Presentation at Rosbalt on 29th September 2010

1. RESO-Garantia Branch in St. Petersburg Marketing Director Serge Brovko There is no safer protection from hurricanes, fires and disasters than insurance Rosbalt, 29 September 2010

2. Название слайда According to the BBC, the profits of the world's largest insurer declined due to disasters Largest insurance company Lloyd's reported a decrease in profit by 50% in the first half of 2010 in connection with compensation for an accident in the Gulf of Mexico and the earthquake in Chile. Insurer's pretax profit was £ 628 million, while a year earlier, a similar figure emerged at the level of £ 1,32 billion "Unfortunately, this year brought us more accidents than have brought the past 20 years" - said the representative of Lloyd's top management, Richard Ward. As stated in the documents of the company, the losses incurred by the insurer due to the earthquake in Chile amounted to about $ 1.4 billion, an accident on the platform of the British oil company BP has costed to Lloyd's $ 600 million In addition to Chile and the Gulf of Mexico, the company's financial results have influenced U.S. tornadoes, European floods and storms, and earthquakes in Haiti and China.

7. Beneficiaries of insurance payments are the inhabitants of the region - Syasstroysky Pulp and Paper Mill (307 mln.Rbls ONE SETLLED CLAIM for fire cause) Trade House "Petrovsky" (settled claim more than 20 million rubles), other businesses in the region 2 . At night, January 4, 2010 in St. Petersburg in the industrial zone of "Parnassus" fire appeared in premises of Trade House "Petrovsky”. In order to fully extinguish the fire, 12 fire brigades worked for several hours. Fire damaged nearly two hundred square meters of warehouses. Technical equipment was damaged almost completely/ Damages included ventilation equipment, alarm systems, as well as commercial equipment/ Also part of the inventory of "Petrovsky" was destroyed 1. Syasstroysky PPM 3. Consequences of summer storms in the Leningrad region.