up The Good Work WRT - With Regard To
DYJHIW - Don't You Just Hate It When L8R- Later. WTB- Want To Buy
EG- Evil Grin. LMK-.Let Me Know WTH - What The Heck?
FLA - Four Letter Acronym LOL - Laughing Out Loud YA - Yet Another
FWIW - For What It's Worth LZR- Loser! YHGMTPOTG - You Have Greatly
FYEO - For Your Eyes Only MMF- Make Money Fast Misunderstood The Purpose Of This
FYI - For Your Information OIC- Oh, I See Group
GMTA- Great Minds Think Alike OTOH - On The Other Hand YMBJ - You Must Be Joking
HAGN- Have A Good Nite. PLZ- Please YMHMYFAIOA - You May Have Mistaken
HAND - Have A Nice Day PMFJI -Pardon Me For Jumping In Yourself For An Inventor Of Acronyms
4
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5. @ At MSG Message W With
ATB All The Best NE Any W/O Without
B Be or Bee NETHNG Anything WKND Weekend
BCNU I’ll Be Seeing You NE1 Anyone XLNT Excellent
BWD Backward NO1 No-One XOXOX Hugs and Kisses
B4 Before OIC Oh, I See YR Your
C See or Sea PCM Please Call Me 1 One or Won
CU See You PLS Please 2 Too or To or Two
DOIN Doing PPL People 2DAY Today
F2T Free To Talk RUOK Are You Okay? 2MORO Tomorrow
FWD Forward RGDS Regards 2NITE Tonight
GONNA Going To SUM1 Someone 3SUM Threesome
GR8 Great STRA Stray 4 For or Four
H8 Hate THNQ Thank You :-) I’m Happy
L8 Late THX Thanks :-o I’m Surprised
L8R Later U You :-( I’m Sad
LUV Love UR You Are d:) Baseball Cap
MOB Mobile WAN2 Want To? :-/ Confused
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7. 7
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8. Population of Earth: 6,676,120,288
Not an internet presentation,
Internet Users, Q2 2008: 1,463,632,361
Internet Users, Q4 2000: 360,985,492
but … Mobile Users, Q2 2008: 3, 352,237,974
©Chris Skinner. All rights reserved.
9. The new world order
• Social Chat, 2000-today
– SMS text messages
– Instant Messaging
– Chatrooms
– Status updates
– Twitter
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10. The new world order
• Social Chat, 2000-today
• Social Media, 2003-today
– Blogs
– YouTube
– Podcasting
– Flickr
©Chris Skinner. All rights reserved.
11. The new world order
• Social Chat, 2000-today
• Social Media, 2003-today
• Social Worlds, 2004-today
– There
– Second Life
– Gaia
– Habbo Hotel
– Entropia
– Utherverse
©Chris Skinner. All rights reserved.
12. The new world order
• Social Chat, 2000-today
• Social Media, 2003-today
• Social Worlds, 2004-today
• Social Networking, 2005-today
– Facebook
– MySpace
– Bebo
– Badoo
– Cyworld
– QQ
– Mixi
©Chris Skinner. All rights reserved.
13. The new world order
• Social Chat, 2000-today
• Social Media, 2003-today
• Social Worlds, 2004-today
• Social Networking, 2005-today
• Social Finance, 2005 …
– Zopa
– SmartyPig
– Join2Grow
– Stagecoach Island
– Our Virtual Holland
©Chris Skinner. All rights reserved.
17. 2008 Technorati report
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http://technorati.com/blogging/state-of-the-blogosphere//
23. Integrate with core branding
www.wellsfargo.com/centerstage
©Chris Skinner. All rights reserved.
24. The Latest:
Someday Stories
• Contemporizes the essay contest
by encouraging participants to
share their Someday story
• Five stories selected for $10,000
first prize, delivered via Wells
Fargo Stagecoach
• Five first prize winners filmed and
be eligible to win the Grand Prize
of $100,000
• Consumers voting in a video
contest format for the $100,000
www.wellsfargo.com/somedaystories
©Chris Skinner. All rights reserved. 24
28. Social Networking
Age 15+ - Home and Work Locations
Region Unique Visitors Unique Visitors Percentage
June 2007 June 2008 change
Worldwide 464.4 million 580.5 million 25%
Asia Pacific 162.7 million 200.6 million 23%
Europe 122.5 million 165.3 million 35%
North America 120.8 million 131.3 million 9%
Latin America 40.1 million 53.2 million 33%
Middle East -
18.2 million 30.2 million 66%
Africa
Source: comScore World Metrix, August
2008
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29. Social Networking
Age 15+ - Home and Work Locations
Website Unique Visitors Unique Visitors Percentage
June 2007 June 2008 change
Total Internet :
778.3 million 860.5 million 11%
Total Audience
Social Networking 464.4 million 580.5 million 25%
FACEBOOK.COM 52.2 million 132.1 million 153%
MYSPACE.COM 114.1 million 117.6 million 3%
HI5.COM 28.2 million 56.4 million 100%
FRIENDSTER.COM 24.7 million 37.1 million 50%
Orkut 24.1 million 34.0 million 41%
BEBO.COM 18.2 million 24.0 million 32%
Skyrock Network 17.6 million 21.0 million 19%
Source: comScore World Metrix, August
2008 ©Chris Skinner. All rights reserved.
31. Finland
4.7hrs/mth
Canada UK Russia
5.6 hrs/mth 4.6hrs/mth Germany 6.6 hrs/mth
4.2hrs/mth
USA Spain
4.2hrs/mth 5.3 hrs/mth
Puerto Rico
5.3 hrs/mth
Brazil
6.3 hrs/mth
Of the 1.1 billion people age 15 and older worldwide who accessed the Internet from a home or work location
in May 2009, 734.2 million visited at least one social networking site during the month, representing a
penetration of 65 percent of the worldwide internet audience.
Comscore Press Release, June 2nd 2009
http://www.comscore.com/Press_Events/Press_Releases/2009/7/Russia_has_World_s_Most_Engaged_Social_Networking_Audience
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48. It’s a very, very … mad world
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56. 56
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57. Virtual Q110 closely reflects reality
Branding Architecture People
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58. The Rise and Fall and Rise of
Second Life
October 2006
Total Residents 1,211,392
Residents Logged-In November 7, 2008
During Last 60 Days 502,733
Total Residents 15,786,354
Residents Logged-In
During Last 60 Days 1,287,651
March 2007
Total Residents 4,458,521
Residents Logged-In
During Last 60 Days 1,601,788 July 4, 2009
Residents Logged-In
During Last 60 Days 1,386,122
August 2007
Total Residents 9,067,274
Residents Logged-In
During Last 60 Days 1,639,432
©Chris Skinner +44 790 586 2270 Skinner. Allchris.skinner@fsclub.co.uk
©Chris rights reserved.
61. The language of QQ
http://thechinaobserver.com/2008/12/an-introduction-to-virtual-currency-in-china/
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62. The banning of QQ
http://www.nytimes.com/2009/07/01/technology/internet/01yuan.html?_r=1&ref=business
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72. Some get it …
ANZ's CEO Brian Hartzer on why he Twitters:
"There’s no doubt that social networking is not only growing in
take-up, but in importance as a channel. Twitter is unlike any
other social media vehicle because its immediate, honest and
no-nonsense environment really allows you to feel the pulse of
the community."
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73. Folks, this is my last tweet as
I've resigned to pursue an
overseas opportunity. Thanks
for your continued support
for ANZ. All the best.
5th May 2009
©Chris Skinner. All rights reserved.
87. Social Lending is already global
Expect proliferation, niches developing, consolidation
©Chris Skinner. All rights reserved.
88. SmartyPig
• SmartyPig one of the
first real banking
applications that is truly
social.
• It is like an online piggy
bank, where you save
money for specific goals.
• First banking application
that allows friends and
family to contribute to
interest bearing goals.
• Public goals allow
friends and family to
contribute, or keep your
account private
©Chris Skinner. All rights reserved.
91. 91
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93. Settings Fast Food Entertainment Gifts
Oyster Money Search Travel
Fast Fashion Tell Free Time
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94. Settings Fast Food Entertainment Gifts
Oyster Money Search Travel
Fast Fashion Tell Free Time
©Chris Skinner. All rights reserved.
99. SOGITAL
March 2009
Nielsen Online’s latest research shows that social networking is now more
popular than email. According to their study, 66.8% of Internet users have
used social networks, while only 65.1% have used email.
FACEBOOK YOUTUBE
• Facebook has grown from 100 million to 200 • March 2009 YouTube reached 100 million
million users in less than 8 months. monthly viewers in the US. 6.3 billion videos
• If it were a country, it would be bigger than were viewed on the site.
Brazil. • According to some calculations, YouTube will
• Its traffic has grown immensely in one year’s serve 75 billion video streams to 375 million
period, especially in Europe where it grew unique visitors in 2009.
314%. TWITTER
• According to comScore, it has grown a • Twitter grew 76.8 percent just from February
staggering 2,721% in Italy from February to March 2009-04-21
2008 to February 2009; 999% in Spain, 607% • Its yearly growth rate is 1,382 percent
in Belgium, 518% in France, 499% in • According to Nielsen, Twitter currently has 7
Switzerland. million unique monthly visitors. If it keeps
• According to latest calculations, Facebook growing at this rate, it’ll have nearly 100
now has a total of 65.7 million unique million visitors by March 2010.
visitors versus MySpace’s 54.1 million. • Amazon & Domino’s Pizza fail
©Chris Skinner. All rights reserved.
100. 100
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101. Participation is key
7 reasons to blog
• self-documentation
• self-expression
• information
• socialization
• improving writing
• medium appeal
• passing time
101
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102. Participation is key
Amazon relies on users to participate and volunteer content
Amazon then manages the data and structure and editing to achieve
success
102
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106. 106
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107. 107
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108. 108
©Chris Skinner. All rights reserved.
109. The Future of Online Finance... Now
2.5million+ users
The next way to invest
Launches BlobLive
850,000+ users
Closes US office + World Economic Forum
J2G is 2
Partners with ANZ 10 new videos / day Launches Ace Manager
©Chris Skinner. All rights reserved.
110. Further Reading
Blog Index (from April 2009)
http://thefinanser.co.uk/fsclub/the-week/
A Directory of Social Finance
http://thefinanser.co.uk/fsclub/2009/04/a-directory-of-social-finance.html
The Future of Banking: in a Globalised World
http://www.amazon.co.uk/Future-Banking-Globalised-Skinner-
Chronicles/dp/047051034X/ref=pd_bxgy_b_img_b
The Financial Services Club Library (members only)
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