Compare health insurance plans, mediclaim policy, cashless health insurance policies, Individual health insurance and family floater plans from best insurance companies in India.
1. Online health insurance has become a success story, but not without
rhyme or reason. There are pros and cons associated with any product or
service offering, and online health insurance is no exception. The onus is
on the buyer to check, look out, and beware.
Buying health insurance is no longer the tricky trade that it used to be in
the earlier days, thanks to advances in communication and information
technology that has made virtual interactions and transactions a way of
life. If you wish to buy health insurance, all that you need to do is to log
on to the internet and the world of online health insurance would reveal
itself. Online health insurance has become a success story but not
without rhyme or reason. However, considering that it is still in the early
stages that people use the power of the internet to buy health
insurance, there is always the question that nags the user: ‘Is it safe to
buy health insurance online?’
2. Here is a look at some of the advantages and disadvantages associated with buying health
insurance online. This should give you a clear picture about mediclaim, health insurance
benefits, and other aspects that would allow you to make informed decisions about buying
health policy using the power and reach of the internet.
Advantages of online health insurance:
What are the benefits associated with online buying of a health insurance plan?
Save time and energy: You no longer have to visit mediclaim providers physically to collect
information on health insurance benefits, insurance premium, and sum assured. Use a few
keystrokes and some clicks, and you have all the information you need.
Choice unlimited: With no time and space constraints, health insurance benefits increase so
much with the numerous options available in health insurance online.
Shop around: With online insurance comparison site, feel free to compare mediclaim options
before you buy a health insurance plan. This way, your chances of making the right decisions
increase so much.
Security: The internet has evolved to use encryptions and secured connections to protect
financial transactions online from fraud. As long as you are on the right websites to buy health
insurance, your transactions would stay secure and protected.
Disadvantages of online health insurance:
3. The internet is not a bed of roses, and it takes caution when dealing with the internet in
terms of health insurance.
Too much choice? Make sure that you are not confounded by the enormity of choices
available in mediclaim. Online health insurance is much more than just knowing ‘what is
health insurance’. Do not let information-overload spoil the party.
Counterfeit offers: While there are genuine companies to buy health insurance from,
make sure that you are not carried away by counterfeit companies. Check the ingenuity of
the company in the business of health insurance – brand value matters in online health
insurance.
Incorrect information: You need to be the best judge when it comes to deciding on health
insurance benefits and how they benefit you. Identify insurance premium, sum assured,
coverages, riders, and clauses attached with your health policy and see if the claims made in
online health insurance are genuine and with correct information.
So, how safe is it to buy health insurance online?
The verdict is out there – there are pros and cons associated with any product or service
offering,
4. and online health insurance is no exception. The onus is on the buyer to check, look out, and
beware! However, when you are aware of the potential pitfalls involved in online health
insurance,
you would be a better informed consumer, will know what to look out for when you buy health
insurance, and reap the numerous health insurance benefits associated with online health
insurance.