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SecureNow Insurance Broker Private Limited

Why Life Insurance? NOT For investment and returns Investment and returns are only secondary purposes of Insurance These can also be addressed efficiently by instruments other than insurance SecureNow Bang for the Buck - Offers to the buyer the highest leverage in terms of coverage to premium – By a mile when compared to other Life insurance products.

Economia e finanças Negócios

Why Life Insurance?

NOT
For investment and returns
SecureNow

Investment and returns are
only secondary purposes
of Insurance

These can also be addressed
efficiently by instruments other
than insurance
SecureNow

Bang for the Buck - Offers to the buyer the
highest leverage in terms of coverage to premium –
By a mile when compared to other Life insurance
products.
SecureNow

Fill in your details on our
inquiry form.
We will call you right back!
SecureNow Insurance Broker Private Limited

3rd Floor, 29 Hauz Khas Village, New Delhi 110016
Web – www.securenow.in

SecureNow

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Destaque

Major surgeries cost upwards of Rs 2 lakhs these days. Apart from Surgery, there are costs of hospital room, diagnostic tests, medicines, etc. Hospitalization for major diseases sets you back by over Rs 50,000. Further, cost of health care is rising by over 20% pa, which is twice the overall inflation. We also know that good quality healthcare tends to be even more expensive and we do not want to subject ourselves to treatment in hospitals where basic conditions are bad (we have all heard of frightening experiences). Statistics indicate that >70% people in the country have to borrow to pay for their health-care expenses. Hospitalization, apart from the disease or injury itself, creates a big hole in a family’s corpus However, Medical Insurance is inexpensive! A Rs 5 Lakh mediclaim cover costs only about Rs 6,000 pa (for a normal 30 year old). At about Rs 500 per month this is less than what most people spend on movies. Insurance costs do not burn a hole in your pocket, whereas hospital expenses do. Additionally, medical insurance does not cover pre-existing diseases and several diseases are covered only after a few years of continuous insurance – hence insure as early as possible. It is unfortunate that people think of insurance only when they face the perils. Please remember that your insurability and cover are affected by delays. There are several diseases that are covered only after holding a policy for a few years. Also, your premium requirements increase as you get older. Thus, there is a significant cost attached to the delays in procurement of health insurance. You need to get your insurance now.

Health insurance purpose

SecureNow Insurance Broker Private Limited

You can have six nominees and may also specify the proportion of benefit that you would like each nominee to receive Kapil Mehta, Managing director and principal officer, SecureNow Insurance Broker Pvt. Ltd Published in Mint Dated 23rd May, 2012 I am a 29-year-old married male. I have a term plan of Rs. 50 lakh. We recently had a baby girl. Now I plan to increase the sum assured to Rs. 1 crore. Should I now go for a unit-linked insurance plan (Ulip) or an endowment plan? —Nityanand Sahay

Ask mint money 23 may 2012

SecureNow Insurance Broker Private Limited

Gtl claims experience

SecureNow Insurance Broker Private Limited

A secure future

SecureNow Insurance Broker Private Limited

Secure Now Insurance Broker (P) Ltd is an insurance broking firm set-up in New Delhi, India. We provide unbiased insurance options to clients. SecureNow is founded by experienced professionals with an excellent track record in the industry. SecureNow works with CEOs, CFOs, and HR Heads to procure employee benefits, property and liability insurance solutions. For more details visit http://www.securenow.in

Brief profile of SecureNow Insurance Broker Pvt. Ltd.

SecureNow Insurance Broker Private Limited

SecureNow Employee Benefit (Group Health) Survey Sample Report

SecureNow Insurance Broker Private Limited

SecureNow's articles published in 2014-15

SecureNow Insurance Broker Private Limited

There are three types of health insurance cover available in the market today. These are: Mediclaim: These policies cover you for hospitalization expenses. Actual hospitalization expenses are paid subject to a maximum limit of the sum assured opted for. All insurers offer policyholders cashless treatment in their network of hospitals. Policyholders can also pay upfront and then claim reimbursement from the insurer. We recommend Mediclaim as a basic “must have” health insurance to our customers. Mediclaim can be individual or a family floater. In individual every person has his or her own individual policy. In a family floater the members of a family pay a single premium and have one insurance policy that covers the family. Sometimes parents and in-laws can also be included in the family cover. A floater cover provides a lot of flexibility for the family and normally works out more economical. Fixed Benefit Cover These is a new class of insurance products in the Indian market. These plans pay a pre-determined sum of money depending upon the number of days a person is in hospital and the type of surgery done. This amount may be more or less than the actual expenses you incur. We recommend this as an additional insurance to purchase after you have the basic mediclaim policy. Similar to the indemnity cover, fixed benefit cover has individual and family floater options. Fixed benefit policies will pay you the benefit even if the actual costs are reimbursed by a mediclaim policy. Critical Illness plans In these plans a fixed sum of money is paid if the person gets certain pre-specified diseases. Plans can cover anywhere from 9 to 35 diseases. In our view these plans are best bought after one has the basic medicliam and fixed benefit plans. They are ideal for diseases that are debilitating but may not require constant hospitalization - for example cancer or renal failure. Each of the insurance plans described here can be taken for a single Individual or may include dependents such as the spouse, minor children, parents, parents-in-law, grandparents and grandchildren.

Types of health insurance policies

SecureNow Insurance Broker Private Limited

Health insurance indemnity and fixed benefit policies

SecureNow Insurance Broker Private Limited

Destaque (9)

Health insurance purpose

Ask mint money 23 may 2012

Gtl claims experience

A secure future

Brief profile of SecureNow Insurance Broker Pvt. Ltd.

SecureNow Employee Benefit (Group Health) Survey Sample Report

SecureNow's articles published in 2014-15

Types of health insurance policies

Health insurance indemnity and fixed benefit policies

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