1. Make Big Money Through Trust Deed & Private Mortgage Investing

2. How Safe is YOUR Investment Strategy?

3. Become a Safe & Sophisticated Investor

4. WHAT IS IT? What is Private Mortgage Investing? There are two primary reasons our borrower clients turn to private mortgages rather than institutional real estate funding. *First, the speed of a transaction. Unlike banks, private mortgage groups like The Equity Experts can often evaluate, arrange and close a private mortgage in days compared to weeks. *Second, private mortgage candidates may have credit issues or debt-to-income ratios that disqualify them for typical institutional loans.

5. How Does it Work? Due Diligence Investor Presentation Investment Consummated Borrower Presents Loan Request And Collateral The Equity Experts Confirms Viability Investor Introduced To project & Makes Commitment Escrow Opened Investor Places Funds

6. How Does it Work? Escrow Creates a Recorded Lien against Real property collateral A Third-Party Payment Collection company collects and distributes monthly interest payments to Investor(s) Private Loan is “exited” (Paid Off) within a specified amount of time through sale or refinance of collateral property Investor’s Principal investment is returned for re-investment In a new, Real Estate secured opportunity Funds Distributed To Borrower Borrower Makes Monthly Payments Principal Investment Is Paid Back Investor has Received A Nice Yield Secured by Real Property

7. NO Investor Management Fees, EVER

8. Private Trust Deed and Private Mortgage Investing Provide Natural Diversification DIVERSIFICATION INVESTOR Offers $650k for diversified investment. Wants an average return Of at least 13%. Loan #4 $350k Secured By Separate Real Estate 18% Yield 12% Yield 13% Yield 15% Yield 14.66% Average Return Secured by Real Estate Illustration Only: Returns are based on individual projects Loan #1 $100k Secured By Separate Real Estate Loan #2 $100k Secured By Separate Real Estate Loan #3 $100k Secured By Separate Real Estate

9. Comparative Portfolio Strategies STRATEGIES Investment Risks vs. Return *Certificates of Deposit – FDIC Insured *Interest bearing checking or savings – Rates/Return subject to change (High minimum deposits required) *Mutual Funds – Variable / Volatile *Trust Deeds/Private Mortgage – Secured by high valued real estate *Stocks – Extremely volatile In each of the following traditional Investment vehicles, fees are charged to the Investor – except in the case of private mortgage or trust deed Investing through The Equity Experts. Rates are based on average returns at time of design of this presentation. $100k 35% 90% 4% Yield 12mo. CD Annual Return $4k $100k 6% Yield checking Annual Return $6k $100k 10% Yield Mutual Fund Annual Return $10k $100k 14% Yield 12mo. Private Mortgage $14k Annual Return

10. TYPES OF INVESTMENTS WE LOOK FOR: In an effort to obtain the highest returns for our investor clients, we focus on four primary areas of real estate lending: Commercial Acquisition & Refinance Construction & Development Projects Joint Venture Opportunities Land Acquisition & Refinance A Niche Market

11. Realistic Expectations TERM OF RETURN: Most of our loan projects begin paying returns within 45 days of initial investment, and continue monthly until the end of the investment term. Our loan terms range from 3 months to 30 years, and are set at a fixed rate, so you'll always know how much your investment is going to make. The average loan term is 18-24 months. In the event an investor must liquidate an Investment prior to term maturity, The Equity Experts will assist you by helping to find another party to buy out the your position.

12. Professional due diligence on property, borrower, geographic region and equitable safety of collateral. Hands-on loan management for the entire loan term by The Equity Experts at no charge to investor clients. Third Party payment collection, disbursements and tax record maintenance Investor Maintains Control of Investment Funds Until Escrow TEE works to Protect Our Investors at every stage of the investment process INVESTOR PROTECTION

13. Borrower Relations Due Diligence Investor Relations Administration CORPORATE DIVISIONS

14. 37% Will be As many as 20 days late 56% Of loans will have at least one late pay Averages of Lates, Defaults & Foreclosures On average, every private loan will have at least one late pay in its duration; 37% of loans will enter default (meaning they are at least 20 days late before the late pay is remedied), and; 7% of private loans will enter the foreclosure process. It has been the experience of The Equity Experts that only 2% of private mortgage/trust deed loans actually make it all the way to foreclosure auction.* *Percentages are related to loans previously or currently managed by The Equity Experts, and cannot be guaranteed. Every Investment Has Risk

15. Borrower is 20 days late Notice of Default Mailed Borrower remedies Pmt. + fees Borrower fails to remedy TEE files 4Closure Within 30 days of late payment Borrower either remedies 4closure or property is sold at auction to recover investment In an effort to protect our investors, TEE files a notice of default within 20 days of late pay, and foreclosure within 31 days of late pay. In the event payments and late fees are not remedied, the property will be sold to recover the investor’s principal plus back interest. The Process of Investment Recovery

17. How do I get started? With new projects coming across our desk daily, The Equity Experts are constantly reviewing quality projects for your investment. You just need to contact us so we can ask you a few questions, perhaps offer some training if necessary, and begin presenting you with quality investment opportunities. It's that simple. Becoming a Private Mortgage Investor

18. The Equity Experts is a specialized mortgage-investment team dedicated to helping individuals, family trusts and corporations to invest in High-Yield mortgage loans with consistent returns secured by real estate - a commodity that has a proven appreciation year-after-year; even in poor market troughs. Unlike large mortgage pools or money mills, TEE allows you to keep your funds in your possession, earning you money until you discover the project you feel comfortable investing in. Why struggle with the stock-market puzzle? Invest in private mortgages through The Equity Experts and see the ease of consistent returns with valuable, trust-worthy securitization. It's the proven method of investment that banks and insurance companies use - why shouldn't YOU? How We’re Different

19. Granted, like all investments, there are risks to Trust Deed investing, but our team works seven-days-a-week to protect our investor clients like no one else in the business, minimizing risk as much as possible. Not every investor is suited to invest in private first or second mortgages. Certain net worth guidelines apply. This brochure does not constitute an offer to purchase mortgage investments, it is meant as an educational resource only. An offer is made only through an offering summary and only to those who have requested to receive such summaries. Investing in mortgage or trust deed investments involves some risk, and should only be done by educated investors. Please be sure to do all necessary due diligence prior to investing. *Costs to the investor may be incurred in the event of foreclosure. Repayment of all costs to investor will be attempted through liquidation of property, but cannot be guaranteed. In the event of a second position, foreclosure of the first position may require costs to the investor in order not to lose investment Disclosure

20. www.TheEquityExperts.com 505-892-7200 800-963-8065 Managing Director: Brandon Thienes Direct: 505-350-6945 [email_address] Thank You!